The Hilton Honors American Categorical Aspire Card is likely one of the finest resort bank cards in the marketplace.
Regardless of its $550 annual charge (see charges and charges), its perks simply offset this important price — after which some. Plus, its welcome bonus affords important worth.
At present, new candidates can earn 150,000 factors after spending $6,000 on eligible purchases throughout the first six months of card membership.
From beneficial assertion credit to helpful elite standing and excessive incomes charges, listed below are seven causes the Hilton Honors Aspire Card is value including to your pockets.
Prime-tier elite standing
Fairly presumably, probably the most beneficial perk that comes with the Hilton Aspire is complimentary Hilton Honors Diamond standing for the first cardmember.
Not like the Hilton Honors American Categorical Surpass® Card, you may obtain Diamond standing with out having to fulfill any minimal spending requirement for so long as your card account is open.
Diamond standing features a 100% factors bonus, executive-floor lounge entry, free breakfast and room upgrades.
This standing tier is often earned after 30 stays or 60 nights or by incomes 120,000 base factors in a calendar 12 months, so getting this card affords you a quick monitor to its advantages.
Associated: Hilton Honors elite standing: What it’s and find out how to earn it
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Free evening certificates
With the Hilton Aspire, you may obtain one free evening reward to make use of at virtually any Hilton property worldwide after opening your account and once more every year in your card anniversary.
You may additionally obtain a second and third evening after spending $30,000 and $60,000 on the cardboard in a calendar 12 months, respectively.
So long as the property is eligible and there is a room obtainable, this profit has no exclusions. So, even rare vacationers ought to be capable of make the most of this perk and save tons of of {dollars} a 12 months.
Maximizing the Aspire’s annual free evening reward is the best solution to recoup its $550 annual charge.
Associated: Hilton free evening certificates: How you can earn them and maximize their worth
Fifth evening free
As a Diamond member, you may obtain a fifth evening free on award stays booked with Hilton factors.
This will considerably scale back the price of longer stays. It is cumulative, so for those who keep 10 nights, you may obtain each the fifth and tenth evening free.
Airline charge credit score
The Hilton Aspire comes with an as much as $200 airline incidental charge assertion credit score yearly that can be utilized to offset journey prices. (Enrollment required; phrases apply.)
The credit score is split into as much as $50 credit every quarter, and eligible purchases are these made instantly with an airline or by amextravel.com.
TPG contributing editor Matt Moffitt makes use of his Chase Sapphire Reserve® (see charges and charges) for airfare purchases, because it affords superior journey protections. So, as an alternative of utilizing his Aspire for airfare, he makes use of it to load $50 into his United TravelBank Money stability every quarter.
Hilton resorts credit score
You may obtain as much as a complete of $400 in assertion credit to spend at eligible Hilton resorts every calendar 12 months. The credit score is biannual, which means you may obtain as much as $200 between January and June and one other as much as $200 between July and December. (Enrollment required; phrases apply.)
The most effective half about this profit is that it isn’t restricted to incidental fees, reminiscent of meals and spa remedies; it will also be used towards room charges and taxes.
Placing apart the entire card’s different advantages, the as much as $200 airline charge credit score and as much as $400 resort credit score alone greater than offset the cardboard’s $550 annual charge.
Associated: How you can use the as much as $400 Hilton Aspire resort credit score every year
Spectacular incomes charges
That is the finest card for reserving Hilton stays instantly.
Along with your complimentary Diamond standing, you may earn a complete of 34 factors per greenback spent on most Hilton stays, a 17% return primarily based on TPG’s August 2025 valuations.
Nevertheless, it isn’t as aggressive for different journey purchases as premium playing cards like The Platinum Card® from American Categorical or the Chase Sapphire Reserve. Nonetheless, you may earn:
- 7 factors per greenback spent (a 3.5% return) on flights booked instantly with airways or at amextravel.com, automotive leases booked instantly from choose automotive rental firms and eating at U.S. eating places
- 3 factors per greenback spent (a 1.5% return) on all different purchases made with the cardboard
Associated: Finest Hilton bank cards
On-property credit
Once you guide a two-night paid keep at a taking part Waldorf Astoria Accommodations & Resorts or Conrad Accommodations & Resorts property, you possibly can obtain as much as $100 credit score for incidentals throughout your keep.
You might want to guide by hiltonhonorsaspirecard.com or by cellphone at 855-292-5757 and both confirm your card quantity or point out code “ZZAAP1.”
Not like the resort credit score, that is only for incidentals and cannot be used to cowl the price of the room or property charges. Nevertheless, it could actually nonetheless be an especially beneficial perk for those who spend at the very least two nights at eligible properties.
Backside line
There are lots of causes to like the Hilton Aspire. It is fairly simple to maximise its advantages to greater than offset its annual charge, even for those who do not routinely keep at Hilton lodges.
With perks reminiscent of top-tier elite standing and a excessive incomes fee on Hilton stays, the cardboard units the usual for premium cobranded resort bank cards.
To be taught extra, learn our full evaluate of the Hilton Aspire.
Apply right here: Hilton Aspire
Associated: 4 the explanation why the Hilton Aspire Card is the most effective premium card for households
For charges and charges of the Hilton Honors Aspire card, click on right here
