Citi / AAdvantage Globe Mastercard overview
The Citi® / AAdvantage® Globe™ Mastercard® (see charges and costs) is geared toward vacationers who fly American Airways about as soon as per quarter. It is best suited to semi-frequent flyers who can maximize the companion certificates, checked bag profit and lounge passes. Nevertheless, it is much less compelling for vacationers searching for stronger incomes charges, limitless lounge entry or inflight reductions. Card Score*: ⭐⭐⭐ ½
*Card ranking is predicated on the opinion of TPG’s editors and isn’t influenced by the cardboard issuer.
Launched in mid-October, the Citi / AAdvantage Globe Mastercard card sits in the midst of American Airways’ cobranded lineup, providing extra perks than an entry-level card however stopping in need of the premium tier.
The cardboard affords useful perks like an annual companion certificates, Admirals Membership lounge passes, most popular boarding and a free checked bag, which might greater than offset the $350 annual charge if used strategically.
Whereas not as useful as a top-tier journey rewards card, it affords a strong center floor between entry-level airline playing cards and premium choices.
A great to wonderful credit score rating (670 or above) is beneficial for a profitable software.
Citi / AAdvantage Globe professionals and cons
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Citi / AAdvantage Globe welcome supply
New Citi / AA Globe Mastercard candidates can earn a limited-time welcome bonus of 90,000 miles after spending $5,000 within the first 4 months of account opening.
These miles are price $1,395 based mostly on TPG’s October 2025 valuations.
In case your major aim is to earn a big chunk of AA miles for a decrease annual charge, the Citi® / AAdvantage® Platinum Choose® World Elite Mastercard® could also be a greater match. Alternatively, the Citi Strata Premier® Card (see charges and costs) earns transferable ThankYou factors that may be transformed to AAdvantage miles, providing extra flexibility.
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The knowledge for the Citi / AAdvantage Platinum Choose has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.
You’ll be able to apply even when you already maintain different Citi or Barclays AAdvantage playing cards. Citi permits one new card each eight days and not more than two in a 65-day interval. Whereas there isn’t any cap on the variety of playing cards you’ll be able to maintain, your complete credit score line is restricted.
In case your software is pending, you’ll be able to name Citi to shift credit score from one other account, and since Citi is inquiry-sensitive, spacing out purposes might enhance approval odds.
Associated: The final word information to bank card software restrictions
Citi / AAdvantage Globe advantages
The Citi® / AAdvantage® Globe™ Mastercard® card’s energy lies in its journey perks, which might ship greater than the worth of the annual charge over time — however provided that you fly American Airways a number of occasions a 12 months and make full use of the advantages.
Most well-liked boarding and free checked bag
The cardboard gives most popular boarding on all American Airways flights and one free checked bag on home itineraries.
The profit applies to the cardholder and as much as eight companions on the identical reservation, and also you need not use the cardboard to pay for the flight.
This may end up in significant financial savings. Checked baggage usually value $35 per individual every manner. Two round-trip tickets for 2 individuals would in any other case value $280 in baggage charges, protecting 80% of the annual charge.
Companion certificates
Cardholders obtain an annual companion certificates that may ship outsize worth if used strategically. Versus the Citi® / AAdvantage Enterprise™ World Elite Mastercard® (see charges and costs), you need not meet a spending threshold to obtain the certificates annually.
The certificates prices $99 (plus taxes and costs from $11.20) and is legitimate for journey throughout the contiguous 48 states. Residents of Alaska, Hawaii, Puerto Rico and the U.S. Virgin Islands can use it for spherical journeys to the mainland.
It can’t be used on primary financial system fares, and it is best reserved for higher-fare routes like cross-country or peak-season journey.
Associated: 2 for 1: How airline companion tickets can prevent severe cash in your subsequent journey
Lounge passes
The cardboard consists of 4 Admirals Membership lounge passes annually. One cross is required per grownup (18 years or older), and as much as three kids beneath 18 can accompany an grownup on the identical cross. Passes can be utilized at a number of lounges inside 24 hours when flying American or any Oneworld accomplice.
This gives a contact of airport consolation for semi-frequent vacationers. For limitless entry, the Citi® / AAdvantage® Government World Elite Mastercard® (see charges and costs) is a greater match, whereas the Citi Strata Elite℠ Card (see charges and costs) additionally affords 4 passes with extra versatile incomes. Each carry a $595 annual charge.
Associated: 3 explanation why that is the very best card for Admirals Membership lounge entry
Standing enhance
For each 4 eligible American Airways flights, you may obtain a 5,000 “Flight Streak” Loyalty Level enhance (as much as 3 times per 12 months for a complete of 15,000 factors), plus 1 Loyalty Level per mile earned on the cardboard.
