The summer time of premium journey playing cards has introduced a brand new product to the combo: the Citi Strata Elite℠ Card (see charges and charges).
Citi launched the extremely anticipated successor to the Citi Status® Card in July with a limited-time welcome bonus and a number of new perks at a $595 annual charge.
The Citi Strata Elite’s suite of advantages contains excessive incomes charges, distinctive way of life credit and helpful journey rewards. In the event you like what you have learn, you could be contemplating an software. However, are you eligible for the bonus?
This is what to find out about welcome supply restrictions and figuring out whether or not you are a candidate for the brand new card.
The knowledge for the Citi Status Card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.
Citi Strata Elite Card welcome supply
First, let’s get into what this welcome bonus entails.
New Citi Strata Elite Card holders who apply on-line can earn 80,000 bonus factors after spending $4,000 throughout the first three months of account opening. TPG’s July 2025 valuations place Citi ThankYou Rewards factors at 1.85 cents apiece, which means this welcome supply is price $1,480.
On the worth of comfort, you possibly can get a better welcome supply. New Citi Strata Elite Card holders who apply in individual at a Citi retail department can earn 100,000 bonus factors after spending $4,000 throughout the first three months of account opening. Per TPG valuations, this supply is price $1,850.
The effort and time wanted to discover a Citi department will decide the give you’re eligible for right here.
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Am I eligible for the Citi Strata Elite’s welcome bonus?
In the event you’ve determined to use for the brand new Citi Strata Elite, you could have just a few particular questions associated to bonus eligibility. We now have you coated with the solutions to some generally requested questions.
What credit score rating do I would like for the Citi Strata Elite?
TPG recommends a minimal rating of 670 to be permitted for the Citi Strata Elite, though some individuals with decrease scores could also be permitted.
In case your credit score rating is just too low otherwise you’re nonetheless constructing credit score historical past, it’s best to maintain on getting the Strata Elite and as an alternative go for a starter card.
What are Citi’s software guidelines for brand new playing cards?
Generally, Citi does not restrict what number of playing cards you’ll be able to have from the financial institution.
Nevertheless, your total credit score throughout all Citi playing cards may very well be restricted. So, when you run into this problem, a fast name to Citi’s reconsideration line ought to show you how to get permitted by transferring credit score from one Citi card to a brand new one. Citi’s quantity for checking your software standing is 1-866-606-2787.
Citi additionally limits how regularly you’ll be able to earn a welcome bonus on considered one of its playing cards. When you earn a bonus on a Citi card, you may have to attend 48 months to earn the welcome bonus once more.
Nevertheless, this is not a problem for brand new candidates to the Citi Strata Elite since it is a brand-new card.
What if I already produce other Citi playing cards?
You are eligible for the bonus on the Citi Strata Elite even when you maintain different Citi playing cards and have earned bonuses on them. This contains the Citi Status, in order that’s excellent news for present Citi cardholders.
What if I additionally wish to apply for the brand new Citi Strata Card?
Together with the Citi Strata Elite information, the Citi Rewards+® Card has been rebranded to the Citi Strata℠ Card (see charges and charges).
The Citi Strata is a no-annual-fee card that earns Citi ThankYou Rewards factors and comes with its personal welcome bonus. For a restricted time, new candidates can earn 30,000 bonus factors after spending $1,000 throughout the first three months of account opening.
The knowledge for the Citi Rewards+ Card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.
It’s potential for somebody seeking to earn a bit of Citi ThankYou Rewards factors to efficiently apply for each the Citi Strata Elite and the Citi Strata. New candidates may even be eligible to earn each bonuses.
It is price mentioning you can solely apply for one Citi card (private or enterprise) each eight days, and you will not be permitted for greater than two playing cards in a 65-day window.
The one stipulations are that you simply will not be capable to earn the welcome supply on the Citi Strata when you obtained a brand new bonus for a Citi Rewards+ account up to now 48 months or transformed one other Citi card that you simply’d earned a bonus on within the final 48 months right into a Citi Strata or Citi Rewards+ account. These restrictions don’t apply to the Citi Strata Elite.
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Backside line
New candidates to the Citi Strata Elite needs to be happy with the restricted restrictions on incomes the cardboard’s new high-value welcome bonus.
Candidates who’re permitted for the Strata Elite will obtain the bonus so long as they meet the spending requirement. This card options a number of invaluable perks and may very well be a strong addition to a frequent traveler’s pockets.
To study extra, see our full evaluate of the Citi Strata Elite Card.
Apply right here: Citi Strata Elite Card
