10 greatest methods to make use of 100K Chase factors: From first-class flights to all-inclusive getaways

Metro Loud
16 Min Read


The Chase Sapphire Reserve® (see charges and charges) is among the most feature-packed rewards playing cards now we have seen right here at TPG. And proper now, you’ll be able to earn a limited-time bonus of 100,000 bonus factors plus a $500 Chase Journey℠ promo credit score after spending $5,000 on purchases within the first three months from account opening. Since TPG values Chase factors at 2.05 cents apiece, per our June 2025 valuations, this best-ever supply is value over $2,500 (together with the Chase Journey credit score).

With such a beneficiant welcome bonus out there, you is perhaps questioning how one can maximize all of these Final Rewards factors. To get probably the most worth out of your factors, we suggest transferring them to this system’s 11 airline and three lodge switch companions.

Whereas some might select to be thrifty with their rewards and redeem 100,000 factors for a weeklong trip, others might choose to reside out their first-class flight goals and e book a one-way ticket utilizing the bulk (if not all) of their Chase factors.

So, if in case you have 100,000 Chase Final Rewards factors at your disposal, listed here are the ten greatest methods to redeem them utilizing Chase’s airline and lodge switch companions.

Fly top quality to Europe on Emirates or Lufthansa

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Emirates operates two fifth-freedom flights that begin within the U.S. and fly to Europe earlier than persevering with to the airline’s hub at Dubai Worldwide Airport (DXB). These flights are from New York’s John F. Kennedy Worldwide Airport (JFK) to Milan Malpensa Airport (MXP) and from Newark Liberty Worldwide Airport (EWR) to Athens Worldwide Airport (ATH) in Greece.

When you’ve got Silver elite standing or greater within the Emirates Skywards program, you’ll be able to e book both of those flights to Europe in top quality for 102,000 Skywards miles (plus minimal charges and taxes). These miles might be transferred from Final Rewards at a 1:1 fee.

Whereas the variety of miles wanted for this redemption is barely greater than the 100,000-point welcome supply for the Chase Sapphire Reserve, do not forget that the supply is earned after spending $5,000, so you’d earn no less than 5,000 extra factors on purchases along with the welcome supply.

Each routes supply a improbable expertise, however the JFK-to-MXP flight has a slight edge. It’s operated by the Airbus A380, which has an onboard bar and showers.

If you do not have standing within the Skywards program, you may also e book a one-way first-class ticket on Lufthansa to Europe for 90,000 Air Canada Aeroplan factors (when touring from the East Coast or Chicago) or 100,000 factors (when departing from Texas or California).

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Be aware that Lufthansa normally solely releases first-class seats to accomplice packages like Aeroplan a number of days earlier than departure, so you may must be up for an journey, however it’s nicely well worth the trouble for a very luxurious product.

Associated: Tips on how to e book a Lufthansa first-class flight to Europe

E book lie-flat seats to London with Virgin Atlantic

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Virgin Atlantic Flying Membership launched new Saver fares in late 2024 that provide terrific worth on lower-demand dates. Beginning at simply 29,000 Virgin Atlantic factors every method from the U.S. to London’s Heathrow Airport (LHR) and Manchester Airport (MAN) within the U.Okay., these awards are for lie-flat seats with direct aisle entry and include entry to onboard social areas and Virgin’s fabulous Clubhouse lounges at choose places.

Even on some extra common dates, Saver fares from the northeastern U.S. to the U.Okay. might be discovered for 50,000 Virgin factors every method (if not for much less), which means you possibly can take pleasure in a lie-flat, round-trip journey throughout the Atlantic with the welcome supply from the Chase Sapphire Reserve.

Search for the purple “Saver” tags for the bottom fares, or use Virgin’s reward seat checker or an exterior instrument like Seats.aero to seek out the bottom costs throughout a number of dates.

