At TPG, a number of of us have a pockets brimming with bank cards. Some go all-out (paging senior editorial director Nick Ewen together with his 20+ bank cards), whereas some maintain a smaller stockpile (insert a gif of me waving my six playing cards). However all of us undoubtedly have a favourite card.
Many bank card professionals have differing opinions about selecting the one card we won’t stay with out.
In a panel with reporters and editors from The Factors Man and NextAdvisor, there was a transparent winner when the group was requested about their absolute favourite card: the American Categorical® Gold Card.
However why has this card remained a favourite when there are such a lot of wonderful choices? Listed here are 4 causes it is the one card so many people cannot stay with out.
It is an important card for foodies
Record a greater card for meals lovers — I will wait.
Plus, the cardboard comes with an assortment of dining-focused annual assertion credit. (Enrollment is required.)
Every month, you’ll be able to obtain as much as a $10 assertion credit score while you get meals from considered one of a number of collaborating eating places or meal providers, together with 5 Guys, Goldbelly, Grubhub, The Cheesecake Manufacturing unit and Wine.com .
You will additionally stand up to $10 in month-to-month Uber Money (usable on Uber Eats and rides within the U.S.). Uber Money will solely be deposited into your Uber account while you add the Amex Gold as a fee technique and redeem with any Amex card.
Day by day Publication
Reward your inbox with the TPG Day by day publication
Be a part of over 700,000 readers for breaking information, in-depth guides and unique offers from TPG’s specialists
Moreover, you may obtain as much as a $100 annual Resy credit score (as much as $50 biannually). Merely dine at a U.S. Resy restaurant and pay along with your Amex Gold card; no reservation is required.
Lastly, you may obtain as much as a $7 month-to-month assertion credit score at U.S. Dunkin’ areas.
(Enrollment is required for choose advantages.)
Associated: One of the best bank cards for eating out, taking out and ordering in
It balances premium advantages and affordability
I’ve talked earlier than about not having an ultra-premium card (no less than not but). That is partially as a result of I have never wanted one, nevertheless it’s additionally as a result of I am typically fairly budget-conscious.
Associated: Why the Amex Gold is the proper ‘in-between’ card
Membership Rewards is without doubt one of the finest factors currencies
Talking of incomes factors, Membership Rewards are a number of the finest factors you’ll be able to earn. In keeping with TPG’s July 2025 valuations, Amex factors are value 2 cents every, barely lower than Chase Final Rewards and Bilt Rewards factors.
Out of the highest bank card issuers, Amex has by far essentially the most in depth switch associate listing, with 18 airways and three resort chains. And people switch companions may also help make your factors go a great distance towards a variety of wonderful redemptions.
TPG bank cards author Chris Nelson has listed the Amex Gold as the cardboard he cannot stay with out.
“As somebody who’s a foodie, I am at all times eating out, and people few instances after I do resolve to cook dinner, I can rack up fairly a invoice at U.S. supermarkets. The 4 factors per greenback I earn in these classes is a should for me and simply cannot be overwhelmed. I earn ultra-valuable factors that I can use to assist me guide long-haul worldwide business-class flights, particularly with companions like Avianca LifeMiles and Air Canada Aeroplan.”
And whereas the Amex Presents program is not particular to only Membership Rewards playing cards, I would be remiss to not point out how a lot worth Amex Presents can add to this system. I look by means of the provides out there on my card weekly, and there is virtually at all times one thing new that I add to my account — further factors on resort stays, money again on a meals order or one thing else.
All in all, the Amex Membership Rewards program is a superb asset to have at your fingertips with the Amex Gold Card.
Associated: Redeeming American Categorical Membership Rewards for max worth
Bonus: It is one of many prettiest playing cards available on the market
We will not talk about why the Amex Gold is a employees favourite with out mentioning the cardboard’s smooth design.
Arms down, it is the prettiest card in my pockets (and, I would argue, in anybody’s pockets).
After all, you’ll be able to’t choose a card purely on how nicely it matches your aesthetic. However while you consider all the different causes the Amex Gold is a superb card, the truth that it does have such a stunning design actually would not damage.
Backside line
All in all, you’ll be able to’t go mistaken with the Amex Gold. It is an important card for vacationers who would moderately earn factors on non-travel bills to allow them to redeem for his or her dream journeys as an alternative.
You are getting stable advantages, credit and reward incomes charges that offset numerous the annual charge. Plus, the welcome bonus on this card is aggressive when in comparison with prime journey playing cards available on the market. That is considered one of many causes so many bank card professionals are obsessive about having it of their wallets.
To be taught extra, learn our full evaluate of the Amex Gold Card.
Apply right here: American Categorical Gold Card Discover out your provide and see if you’re eligible for as excessive as 100,000 Membership Rewards factors after spending $6,000 on purchases inside the first six months of card membership. Welcome provides range and also you will not be eligible for a proposal.
For charges and costs of the Amex Gold Card, please click on right here.
