The Chase Sapphire Reserve® (see charges and costs) is certainly one of our high picks within the premium journey rewards card market.
The cardboard contains a $795 annual price and a strong set of assertion credit that may present greater than $2,000 in annual worth when totally utilized.
When the cardboard was refreshed in June, the brand new credit have been restricted to prospects who utilized on or after June 23. That is now modified: From Oct. 26, each cardholder — even those that opened their account earlier than June 23 — can benefit from the full lineup of credit.
Most of those credit are simpler to make use of than you would possibly notice. And even if you cannot use all of them, the Sapphire Reserve’s different advantages, like lounge entry and journey protections, make it price holding in a frequent traveler’s pockets.
Let’s dive into the credit the Sapphire Reserve gives.
Overview of Sapphire Reserve credit
Here is a listing of the credit the Chase Sapphire Reserve gives:
| Credit score | Worth |
|---|---|
| The Edit | As much as $500 (break up into two $250 credit by means of December 31; Beginning Jan. 1, 2026, cardholders can use The Edit credit score in full with a minimal two-night keep for properties booked by way of Chase Journey℠) |
| Journey | $300 yearly |
| Eating | As much as $300 ($150 biannually) |
| StubHub and Viagogo | As much as $300 ($150 biannually) |
| DoorDash | As much as $300 (two month-to-month $10 non-restaurant promos and one month-to-month $5 restaurant promo) |
| Apple | $250 (one-time activation required) |
| International Entry, TSA PreCheck or Nexus | As much as $120 (each 4 years) |
| Peloton | $120 ($10 month-to-month membership credit score) |
| Lyft | As much as $120 ($10 month-to-month in-app credit score) |
| The Outlets at Chase | $250 (requires $75,000 or extra in spending) |
| Southwest Airways | $500 (requires $75,000 or extra in spending) |
The Edit
In 2025, the 2 $250 credit are break up between January to June and July to December. Nevertheless, from 2026, you should utilize these two credit anytime through the 12 months (although a two-night minimal keep continues to be required).
Even higher, with The Edit properties, you can earn resort rewards and obtain elite advantages that you simply usually do not see when reserving by means of a web-based journey company.
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For instance, should you e-book a resort by means of The Edit that could be a World of Hyatt property, you may earn Hyatt factors and obtain any elite standing advantages so long as you set your Hyatt membership quantity on the reserving.
Nevertheless, we should word you’ll not earn any Chase factors on the portion of your The Edit keep coated by the credit score.
Moreover, when staying at a property booked by means of The Edit, you may obtain elitelike perks, together with complimentary breakfast, room upgrades (if obtainable) and a $100 property credit score.
If you happen to keep in a high-end resort not less than a couple of times per 12 months, you should not have any drawback utilizing this credit score. Simply do not forget that for it to be triggered, you should e-book by means of The Edit by Chase Journey.
Moreover, in 2026, cardholders will obtain a separate, one-time $250 credit score to make use of with choose Chase Journey inns, reminiscent of IHG, Omni and Virgin Inns (two-night minimal required).
Professional tip: If in case you have free night time certificates from resort loyalty packages, attempt to stack them on high of any nights booked with The Edit credit score. For instance, you may use The Edit credit score for 2 nights and use a free night time certificates on the third night time, and you have got your self a long-weekend getaway.
Associated: Reserving by means of The Edit by Chase Journey now allows you to earn resort factors and elite advantages
Basic journey
The Chase Sapphire Reserve has a $300 annual journey credit score. The credit score is extraordinarily versatile, as it’s going to cowl any journey buy and isn’t restricted to being redeemed by way of a journey portal just like the journey credit score on the Capital One Enterprise X Rewards Credit score Card.
Chase broadly defines journey and contains many on a regular basis spending issues like buses, parking and tolls.
