I am stunned I made it right here.
As a usually budget-conscious traveler, I maintain annual charges low on my bank cards. Including the American Categorical® Gold Card with its $325 annual payment (see charges and charges) was an enormous first step, however I needed to earn bonus factors on groceries. Now, it is one in every of my favourite playing cards.
A few 12 months later, I made a decision to open my first premium journey card. The Capital One Enterprise X Rewards Credit score Card was the most suitable choice as a result of it charged a decrease $395 annual payment in comparison with its rivals’ increased annual charges.
With my opinion on annual charges in thoughts, I am so excited in regards to the new advantages added to the The Platinum Card® from American Categorical that I will be making use of for it.
The Amex Platinum now costs $895 a 12 months (see charges and charges) — $500 greater than the annual payment of my costliest card.
I do not count on to care in regards to the annual payment as soon as I run the maths of card membership. The Amex Platinum options assertion credit I am going to really use and advantages that can improve my journey expertise.
These are my favourite new Amex Platinum perks and ongoing advantages that made me resolve to use.
Associated: My tackle the $895 Amex Platinum: Is the worth hike well worth the added perks?
Enhanced digital leisure credit score
The Amex Platinum‘s enhanced digital leisure credit score would be the best for me to make use of.
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First, the credit score was raised from as much as $250 to as much as $300 per calendar 12 months. That is earned as up-to-$25 month-to-month assertion credit while you pay for eligible purchases with the Amex Platinum at eligible companions (enrollment required):
- Disney+
- Disney+ bundle
- ESPN+
- Hulu
- The New York Instances
- Paramount+ (new associate)
- Peacock
- The Wall Avenue Journal
- YouTube Premium (new associate)
- YouTube TV (new associate)
The addition of YouTube TV to this checklist is a recreation changer. YouTube TV has been a staple for me since I lower the cable twine in 2022. Its base plan is an $82.99 cost that I merely cannot keep away from, and that $25 assertion credit score will save me cash on streaming.
Assertion credit ought to work along with your common bills, and also you should not spend outdoors of your common patterns simply to make bank card math work. The $300 I earn from this credit score shall be really seamless.
Associated: Find out how to use the Amex Platinum digital leisure credit score
New Resy credit score
The brand new U.S. Resy credit score on the Amex Platinum is one other perk I do know I am going to use.
That is as a result of I am an enormous fan of my Amex Gold‘s up-to-$100 annual U.S. Resy credit score per calendar 12 months, damaged down into two up-to-$50 assertion credit biannually.
With the Amex Platinum, I am going to obtain one other, increased Resy credit score: as much as $400 per calendar 12 months on U.S. Resy purchases, break up into $100 assertion credit quarterly.
This credit score is so easy. All it’s important to do is dine at a taking part U.S. Resy restaurant and pay along with your eligible card. You do not have to make a reservation to obtain the credit score.
I’ve had a number of cases the place the credit score posted once I did not even know I might dined with a Resy restaurant. I’ve additionally deliberately made reservations with the Resy platform to hunt out new eating places and get some a refund.
Figuring out how a lot I really like the Resy credit score on my Amex Gold, the truth that I can get much more with the Amex Platinum gained me over.
Associated: Which card ought to I pay with when eating at a lodge?
Uber One credit score
I constantly take Uber rides, so I discover it straightforward to make use of the Uber Money I obtain on the Amex Gold. Due to this, the brand new up-to-$120 Uber One credit score on the Amex Platinum drew me to the premium card.
Plus, with the Amex Platinum, I am going to obtain as much as $200 in Uber Money per calendar 12 months, legitimate on Uber Rides and Uber Eats orders within the U.S. Every month, $15 is deposited into my Uber account, and I am going to obtain an extra $20 bonus in December*. Enrollment is required.
*Uber Money will solely be deposited into one Uber account while you add the Amex Platinum as a cost technique and redeem with any Amex card.
A few of my favourite Uber One perks embrace a $0 supply payment on eligible meals and grocery deliveries, 6% again on rides within the type of Uber One credit, and no cancellation charges on rides.
