In comparison with its rivals, World of Hyatt has fewer bank cards out there for candidates.
Contemplate that there are six bank cards from Marriott Bonvoy, 4 playing cards from Hilton Honors, three playing cards from IHG One Rewards and three playing cards from Wyndham Rewards. Whereas Hyatt has a private and a enterprise bank card, it lacks a luxurious bank card.
Is that this a superb or a nasty signal? Must you look elsewhere when paying for stays at World of Hyatt properties?
Let’s study some widespread playing cards you would possibly use to pay to your subsequent keep at these resorts and resorts to know what they provide when it comes to return on spending and perks throughout your keep.
Evaluating bank cards for a Hyatt keep
Along with utilizing a Hyatt cobranded bank card, you may additionally think about using an all-around journey rewards card that earns transferable factors on journey purchases, together with your subsequent lodge keep.
Let us take a look at some widespread bank card choices and what you could possibly get when utilizing these playing cards:
| Card identify | Incomes fee with Hyatt | Worth of the rewards earned* | Hyatt-related advantages from the cardboard | Annual charge |
|---|---|---|---|---|
| World of Hyatt Credit score Card (see charges and charges) | 4 factors per greenback spent | 6.8 cents |
|
$95 |
| World of Hyatt Enterprise Credit score Card (see charges and charges) | 4 factors per greenback spent | 6.8 cents |
|
$199 |
| American Categorical® Inexperienced Card** | 3 factors per greenback spent | 6 cents | None. | $150 |
| Chase Sapphire Reserve® (see charges and charges) | 4 factors per greenback spent (or 8 factors per greenback spent if booked via Chase Journey℠) | 8.2 cents (or 16.4 cents) | None. | $795 |
| Citi Strata Premier® Card (see charges and charges) | 3 factors per greenback spent (or 10 factors per greenback spent if booked through the Citi Journey portal) | 5.6 cents (or 18.5 cents) | None. | $95 |
*Bonus worth is an estimated worth TPG’s July 2025 valuations and never the cardboard issuer.
**The data for the American Categorical Inexperienced Card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.
Which card do you have to use?
When selecting a bank card to your subsequent keep at a Hyatt property, contemplate two elements: the advantages you get pleasure from throughout your keep and the factors you earn on the cardboard when paying to your keep.
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The primary half is comparatively easy. The advantages and perks of your elite standing will apply no matter whether or not you employ a particular card to your keep.
For instance, you needn’t pay with the World of Hyatt card or World of Hyatt Enterprise card to get pleasure from your Discoverist standing, which is conferred routinely by having both of those playing cards.
(The one exception is utilizing the Sapphire Reserve or Strata Premier to e-book a paid keep at a Hyatt via their respective journey portals. It will typically rely as a third-party reserving. Whilst you’ll earn 8 and 10 factors per greenback spent on these bookings, respectively, you will probably forgo any perks of World of Hyatt elite standing when staying on the lodge.)
Relating to incomes factors from spending cash at resorts collaborating in World of Hyatt, utilizing your Hyatt bank card is an effective possibility, not like some lodge applications. Because of the excessive worth of Hyatt factors, utilizing these playing cards will present a greater fee of return than utilizing a Marriott bank card at a Marriott lodge, for instance.
Nonetheless, the worth available right here is subjective in some methods. Do you like to earn the utmost worth in accordance with our month-to-month factors valuations? Are you OK with that, even when it means incomes factors which are caught in a single program and might solely be used with Hyatt (or transferred to airways in such a method that you just lose numerous worth)?
Or do you like to earn transferable factors as a result of you know the way to maximise these for flight awards in premium cabins or throughout costly vacation durations, acquiring outsize worth to your factors?
On this case, utilizing a card that earns Chase Final Rewards could also be your finest guess since you’ll have entry to the total vary of Chase’s switch companions and nonetheless have the choice to switch factors to World of Hyatt for lodge redemptions.
Associated: How lengthy do Chase Final Rewards take to switch?
Backside line
Typically, deciding which bank card to make use of on a purchase order can require tradeoffs. Possibly you earn extra factors however sacrifice some advantages. Maybe you are keen to earn fewer factors however entry a helpful profit through the use of a specific card.
Fortunately, the selection of which bank card to make use of when staying at is fairly easy. As a consequence of excessive incomes charges from Hyatt’s bank cards and the worth of those factors, you must have the ability to earn a excessive worth in rewards whereas additionally having fun with your cardholder advantages, with out the tradeoffs required by making this determination at another lodge chains.
Associated: How I booked a Hyatt lodge for simply 2,000 factors per evening this summer time