Associated: Bringing the enjoyable again to flying: Virgin Atlantic A350 Higher Class evaluate

Journey round-trip in enterprise class to Spain with Iberia

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If you wish to journey to Spain somewhat than the U.Okay., Iberia presents stellar off-peak award pricing to Spain on its Airbus A330, A350 and now A321XLR plane.

Spherical-trip business-class tickets from Boston Logan Worldwide Airport (BOS), Chicago’s O’Hare Worldwide Airport (ORD) and JFK to Adolfo Suárez Madrid-Barajas Airport (MAD) price simply 81,000 Avios throughout the airline’s off-peak award dates.

Not primarily based in one in every of these places? Longer nonstop flights from gateways like Miami Worldwide Airport (MIA) and Dallas Fort Value Worldwide Airport (DFW) are simply 101,000 Avios round-trip. Taxes and charges are roughly $200 on a round-trip business-class ticket, no matter your departure metropolis.

To e book these awards at these costs, you’ll be able to switch your Chase factors to British Airways Membership or Membership Iberia Plus.

Associated: A evaluate of Iberia’s new business-class suite on the A350-900 from Madrid to Mexico Metropolis

E book flights to Europe for two with Flying Blue

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The Air France-KLM Flying Blue program presents a complete community connecting North America with Europe through its Paris-Charles de Gaulle Airport (CDG) and Amsterdam Airport Schiphol (AMS) hubs.

This system costs awards dynamically, with financial system flights to Europe beginning at 25,000 Flying Blue miles every method. With 100,000 Final Rewards factors, you possibly can e book a round-trip ticket for 2 individuals to Amsterdam, Paris or past. Plus, Flying Blue presents a month-to-month promotion to save lots of 25% on award fares; subsequently, you possibly can probably snag a one-way ticket for simply 18,750 miles.

Associated: A evaluate of Air France financial system on the Airbus A350-900 from Paris to Denver

Get pleasure from a business-class flight to Japan

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Virgin Atlantic Flying Membership companions with Tokyo-based service All Nippon Airways. You need to use your Virgin factors to e book premium-cabin tickets on ANA at enticing charges; it is hands-down one of the best ways to e book tickets on ANA. Plus, ANA’s new business- and first-class cabins are fairly superior, too — you’ll be able to anticipate top-notch service, nice new seats and a collection of scrumptious meals and Champagne.

ANA business-class flights to Japan price simply 105,000 Virgin factors round-trip from West Coast airports and 120,000 Virgin factors round-trip from East Coast airports and ORD.

This is among the greatest redemption offers of any airline loyalty program, although availability might be scarce.

Associated: ANA will carry its award-winning The Room enterprise class to the 787 Dreamliner

Take the entire household to Hawaii from the West Coast

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Are you primarily based on the West Coast and contemplating an island trip? Nicely, say “aloha” to your subsequent trip vacation spot. You need to use your 100,000 Final Rewards factors to fly with three relations or associates to Hawaii from any Alaska Airways gateway in California, Washington or Oregon.

By transferring your Final Rewards factors to the Singapore KrisFlyer program, you’ll be able to e book award seats on Alaska Airways. You will want simply 13,500 KrisFlyer miles every method per individual (or 27,000 miles round-trip), which means you possibly can e book 4 individuals for 108,000 KrisFlyer miles.

Associated: Lower your expenses: How one can e book flights to Hawaii utilizing factors and miles

Keep as much as 5 nights in Hawaii

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World of Hyatt is one in every of Chase’s most profitable switch companions. This system continues to be recognized for its wonderful (revealed) award chart, with many high-end motels costing 40,000 factors or much less per evening.

If you wish to make your Chase factors go so far as attainable, think about midrange Hyatt choices in Hawaii. A regular award room would price you the next:

  • 75,000 World of Hyatt factors for 5 nights on the Hyatt Place Waikiki Seaside
  • 100,000 World of Hyatt factors for 5 nights on the Hyatt Centric Waikiki Seaside or the Hyatt Regency Waikiki Seaside Resort and Spa

Or, if you wish to splurge and may journey on off-peak dates, think about three nights on the Andaz Maui at Wailea Resort for 105,000 World of Hyatt factors.

