Chase is providing its finest welcome bonuses in months on its two no-annual-fee Ink Enterprise bank cards. New candidates can at present earn $900 in bonus money again after assembly minimal spending necessities.
Each the Ink Enterprise Limitless® Credit score Card (see charges and charges) and the Ink Enterprise Money® Credit score Card (see charges and charges) are robust small-business choices, with flat-rate or bonus-category incomes buildings that may add up shortly.
In the event you’ve been ready for a juicy provide to use, now’s the time. These are the very best bonuses we have seen on these playing cards since final 12 months.
Remember that these are enterprise bank cards. You do not want a big firm with staff to qualify — even freelancers, sole proprietors and people with facet gigs could also be eligible. Nevertheless, you will want a professional enterprise to use.
Flip money again into Chase factors
Whereas the Ink Enterprise Limitless and Ink Enterprise Money technically earn money again, you may convert that money again into Chase Final Rewards factors when you additionally maintain a premium card akin to a Sapphire card or the Ink Enterprise Most popular® Credit score Card.
Doing so can dramatically increase worth, since factors will be redeemed for journey at elevated charges or transferred to airline and resort companions.
(Word that whereas the Chase Ink Enterprise Premier® Credit score Card can also be a money again card, its money again can’t be transformed into factors.)
The data for the Ink Enterprise Most popular and Ink Enterprise Premier has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.
Ink Enterprise Limitless Credit score Card
Welcome bonus: Earn $900 bonus money again after spending $6,000 on purchases within the first three months after account opening.
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That is the very best bonus provided on this card, final seen in November 2024, making now one of the best time to use.
Annual charge: $0
Incomes price: 1.5% money again on all purchases
Who ought to apply: The Ink Enterprise Limitless is a good possibility for small companies and sole proprietors who haven’t got spending concentrated in particular spending classes. Regardless of the class, you will get a flat 1.5% throughout purchases.
Whereas it isn’t one of the best flat-rate possibility for enterprise house owners, it does turn out to be useful when you’ve got Chase Final Rewards points-earning bank cards to show that 1.5% money again into 1.5 factors per greenback (a 3.1% return, primarily based on TPG’s September 2025 valuations).
To study extra, learn our full overview of the Ink Enterprise Limitless.
Apply right here: Ink Enterprise Limitless
Ink Enterprise Money Credit score Card
Welcome bonus: Earn $900 bonus money again after spending $6,000 on purchases within the first three months after account opening.
That is the very best bonus we see on this card and is the primary time it has been provided since January 2024, making now a super time to use.
Annual charge: $0
Incomes charges:
- 5% money again at workplace provide shops and on web, cable and telephone providers (on the primary $25,000 spent in mixed purchases every account anniversary 12 months)
- 2% money again at gasoline stations and eating places (on the primary $25,000 spent in mixed purchases every account anniversary 12 months)
- 1% money again on all different purchases
Who ought to apply: The Ink Enterprise Money is nice for anybody who spends quite a bit at workplace provide shops and on web, cable and telephone providers. These are frequent bills for a lot of small companies, so most enterprise house owners ought to have the ability to maximize rewards with this card.
To study extra, learn our full overview of the Ink Enterprise Money.
Apply right here: Ink Enterprise Money
Ink Enterprise Most popular Credit score Card
Welcome bonus: Earn 90,000 bonus factors after spending $8,000 on purchases within the first three months after account opening.
Based on TPG’s September 2025 valuations, this welcome bonus is value $1,845.
This bonus is the usual provide we see on this card. We have seen higher provides prior to now, so we suggest ready till at the very least 100,000 factors are provided.
Annual charge: $95
Incomes charges:
- 3 factors per greenback on delivery purchases, web, cable and telephone providers, journey, and promoting purchases with social media and serps (on the primary $150,000 spent in mixed purchases throughout these classes annually, then 1 level per greenback)
- 1 level per greenback on all different purchases
Who ought to apply: Small-business house owners with vital spending within the above bonus classes will likely be blissful to earn as much as 450,000 factors per 12 months on these purchases. This card additionally gives entry to Chase’s airline and resort switch companions, so it may well stand by itself in your pockets.
To study extra, learn our full overview of the Ink Enterprise Most popular.
Associated: Who’s eligible for the Chase Ink Enterprise Most popular card?
Ink Enterprise Premier Credit score Card
Welcome bonus: Earn $1,000 in bonus money again after spending $10,000 on purchases within the first three months after account opening.
This has been the usual bonus on this card because it launched in late 2021; now we have not seen any elevated provides, so now is an efficient time to use.
Annual charge: $195
Incomes charges:
- 2.5% money again on purchases of $5,000 or extra
- 2% money again on all different purchases
Who ought to apply: This card is good for small-business house owners in search of a card with a versatile spending restrict. Meaning you should pay the invoice in full every month and can’t carry a steadiness. In the event you can meet these standards, you will benefit from the limitless incomes potential on this card.
It is value noting, nevertheless, that the rewards from this card can’t be mixed with Chase Final Rewards-earning playing cards.
To study extra, learn our full overview of the Ink Enterprise Premier.
Are these bonuses value it?
It is value getting considered one of these playing cards when you’ve got a significant buy arising that you simply wish to use to earn considered one of these welcome bonuses, or if you wish to benefit from their incomes charges sooner somewhat than later.
Whereas these playing cards will not add to your Chase 5/24 whole, it’s worthwhile to be underneath that quantity to use for any playing cards with Chase. In the event you’ve opened 5 or extra bank cards (from any financial institution) prior to now 24 months, you’ll doubtless be declined when making use of.
Enterprise bank cards — or playing cards with vital welcome bonuses — are likely to have greater spending necessities to realize the bonus. In the event you can meet that requirement, the welcome bonus is sort of at all times well worth the effort.
Associated: The last word information to bank card software restrictions
Backside line
In the event you can mix your rewards with an present Final Rewards account, these bonus provides are much more helpful. When you do have to contemplate 5/24 when making use of, it is actually value these present provides.
Most small companies ought to have the ability to hit the spending threshold to benefit from any of the bonuses. Any of the Ink Enterprise bank cards could possibly be a stable addition to anybody’s pockets.
Apply right here: Ink Enterprise Limitless
Apply right here: Ink Enterprise Money
Be taught extra: Ink Enterprise Most popular
Be taught extra: Ink Enterprise Premier