This credit score is robotically utilized and must be straightforward for many cardholders to maximise — simply do not forget that since this credit score is computerized, you may need to be strategic in what purchases you utilize your card for should you’re making an attempt to avoid wasting the total quantity for a particular travel-related buy.
It is necessary to notice you will not earn any bonus factors on purchases coated by this credit score.
Associated: Chase Factors Enhance: A useful redemption choice or a disappointing devaluation?
Eating
With the Chase Sapphire Reserve, you may obtain a $300 eating credit score ($150 biannually) at Sapphire Reserve Unique Tables.
Prime eating places in main U.S. cities, like Chicago, Los Angeles, Miami and New York Metropolis, take part in this system, and the listing of eating places is increasing. This credit score capabilities equally to that of Resy credit score with American Specific.
For the credit score to be triggered, you merely must pay along with your Sapphire Reserve at an eligible restaurant collaborating in Sapphire Reserve Unique Tables. No reservation or activation is required.
This credit score is likely to be more difficult to make use of, as it’s not obtainable in each metropolis, and eating places are restricted. Nevertheless, in case you are in a metropolis that has collaborating eating places, this may very well be your probability to strive one thing new or apply it to a special day.
Professional tip: Add your Sapphire Reserve card to Rakuten so you possibly can earn money again when eating at sure eating places. Some Sapphire Reserve Unique Tables eating places could also be on Rakuten, permitting you to double dip with earnings. Moreover, you may as well strive inKind, which gives money again once you dine at choose eating places.
Associated: Chase launches new Sapphire eating program to raise your eating recreation
StubHub and Viagogo
StubHub and Viagogo are two of the largest ticket marketplaces on this planet. You’ll obtain $150 biannually when making ticket purchases with StubHub or Viagogo. (Activation required.)
Merely use your Sapphire Reserve to buy tickets at StubHub or Viagogo, and this credit score will probably be robotically obtained. Nevertheless, word that StubHub and Viagogo are ticket resale platforms, so costs could also be increased than face worth.
Professional tip: Click on by means of Rakuten earlier than going to StubHub or Viagogo, as you might be able to earn more money again or Amex Membership Rewards factors. Moreover, test StubHub and Viagogo on the day of the occasion you need to attend — typically, ticket costs drop considerably on that day.
Associated: How one can profit from Chase Sapphire Reserve’s 5 way of life credit
DoorDash
The Chase Sapphire Reserve gives three month-to-month DoorDash promos. You may obtain two $10 non-restaurant promos and one $5 restaurant promo every month.
The nonrestaurant promos may very well be used to seize a candy deal with or late-night snack out of your favourite comfort or grocery retailer. Anyone who orders any supply objects ought to be capable to use this credit score. Moreover, you may obtain a complimentary DashPass membership, providing you with $0 supply charges and lowered service charges on eligible orders.
It is necessary to notice that you should use your Sapphire Reserve as your fee technique to obtain these advantages. If you happen to do not use the total credit score on a single order, the remaining worth is forfeited. (You have to activate by Dec. 31, 2027, to obtain each advantages.)
I often save not less than $15 on supply prices every month. For anybody who orders meals supply, this credit score should not be exhausting to make use of.
Professional tip: If potential, order pickup to avoid wasting on service charges.
Apple
The Chase Sapphire Reserve supplies you with complimentary Apple TV+ and Apple Music subscriptions, valued at $250 per 12 months. A one-time activation is required per service, and it’s essential activate Apple TV+ and Apple Music individually by means of Chase’s web site or the Chase app. These subscriptions run by means of June 22, 2027.
With Apple TV+, you possibly can watch in style films and hit reveals like “Ted Lasso” and “Silo,” and Apple Music has over 100 million songs to stream.
If you happen to already subscribe to those companies, you possibly can cancel your present subscriptions and activate complimentary ones to avoid wasting a couple of dollars each month.
If you happen to’re not a present subscriber, you might simply discover your subsequent binge-watch with Apple TV+, and hey, present Spotify customers, you can provide Apple Music a try to assist settle the unending debate on which streaming service is healthier.
