What would you do with 100,000 Citi ThankYou Rewards factors?
That query might encourage brainstorms of dream journeys to improbable locations like Hawaii, France or Japan.
Plus, now is a superb time to start out fascinated with incomes ThankYou Rewards factors. With the Citi Strata Elite℠ Card (see charges and charges), new cardholders can earn 100,000 bonus factors after spending $6,000 within the first three months from account opening.
TPG’s October 2025 valuations deem ThankYou Rewards factors as price 1.9 cents apiece, making this bonus price $1,900. There are numerous methods to succeed in that worth — and even exceed it — by transferring these factors to Citi’s invaluable loyalty program companions.
When transferring Citi factors, you have to maintain a premium Citi card, such because the Citi Strata Elite, the Citi Status® Card (now not accessible to functions) or the Citi Strata Premier® Card (see charges and charges), to unlock the total switch ratios mentioned right here. You can switch ThankYou Rewards factors to companions with different Citi playing cards, however ratios will fluctuate.
The data for the Citi Status Card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.
Do not feel caught due to evaluation paralysis. Whereas there are tons of the way you may redeem 100,000 Citi factors, listed below are 10 concepts to get your journey juices flowing.
As much as 10 one-way financial system flights to a number of US locations by way of American Airways AAdvantage
In the event you’re a fan of stretching your factors into as many journeys as doable, this selection may very well be most engaging to you. ThankYou Rewards factors switch to American Airways AAdvantage at a 1:1 ratio, which might present improbable worth.
You possibly can fly a number of American Airways routes throughout the nation one-way in financial system for 10,500 American Airways AAdvantage miles or much less. For 2026, I discovered availability to fly from:
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- Miami Worldwide Airport (MIA) to Houston’s George Bush Intercontinental Airport (IAH) for six,000 miles
- Dallas Fort Value Worldwide Airport (DFW) to Los Angeles Worldwide Airport (LAX) for 8,500 miles
- New York’s John F. Kennedy Worldwide Airport (JFK) to LAX for 10,500 miles
In the event you select to redeem 100,000 ThankYou Rewards factors for a number of financial system flights throughout the U.S., you may guide 10 or extra one-way flights (relying on the route you choose).
Associated: Why Citi’s latest switch companion has modified my bank card and factors and miles methods
16 one-way financial system flights to London by way of Virgin Atlantic Flying Membership
You possibly can switch 6,000 ThankYou Rewards factors to Flying Membership at a 1:1 charge and fly to London’s Heathrow Airport (LHR) from a number of U.S. airports, together with Boston Logan Worldwide Airport (BOS), JFK and Dulles Worldwide Airport (IAD) close to Washington, D.C.
With 100,000 factors, you may make this redemption 16 occasions — and nonetheless have 4,000 factors left over. Be aware that Flying Membership imposes excessive surcharges and return flights from London to the U.S. will incur the U.Okay.’s Air Passenger Obligation cost.
Associated: Flexibility is vital: Why I (largely) just like the Virgin Atlantic Flying Membership adjustments
2 one-way business-class flights to Colombia by way of Avianca LifeMiles
You possibly can kick off a visit to Colombia in business-class luxurious if you switch your ThankYou Rewards factors to Avianca LifeMiles.
Since they switch at a 1:1 ratio, you may use 46,450 factors for one business-class seat from MIA to Bogota, Colombia’s El Dorado Worldwide Airport (BOG).
At this charge, you should use 100,000 factors to buy two business-class seats and convey a companion together with you.
Associated: Avianca eyes 5 routes from Florida to Latin America
2 one-way Condor business-class flights to Germany by way of JetBlue TrueBlue
You possibly can switch ThankYou Rewards factors to JetBlue TrueBlue to guide Condor business-class flights to Frankfurt Airport (FRA). That is one among TPG’s favourite candy spots proper now.
You could find availability beginning at 54,000 factors from a number of locations, together with BOS and Toronto Pearson Airport (YYZ). ThankYou Rewards factors switch to TrueBlue at a 1:1 ratio.
You will have greater than 100,000 factors to guide two seats for 108,000 factors. Nevertheless, that may be simply inside attain should you’re hoping to satisfy the minimal spending requirement on the Citi Strata Elite to earn the 100,000-point welcome bonus anyway.
Associated: JetBlue TrueBlue redemptions now dwell on Condor Airways: Enterprise-class awards to Europe begin at 54,000 factors
2 one-way business-class flights to Paris by way of Air France-KLM Flying Blue
You can even head to Paris in Air France enterprise class with 100,000 factors.
For 60,000 miles (transferred at a 1:1 ratio from Citi to Air France-KLM Flying Blue), you may guide tickets to Paris-Charles de Gaulle Airport (CDG). There’s availability from a number of U.S. airports, corresponding to BOS, IAH, JFK and Seattle-Tacoma Worldwide Airport (SEA).
