Air France-KLM Mastercard assessment: Full particulars

Air France-KLM World Elite Mastercard overview

Many seasoned factors and miles followers have not less than one or two cobranded airline playing cards. Should you’re at the moment in search of a brand new airline card so as to add to your pockets, the Air France-KLM World Elite Mastercard® stands out as the proper alternative for you. With a strong earnings construction and bonus anniversary miles, this card is greatest fitted to frequent Air France and KLM flyers. Card ranking*: ⭐⭐⭐

*Card ranking relies on the opinion of TPG’s editors and isn’t influenced by the cardboard issuer.

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As soon as you’ve got opened a core set of playing cards that earn transferable factors, it is time to transfer on to cobranded airline playing cards. Opening a card or two together with your favourite airline can present extra perks, a quicker path to elite standing and the chance to earn extra rewards on each buy.

The Air France-KLM World Elite Mastercard, issued by Financial institution of America, is not too totally different from its mid-tier airline card friends. Whereas its perks are slimmer than another choices, it nonetheless gives good worth for individuals who fly with Air France and KLM not less than a few occasions per 12 months.

In March, present cardholders will see their playing cards transformed from a World Elite Mastercard to a Visa Signature. This implies some advantages and insurance coverage protection, corresponding to prolonged guarantee and auto rental protection, will change on or after March 20. Present cardholders acquired discover of those adjustments in January, so look into Visa Signature advantages in case you’ve been utilizing World Elite Mastercard advantages with this card.

This card has an $89 annual payment, and we suggest a credit score rating of 700 or increased for the perfect probability of approval.

Let’s dive into this card’s particulars so you may determine if it is the suitable airline card for you.

The data for the Air France-KLM World Elite Mastercard has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.

Air France-KLM Mastercard execs and cons

Air France-KLM Mastercard welcome provide

New cardholders can earn 50,000 bonus miles after spending $2,000 on purchases within the first 90 days from account opening.

In keeping with TPG’s January 2026 valuations, Flying Blue miles are price 1.3 cents per mile. Which means this welcome provide is price $650.

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Air France-KLM Mastercard advantages

The Air France-KLM Mastercard has restricted advantages for a mid-tier airline card, however there are nonetheless a couple of noteworthy perks.

This card’s most notable function is a 5,000-mile bonus on every account anniversary. Nonetheless, the anniversary bonus has a spending requirement, which is uncommon. Fortuitously, the spending requirement is exceptionally low: $50 within the earlier cardholder 12 months. Even in case you hardly ever use this card, that is not a tough threshold to fulfill.

In keeping with TPG’s valuations, these 5,000 miles are price $65; that covers greater than 70% of the cardboard’s annual payment.

You will additionally earn 20 XP every account anniversary.

You may also earn extra XP by spending on the cardboard. You will earn 80 XP after spending not less than $15,000 on the cardboard in a calendar 12 months (for a complete of 100 XP, together with the 20 XP you obtain upon card anniversary). Should you spend not less than $25,000 on the cardboard in a calendar 12 months, you will earn an extra 60 XP, bringing your potential annual complete to 160 XP by means of annual spending on the cardboard.

These annual XP bonuses might help you attain the 100 XP wanted to earn Flying Blue Silver standing. Silver standing advantages embrace precedence check-in and boarding, free choice of customary seats and one additional free checked bag on SkyTeam-operated flights.

Moreover, you will get pleasure from perks which can be pretty customary for a mid-tier journey card, corresponding to no overseas transaction charges and a contactless cost choice.

Should you plan on spending lots on this card annually, it is probably price it for you. In any other case, take into account how a lot you worth the bottom XP and 5,000-mile bonus towards the cardboard’s $89 annual payment.

Incomes miles on the Air France-KLM Mastercard

The Air France-KLM Mastercard earns miles in two helpful bonus classes.

With this card, you will earn 3 miles per greenback spent on Air France, KLM and SkyTeam member airline purchases and eligible eating purchases. You will obtain 1.5 miles on every part else.

Whereas these charges are nothing beautiful, they actually aren’t dangerous, both — particularly since eating was not too long ago added as a bonus class.

In keeping with our valuation of Flying Blue miles at 1.3 cents per mile, this yields a 3.9% return on Air France, KLM and SkyTeam member airways purchases in addition to eating and virtually a 2% return on all different purchases.

In truth, the Air France-KLM Mastercard might work as a nonbonus spending card in case you want one and also you often fly with the airline to make use of these miles.

Redeeming miles on the Air France-KLM Mastercard

The optimum approach to redeem Flying Blue miles is for flight redemptions. Flying Blue makes use of dynamic pricing, so there is not any award chart to reference. Which means costs can change at any time, making it tough to seek out candy spots.

Along with redeeming miles for Air France and KLM flights, you may redeem them for award tickets on different SkyTeam airways, like Delta Air Strains. This may be a good way to seek out an award ticket for a greater worth than in case you used a given airline’s personal rewards program.

Flying Blue often releases Promo Rewards, that are deeply discounted award tickets. These tickets usually have extra restrictions than customary Flying Blue award tickets, so ensure to learn any related phrases and circumstances.

TPG contributing editor Matt Moffitt not too long ago redeemed 60,000 Flying Blue miles plus $330 in taxes and costs for a one-way business-class flight from Spain’s Valencia Airport (VLC) to Austin-Bergstrom Worldwide Airport (AUS) through Amsterdam Airport Schiphol (AMS).

And, because of Flying Blue’s stopover program, he might have prolonged his journey with a free stopover in Amsterdam if he needed to.

What playing cards compete with the Air France-KLM Mastercard?

When eager about different playing cards that compete with the Air France-KLM Mastercard, playing cards that earn rewards that may be transferred to Flying Blue probably come to thoughts. Listed below are a couple of choices:

For extra choices, take a look at our picks for the perfect airline playing cards and the perfect journey playing cards.

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Is the Air France-KLM Mastercard price it?

For Air France and KLM loyalists, the Air France-KLM Mastercard is certainly price contemplating, with an affordable annual payment and an elite-status increase. Nonetheless, in case you do not fly with Air France and KLM not less than twice annually, I like to recommend contemplating one other airline card or a normal journey card that earns transferable rewards.

Backside line

Should you’re severe about factors and miles, opening an airline cobranded card is the suitable alternative.

The Air France-KLM Mastercard is just one of many choices, but it surely’s a strong alternative for followers of the 2 airways. The cardboard can go even additional in case you’re in a position to preserve Flying Blue elite standing over the long run.

Should you aren’t a frequent Air France and KLM flyer, one other airline card will likely be a greater match for you.

Associated: How to decide on an airline bank card

For charges and costs of the Amex Platinum, click on right here.