Citi / AAdvantage Enterprise World Elite Mastercard overview
The Citi® / AAdvantage Enterprise™ World Elite Mastercard® (see charges and costs) is greatest for companies that usually fly American Airways. It has a $0 introductory annual charge (then $99), no overseas transaction charges and journey perks like a free checked bag and inflight financial savings. Nonetheless, its incomes charges lag behind extra versatile enterprise playing cards.Card ranking*: ⭐⭐⭐
*Card ranking relies on the opinion of TPG’s editors and isn’t influenced by the cardboard issuer.
Enterprise homeowners loyal to American Airways ought to take into account the cobranded Citi AAdvantage Enterprise World Elite Mastercard.
Together with its $99 annual charge ($0 introductory annual charge for the primary 12 months), it has perks that make for a greater passenger expertise when flying on American.
Word that the cardboard has a really useful credit score rating of 740 or increased.
This is why what you are promoting ought to take into account this card when you and your staff journey usually with American Airways.
Citi / AA Enterprise professionals and cons
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Citi / AA Enterprise welcome provide
New cardholders of the Citi AAdvantage Enterprise can earn 75,000 bonus miles after spending $5,000 in purchases throughout the first 5 months of account opening.
TPG’s September 2025 valuations peg AAdvantage miles at 1.55 cents every, making this welcome bonus price $1,163.
That is the very best welcome provide we have seen on the cardboard, so it is price benefiting from if it has been in your radar.
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Worker spending counts towards your welcome bonus, so including worker playing cards to your account is a superb incentive.
Citi / AA Enterprise advantages
The Citi AAdvantage Enterprise card comes with a number of advantages that can be helpful to American Airways enterprise vacationers, together with:
- First checked bag free: You and as much as 4 journey companions on the identical reservation will get a free checked bag on home flights. That is price as much as $80 per individual on a round-trip flight, so you may rapidly cowl the cardboard’s annual charge with this perk alone.
- Inflight financial savings: Obtain a 25% low cost on inflight Wi-Fi, meals and drinks when paying together with your card.
- Companion certificates: Earn a certificates for one round-trip home (48 contiguous states, except you are from Alaska or Hawaii) most important cabin itinerary after spending no less than $30,000 on the cardboard throughout your membership 12 months and renew the cardboard for the following 12 months. Redeeming the certificates prices $99 (plus taxes and costs), and you could guide the flight on American Airways or considered one of its regional companions.
Cardholders may also add worker playing cards at no further value, which is a good way for what you are promoting to earn AA miles on worker spending.
Associated: Why small companies that use American AAdvantage want a cobranded enterprise card
Incomes miles on the Citi / AA Enterprise
With the Citi AAdvantage Enterprise card, you may earn 2 miles per greenback spent on the next classes:
- Cable and satellite tv for pc suppliers
- Automobile rental retailers
- Eligible American Airways purchases
- Gasoline stations
- Telecommunications retailers
And you will earn 1 mile per greenback spent on every little thing else.
Though this card presents bonus miles per greenback spent in some common enterprise classes, frequent enterprise purchases similar to inns, workplace provides and delivery aren’t included — they will earn just one mile per greenback spent.
You can provide staff their very own playing cards, permitting you to earn miles on their spending along with your personal. Miles earned by the first cardholder and any approved person’s card can be deposited into the AAdvantage Enterprise program account and could be transferred to the AAdvantage account of the first account holder or an worker.
The AAdvantage program additionally permits cardholders of any AA cobranded card to earn Loyalty Factors, which can assist them obtain elite standing with American Airways. You may earn 1 Loyalty Level for each greenback spent in your card.
Plus, by way of Dec. 31, each the first cardholder and a certified person of an worker card will earn Loyalty Factors of their respective AAdvantage accounts on purchases made utilizing worker playing cards.
Redeeming miles on the Citi / AA Enterprise
The AAdvantage program has a number of candy spot redemptions that may enable you get probably the most out of your miles through premium redemptions. Among the most dear companions you may redeem AA miles for are Cathay Pacific, Japan Airways, Qantas and Qatar Airways.
TPG bank card author Danyal Ahmed not too long ago used his miles to guide a one-way ticket in Qatar’s Qsuite product from Doha to Los Angeles for 70,000 AAdvantage miles (plus round $200 in taxes and costs).
Associated: Your final information to American Airways AAdvantage
Which playing cards compete with the Citi / AA Enterprise?
For companies that journey incessantly, the principle rivals to the Citi AAdvantage Enterprise are enterprise bank cards that earn transferable rewards.
- In case you want American Categorical: The American Categorical® Enterprise Gold Card has a a lot increased $375 annual charge (see charges and costs) however presents increased earnings in key enterprise classes (topic to a spending cap), extra redemption choices, a slew of assertion credit and superior enterprise journey and buy protections. For extra info, learn our full overview of the Amex Enterprise Gold.
- In case you want Chase: The Ink Enterprise Most well-liked® Credit score Card has a $95 annual charge and permits cardholders to earn bonus factors in choose enterprise classes and on journey (on the primary $150,000 spent in mixed purchases every anniversary 12 months). You may transfer your factors to Chase’s switch companions for optimum worth. For extra info, learn our full overview of the Ink Enterprise Most well-liked.
- In case you want Capital One: The Capital One Enterprise X Enterprise card earns bonus miles on choose journey booked by way of Capital One’s journey reserving website and limitless 2 miles per greenback spent on all different purchases. Cardholders additionally get a $300 annual credit score to make use of by way of Capital One’s journey reserving website and 10,000 bonus anniversary miles annually. For extra info, learn our full overview of the Enterprise X Enterprise.
For extra choices, try our full checklist of the perfect enterprise bank cards.
The knowledge for the Ink Enterprise Most well-liked has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.
Associated: How to decide on the perfect bank card for what you are promoting bills
Is the Citi Citi / AA Enterprise price it?
In case you fly American Airways and verify a bag incessantly, you may simply justify the cardboard’s $99 annual charge (after the primary 12 months). Nevertheless, when you aren’t dedicated to American Airways, you may probably get extra worth from a unique airline cobranded card or enterprise rewards journey card.
Backside line
The Citi / AAdvantage Enterprise is not probably the most versatile enterprise card, nevertheless it delivers robust, airline-specific perks at a comparatively low value. In case you’re loyal to American Airways and usually verify luggage or need to earn miles and Loyalty Factors by way of enterprise spending, this card could be a worthwhile instrument.
Nevertheless, when you want richer incomes classes, versatile factors or broader journey protections, you may probably discover higher long-term worth with a normal enterprise rewards card.
Apply right here: Citi / AAdvantage Enterprise
For charges and costs of Amex Enterprise Gold Card, click on right here.