Plus, I already love the DoorDash DashPass membership I obtain with the Chase Sapphire Most popular® Card (see charges and charges).
Including complimentary Uber One is simply the cherry on high for my meals supply wants.
Associated: Choose playing cards now include a complimentary Uber One membership
Ongoing advantages I’ll use
Whereas the Amex Platinum‘s refresh was the ultimate push to transform me, some ongoing advantages had me eyeing the cardboard for some time prior to now.
Lounge entry
Presently, the Enterprise X is my solely card with lounge entry. It has been nice, however there are way more Amex Centurion Lounges than Capital One Lounges. As the first cardholder, having the Platinum would additionally imply entry to the broader American Categorical International Lounge Assortment.
That is particularly related for me as a result of I reside within the Southeast U.S. and ceaselessly fly out of Charlotte Douglas Worldwide Airport (CLT) or Hartsfield-Jackson Atlanta Worldwide Airport (ATL) — two airports with out Capital One Lounges however with Centurion Lounges.
Plus, I am excited to go to my first Delta Sky Membership once I’m touring on a same-day Delta Air Strains flight. Amex Platinum cardmembers obtain 10 visits per eligible Platinum Card per 12 months to the Delta Sky Membership or to Seize and Go when touring on a same-day Delta-operated flight. Enrollment is required.
Airline payment credit score
The Amex Platinum’s credit score of as much as $200 per calendar 12 months for airline charges (enrollment required) is a profit I’ve lengthy admired from afar.
It is a no-brainer for widespread purchases like baggage charges and seat choice on a particular airline — particularly if you do not have standing or a cobranded bank card with them (as I do not).
I am going to in all probability use this credit score with Delta Air Strains. Whereas I fly American Airways most frequently, my associate and I usually journey collectively, and he has the AAdvantage® Aviator® Crimson World Elite Mastercard®, which supplies first rate perks for us once we fly on American, together with free checked luggage.
The knowledge for the AAdvantage Aviator Crimson World Elite Mastercard has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.
Walmart+
I have been a loyal Walmart+ member for over a 12 months, due to 50%-off offers I’ve discovered through Amex Presents on my Amex Gold and Hilton Honors American Categorical Surpass® Card.
With the Amex Platinum, I am going to obtain as much as $12.95 in month-to-month assertion credit towards my Walmart+ membership (on one membership, enrollment required, topic to computerized renewal, Plus Up excluded).
Walmart+ offers me complimentary Paramount+ or Peacock (separate enrollment required), as much as 10 cents per gallon off at choose fuel stations throughout the nation, free supply from the shop and free transport with no order minimal.
All the advantages I already love will now be complimentary.
Associated: A information to the Amex Platinum Walmart+ profit: The membership that pays for itself
Profitable welcome provide
Along with all the things I’ve already talked about, the Amex Platinum supplies new cardmembers with a stable welcome provide.
New Amex Platinum cardmembers can discover out their provide and see in the event that they’re eligible for as excessive as 175,000 bonus factors after spending $8,000 on eligible purchases within the first six months of card membership. Welcome provides range, and also you might not be eligible for a suggestion.
Amex Membership Rewards factors are one of the beneficial currencies on the market. TPG values them at 2 cents apiece, per our September 2025 valuations. TPG’s valuations place this provide as price as much as $3,500.
Associated: American Categorical Platinum: Priceless new advantages and a suggestion as excessive as 175,000 bonus factors
Backside line
Regardless of the cardboard’s $895 annual payment, I have been in a position to map out precisely how I plan to obtain worth from it.
It is exhausting to imagine I used to be as soon as a cash-back-rewards fan fiercely dedicated to retaining annual charges low. Now I see the hype, and I am wanting to study extra about how the Amex Platinum matches into my journey habits and life-style.
To study extra, learn our full evaluate of the Amex Platinum.
Apply right here: The Platinum Card from American Categorical
For charges and charges of the Amex Gold, click on right here.
For charges and charges of the Amex Platinum, click on right here.
