5 methods to recover from $2,000 of worth from 100K Chase Final Rewards factors

At TPG, we worth Chase Final Rewards factors at 2.05 cents every, per our July 2025 valuations. It’s because we see monumental worth within the flexibility of transferring these factors to Chase’s 11 airline companions and three lodge companions. Whereas Chase factors will switch at a 1:1 charge to its 14 journey companions, you possibly can usually get extra than 2 cents per level when opting to go this reserving route, versus redeeming your factors by way of the Chase Journey℠ portal.

Plus, the Chase Sapphire Reserve® (see charges and charges) is providing a best-ever welcome supply of 100,000 bonus factors plus a $500 Chase Journey promo credit score after spending $5,000 on purchases within the first three months from account opening.

So, for those who’re questioning how one can maximize 100,000 Chase factors, listed here are 5 methods to get no less than $2,050 value of worth from 100,000 Chase Final Rewards factors.

Notice: Flight costs had been correct on the time of writing.

Guide round-trip premium economic system flights to London for 4 individuals

You may switch your Chase Final Rewards factors to the Virgin Atlantic Flying Membership program to e-book Virgin Atlantic’s great-value saver fares to London. These begin from simply 6,000 factors one-way in economic system class. Premium economic system flights are additionally a terrific deal, beginning at 10,500 Virgin factors per particular person every method.

You would e-book a round-trip ticket for 4 individuals from New York’s John F. Kennedy Worldwide Airport (JFK) to London’s Heathrow Airport (LHR) in premium economic system for 84,000 Virgin factors, plus $3,464.04 in charges, taxes and surcharges.

Whereas the money required on high of the factors could seem a bit steep, do not forget that that is the entire for 4 passengers and contains the obligatory U.Okay. Air Passenger Responsibility payment.

For those who booked the identical itinerary with money, it might price $8,062.04 for 4 individuals.

Due to this fact, redeeming these 84,000 Virgin Atlantic Flying Membership factors for saver fares would prevent $4,598 on the money charges for a similar flights. As an added bonus, you would be left with 16,000 Chase factors that you could possibly switch to World of Hyatt to e-book a one-night keep on the Hyatt Place London Metropolis East for 15,000 World of Hyatt factors, saving you an extra $274.

Worth of 100,000 Chase factors: $4,872

Associated: Use Virgin Atlantic’s reward seat checker to search out the most cost effective saver seats

Guide 4 nights within the coronary heart of New York Metropolis

New York could be an costly vacation spot for lodging, particularly over the summer time months. September is a superb time to go to the Massive Apple, as the times are nonetheless heat however the warmth of summer time has handed, making the temperatures nice, particularly within the evenings.

You would switch your Final Rewards factors to World of Hyatt and e-book 4 nights on the Park South Lodge for 23,000 World of Hyatt factors per evening (for a complete of 92,000 factors).

Associated: The 24 greatest lodges in New York Metropolis

What makes this an excellent higher deal is that World of Hyatt members do not pay taxes or charges on redemption stays.

Worth of 92,000 Chase factors: $3,456 (so 100,000 factors could possibly be value $3,756)

Guide nonstop, round-trip business-class flights to Spain

Chase switch associate Iberia Membership affords terrific redemption charges for business-class flights from the assorted U.S. cities to Adolfo Suárez Madrid-Barajas Airport (MAD). On off-peak dates, you may want as few as 40,500 Iberia Avios every method from the East Coast to Spain.

This implies you possibly can fly from Boston Logan Worldwide Airport (BOS) to MAD for 40,500 Avios round-trip, plus about $317 in charges and taxes.

Since money charges for a similar flights will price greater than $3,500 per particular person, this can be a nice method to fly throughout the Atlantic in a lie-flat seat and expertise Iberia’s brand-new Airbus A321XLR plane.

Worth of 81,000 Chase factors: $3,265 (so 100,000 factors could possibly be value $4,030)

Guide 3 nights on the iconic Park Hyatt Sydney

Lodge areas do not get far more fascinating than overlooking the enduring Sydney Harbour straight below the Sydney Harbour Bridge.

For those who’re heading Down Below, contemplate bedding down on the Park Hyatt Sydney, certainly one of TPG’s favourite lodges to e-book with factors anyplace on the earth. In October, a three-night keep prices virtually $2,500.

However you possibly can e-book these similar dates for 35,000 World of Hyatt factors per evening, which you’ll switch from Final Rewards at a 1:1 charge.

Although this redemption would require 105,000 factors relatively than the 100,000 bonus factors accessible as a part of the Chase Sapphire Reserve‘s present supply, bear in mind that you’d have to spend $5,000 on the cardboard to earn the bonus factors. Due to this fact, you’d rack up no less than one other 5,000 factors for reaching that spend threshold.

Worth of 105,000 Chase factors: $2,444.44

Guide 2 American Airways lie-flat business-class seats

American Airways affords lie-flat business-class seats on its Airbus A321 plane for flights from New York to San Francisco and Los Angeles. By transferring your Chase factors to British Airways Membership after which Qatar Airways Privilege Membership, you possibly can e-book these routes for simply 43,000 Avios per particular person every method.

This implies you could possibly e-book two one-way tickets on the six-hour-and-20-minute flight to the West Coast for 86,000 Chase factors plus solely $9 in taxes and charges, leaving you 14,000 Chase factors to maybe use for a lodge in San Francisco.

Associated: The perfect lodges in San Francisco for a golden getaway

For those who do not wish to undergo the extra step of transferring Avios to your Qatar Airways Privilege Membership account, you can even e-book these flights straight by way of British Airways Membership for 100,000 Avios.

With money charges for this flight at over $1,000 per particular person, this is a superb method to get nice worth out of your Chase factors.

Worth of 100,000 Chase factors: $2,689

Backside line

You may get outsize worth out of your Chase Final Rewards factors by transferring your rewards to airline and lodge companions. This is the reason TPG values this rewards foreign money so extremely.

The present Chase Sapphire Reserve supply is the all time welcome bonus we have seen on this card. Now’s a good time to earn 100,000 Final Rewards factors plus a $500 Chase Journey promo credit score to make use of to e-book your subsequent dream trip.

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