An “eligible flight” is any section flown with or marketed by American (excluding award flights), that means a spherical journey with a cease every manner may set off the bonus.
For AAdvantage standing seekers, this can be a helpful strategy to bridge the hole with out additional flights, and no different Citi / AAdvantage card at present affords this perk.
Inflight purchases
Earn as much as $100 in assertion credit each calendar 12 months on inflight purchases when utilizing your card on American Airways flights. (This profit applies to home flights and isn’t accessible on codeshare flights operated by one other airline.)
As a result of it is issued on a calendar-year foundation, you’ll be able to double dip your first 12 months by utilizing it shortly after approval and once more after Jan. 1 for as much as $200 in worth.
Splurge Credit score
The cardboard affords an as much as $100 annual “Splurge Credit score,” with the choice to decide on two retailers from 1stDibs, AAdvantage Inns, Future Private Coaching or Reside Nation.
Just like the inflight assertion credit score, it is issued on a calendar-year foundation, so you may as well double-dip right here to stand up to $200 in worth throughout your first cardholder 12 months.
Turo credit score
The cardboard features a Turo credit score of as much as $30 per rental, as much as eight occasions per 12 months (as much as $240 yearly).
Nevertheless, Turo leases typically lack bank card insurance coverage protection, leaving main safety gaps. So, this isn’t a powerful motive to get the cardboard.
Different perks
The cardboard affords a International Entry/TSA PreCheck credit score of as much as $120 each 4 years.
It additionally comes with customary journey and buying protections like baggage, automotive rental and journey delay protection, in addition to prolonged guarantee and buy safety.
Incomes miles with the Citi / AAdvantage Globe
The incomes construction is simple:
- 6 AAdvantage miles per greenback spent on eligible AAdvantage Inns bookings
- 3 miles per greenback spent on eligible American Airways purchases (together with flights)
- 2 miles per greenback spent at eating places, together with takeout and supply
- 2 miles per greenback spent on eligible “Rides and Rails” purchases, together with taxis, ride-hailing providers and public transit
- 1 mile per greenback spent on all different purchases
Whereas the Globe has strong incomes on AA purchases, common journey rewards playing cards supply stronger returns and extra versatile redemptions.
My advice is to solely spend on this card if you wish to earn Loyalty Factors to achieve AAdvantage elite standing.
Redeeming miles with the Citi / AAdvantage Globe
Miles earned are deposited immediately into your AAdvantage account, unlocking award journey on American and Oneworld companions. You’ll be able to redeem for home flights, upgrades or worldwide awards.
A standout redemption I usually use is 57,500 miles plus about $130 in taxes for a lie-flat business-class seat to Europe on AA, Finnair or Iberia.
When used strategically, AAdvantage miles can usually ship stronger worth in contrast with Delta SkyMiles or United MileagePlus miles.
Associated: Easy methods to redeem American Airways AAdvantage miles for optimum worth
Which playing cards compete with the Citi / AAdvantage Globe?
If the Globe is not the proper match, these Citi choices might higher match your journey targets:
For extra choices, try our full record of the very best playing cards for American Airways flyers.
Is the Citi / AAdvantage Globe price it?
The Citi / AA Globe is greatest for semifrequent flyers who will actively use its advantages. The companion certificates may help cowl the $350 annual charge when used on the proper itinerary, whereas most popular boarding, the inflight credit score, baggage advantages and lounge passes add additional worth. For these trying to fast-track to standing, the Globe may assist with that.
Nevertheless, the cardboard’s comparatively weak incomes construction could also be a deal-breaker for some. In comparison with common journey playing cards, you may earn fewer miles on on a regular basis purchases, and the companion certificates cannot be used on primary financial system fares, which limits its worth. It shines most within the first 12 months, when you’ll be able to mix the welcome bonus with double-dipping on the Splurge Credit score and inflight purchases credit score, however whether or not it is price holding is dependent upon your journey patterns.
Backside line
The Citi / AAdvantage Globe Mastercard delivers sturdy first-year worth and significant journey perks for semi-frequent American Airways flyers. Should you can benefit from the companion certificates, lounge passes and checked bag advantages, you’ll be able to simply offset the $350 annual charge.
Vacationers searching for richer ongoing rewards or premium advantages will probably be higher served by different playing cards. However for these between occasional and frequent flyers, this card affords a balanced set of perks at a cheaper price than a top-tier premium card.
Apply right here: Citi / AAdvantage Globe Mastercard