Hyatt doesn’t cost resort or redemption charges on award stays, so there aren’t any added lodging prices to pay while you try.

Associated: Greatest motels and resorts in Hawaii

Get pleasure from an award-winning business-class expertise to India or the Maldives

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Qatar Airways’ Qsuite enterprise class is regarded by many because the world’s greatest. The revolutionary design permits a four-person household to create a four-person suite to chill out, socialize and relaxation collectively.

Qatar Airways tends to order probably the most Qsuite award availability for members of its personal Qatar Airways Privilege Membership program. Whereas Privilege Membership shouldn’t be a switch accomplice of Final Rewards, British Airways Membership is, and you may switch Chase factors to British Airways after which on to Privilege Membership at a 1:1 fee.

This program prices 70,000 Privilege Membership Avios every method per individual from North America to Doha’s Hamad Worldwide Airport (DOH) on off-peak dates. Whereas it is a nice worth, you’ll be able to connect with India and the Maldives for simply 10,000 extra Avios, all in enterprise class, supplying you with loads of time to take pleasure in this luxury product.

Associated: Discover Qatar Airways Qsuite award availability in seconds utilizing this platform

E book 4 nights at an all-inclusive resort in Mexico

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Individuals generally name award journey “free” with out factoring in all the opposite prices that go right into a trip. With Hyatt’s all-inclusive resorts, you have got one much less factor to fret about: You possibly can try with a $0 invoice while you use factors. All the things out of your room to meals (even room service) to some nonmotorized water sports activities is included in your award redemption.

With 100,000 Final Rewards factors, you’ll be able to e book 4 commonplace nights on the following all-inclusive properties in Mexico:

  • Breathless Cancun Soul Resort & Spa
  • Breathless Riviera Cancun Resort & Spa
  • Desires Bahia Mita Surf & Spa Resort
  • Desires Cozumel Cape Resort & Spa
  • Desires Los Cabos Suites Golf Resort & Spa
  • Desires Natura Resort & Spa
  • Desires Riviera Cancun Resort & Spa
  • Desires Tulum Resort & Spa
  • Desires Vallarta Bay Resort & Spa
  • Desires Vista Cancun Golf & Spa Resort
  • Hyatt Zilara Riviera Maya
  • Hyatt Ziva Riviera Maya
  • Secrets and techniques Aura Cozumel
  • Secrets and techniques Bahia Mita Surf & Spa Resort
  • Secrets and techniques The Vine Cancun
  • Secrets and techniques Vallarta Bay Puerto Vallarta

In our June 2025 valuations, TPG values Hyatt factors at 1.7 cents every. With charges on the above resorts usually exceeding $400 per evening, you possibly can save 1000’s with 100,000 Final Rewards factors.

Associated: Greatest Hyatt motels on this planet

E book as much as 22 short-haul home flights

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Sure, you’ll be able to probably e book as much as 22 flights with one welcome supply.

Whereas this virtually appears too good to be true, United Airways’ MileagePlus program can supply very cheap short-haul redemption costs.

By monitoring its Flight award offers web page, you’ll find home economy-class awards for as little as 4,500 miles on a route like San Francisco Worldwide Airport (SFO) to San Diego Worldwide Airport (SAN). With simply $6 in charges and taxes, this represents terrific worth and the flexibility to take as much as 22 one-way flights with one welcome supply of 100,000 Final Rewards factors.

Associated: Tips on how to get most worth from the United MileagePlus program

Backside line

The Chase Sapphire Reserve is among the most rewarding journey bank cards available on the market. To not point out, the welcome supply of 100,000 Final Rewards factors plus a $500 Chase Journey promo credit score might be redeemed in some ways to e book your subsequent trip.

Whether or not you need to fly comfortably to Europe, take the entire household to Hawaii or lower your expenses on a home flight, Final Rewards factors are straightforward to earn and redeem.

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