Like with the earlier redemption, should you had been to guide two seats, you’ll really want to maneuver 120,000 factors to Flying Blue.
Associated: Air France reveals off new and expanded business-class lounge in Paris
1 one-way first-class Hawaiian Airways flight to Hawaii by way of American Airways AAdvantage
Lie-flat luxurious from the U.S. mainland to Hawaii is feasible with one welcome bonus.
That is as a result of you may use AAdvantage to guide first-class Hawaiian Airways flights from the U.S. mainland to Hawaii for 64,000 ThankYou Rewards factors, transferred at a 1:1 ratio to AAdvantage.
Associated: Hawaiian Airways so as to add premium financial system to its Airbus A330 fleet
1 one-way business-class flight to Abu Dhabi by way of Etihad Visitor
You can even use 100,000 ThankYou Rewards factors to contribute to nearly all of a trendy Etihad business-class redemption for flights to Abu Dhabi. You can switch ThankYou Rewards factors to Etihad Visitor at a 1:1 ratio.
We have discovered availability from 120,000 factors to fly to Zayed Worldwide Airport (AUH) from Hartsfield-Jackson Atlanta Worldwide Airport (ATL), BOS and IAD.
Whereas you’ll have to place some further spending on the Citi Strata Elite to succeed in the 120,000 factors required for this redemption, it is actually made extra doable with the Strata Elite’s present bonus-earning classes.
Associated: Etihad provides main East Coast hub in newest US growth, orders dozens of recent Boeing jets
1 one-way business-class flight to Tokyo by way of American Airways AAdvantage
You possibly can fly nonstop on American Airways to Japan with 122,500 Citi factors, transferred at a 1:1 ratio to AAdvantage.
This route flies from LAX to Tokyo’s Haneda Airport (HND) in enterprise class.
Like some beforehand talked about redemptions, this reserving would technically price greater than 100,000 ThankYou Rewards factors. Nevertheless, the extra 22,500 factors wanted to redeem for this flight will not be as tough to build up with spending in your Citi Strata Elite Card.
Associated: Journey to Japan with factors and miles: Finest methods to redeem your rewards for flights and lodges
3 nights at Wyndham Grand Orlando Resort Bonnet Creek
Citi’s resort companions will not be on the prime of your radar, however if you wish to save in your out-of-pocket price, that is an possibility. For instance, you may guide a three-night keep at Wyndham Grand Orlando Resort Bonnet Creek, a Wyndham property close to Disney World that expenses 30,000 factors per evening.
If a one-night keep at this resort prices $441, you’d get a price of about 1.47 cents per level for this redemption. Whereas it’s under TPG’s Citi ThankYou Rewards factors valuation of 1.9 cents apiece (as of October 2025), this redemption can nonetheless allow you to lower your expenses, particularly should you use your factors to guide a three-night resort keep as a substitute of paying money.
For Disney fans, a redemption like this might help immensely when making an attempt to save on a Disney household trip.
Associated: The 12 finest Wyndham lodges on the planet
8 nights on the Lodge Aquarius Venice, an Ascent Assortment Lodge in Italy
In the event you like reserving with Selection lodges, chances are you’ll need to leverage the advantageous 1:2 switch ratio that you’re going to get for shifting ThankYou Rewards factors to Selection Privileges.
For example, you may keep eight nights on the Lodge Aquarius Venice in Italy with this 100,000-point bonus. That is as a result of 100,000 ThankYou Rewards factors change into 200,000 Selection factors — and you may guide eight nights at this property for 192,000 Selection factors.
With room charges upward of $540 an evening throughout the peak summer season months, this may very well be an ideal redemption for some vacationers.
Associated: The most effective Selection lodges in Europe to guide utilizing factors
How I discover award redemptions
When looking for flights, I like to recommend checking Seats.aero. You could find award availability throughout a number of packages that companion with Citi, together with AAdvantage, and seek for a number of routes to seek out precisely what you are on the lookout for.
Redemptions with airline companions are a few of the finest methods to get outsize worth out of your ThankYou Rewards factors. Whereas it typically could also be tougher to maximise your Citi factors with resort switch companions, there are some candy spots.
However earlier than you switch your factors, all the time examine the money charge versus the factors charge. If you wish to maximize your factors, it could be price it to guide the money charge and save your factors for one more redemption. Moreover, level redemptions are irreversible, so ensure you affirm award availability earlier than blindly transferring your rewards.
Nevertheless, on the finish of the day, the very best redemption is one which works for you. So, consider your wildest journey goals and run some searches to see how 100,000 ThankYou Rewards factors can get you there.
Associated: These 12 apps and web sites make award redemptions simpler to seek out
Apply right here: Citi Strata Elite
Backside line
Redeeming 100,000 factors to guide flights or stays with Citi’s switch companions can present unimaginable worth and allow you to save on the out-of-pocket prices related to touring.
If you wish to add 100,000 factors to your account, make sure to try the present supply on the premium Citi Strata Elite Card.