Associated: Get Apple TV+ and Apple Music along with your Chase Sapphire Reserve
International Entry, TSA PreCheck or Nexus
You may obtain as much as $120 in software price credit score each 4 years for International Entry, TSA PreCheck or Nexus. These packages provide expedited entry into the U.S. and Canada and expedited airport safety screening throughout the nation.
Professional tip: To extract most worth, I would suggest International Entry, because it contains TSA PreCheck. Additionally, if you have already got International Entry and TSA PreCheck, you should utilize this credit score for a buddy or member of the family and pay the appliance price along with your card.
Associated: Why it is best to get TSA PreCheck and Clear — and how one can save on each
Peloton
With the Chase Sapphire Reserve, you may obtain as much as $120 yearly (as much as $10 per thirty days) on Peloton membership purchases (by means of Dec 31, 2027; activation is required). Pay along with your Sapphire Reserve in your Peloton account or app to obtain your credit score. When you might imagine you want a Peloton machine to make use of this credit score, you do not.
If you happen to’re a Peloton tools proprietor, this can be a helpful credit score because it successfully saves you $10 per thirty days on any membership, and also you want a membership to entry the vast majority of the content material. Memberships run from $9.99 to $124.99 per thirty days (plus tax).
Moreover, if you do not have Peloton tools at the moment and have been eyeing a motorbike or treadmill, you possibly can earn 10 factors per greenback spent on Peloton tools and accent purchases of $150 or extra (by means of Dec. 31, 2027), with a most of fifty,000 factors, with the Sapphire Reserve.
Professional tip: Even should you do not personal Peloton tools, you possibly can nonetheless use the credit score for a Peloton App One membership, which provides you workouts to do at dwelling or on the highway.
Associated: World of Hyatt members can now earn factors utilizing Peloton at inns world wide
Lyft
You may obtain $10 in month-to-month Lyft credit ($120 yearly; by means of Sept. 30, 2027; doesn’t apply to Wait & Save, bike or scooter rides.)
This credit score is pretty simple to make use of: Merely e-book a trip on the Lyft app. The credit score is added to your Lyft account on the primary of every month, and should you do not use all of it, it is going to be forfeited. If you happen to take not less than one trip a month, you should not have any points utilizing this credit score.
Moreover, you may earn 5 factors per greenback spent on Lyft rides (by means of Sept. 30, 2027).
Professional tip: Pair your Lyft account with certainly one of its loyalty rewards companions — like Alaska Airways Mileage Plan, Bilt Rewards or Hilton Honors — to double dip and earn Final Rewards factors and one other loyalty program’s rewards when utilizing Lyft.
Associated: Chase extends Lyft partnership, with decreased incomes charges for some playing cards
Earned credit
Whereas not all Chase Sapphire Reserve cardholders might be able to spend $75,000 or extra on their card per 12 months, in the event that they do, they’re going to unlock a $250 Outlets at Chase credit score and a $500 Southwest Airways credit score.
The Outlets at Chase is a web-based purchasing portal the place you should buy or use factors to purchase merchandise from in style manufacturers like Dyson and Tumi.
These assertion credit usually are not actually needle-movers for me, and I would not exit of my solution to meet this spending requirement on this card, however should you spend that a lot organically, the credit are a welcome addition.
Associated: The rookies information to airline purchasing portals: How one can earn bonus factors and miles
Backside line
The Chase Sapphire Reserve gives assertion credit that present over $2,000 in worth yearly. Even should you solely make the most of a portion of those credit, you may nonetheless come out forward — and that is earlier than factoring in premium perks like lounge entry and journey protections. With sensible, various and easy-to-use advantages, the Sapphire Reserve stays a compelling card to maintain in your pockets.
To be taught extra, try our full assessment of the Chase Sapphire Reserve.
Apply right here: Chase Sapphire Reserve
