Some of the beneficial journey perks on the American Categorical Platinum Card® and The Enterprise Platinum Card® from American Categorical is the lodge assertion credit score — a profit that may make luxurious stays much more inexpensive.
Cardmembers obtain as much as $600 in lodge assertion credit every calendar 12 months (as much as $300 biannually) for pay as you go bookings with Effective Accommodations + Resorts or The Lodge Assortment properties via American Categorical Journey®. (THC requires a minimal two-night keep.)
The Platinum’s lodge credit score was elevated within the card’s newest refresh, whereas the credit score was added to the Enterprise Platinum as a brand new profit.
Let’s stroll via the way to maximize this profit.
What’s the Amex Platinum and Enterprise Platinum pay as you go lodge credit score?
Platinum and Enterprise Platinum cardmembers obtain as much as $600 again in assertion credit every calendar 12 months once they make bookings via Amex FHR or THC.
The profit is earned as an as much as $300 assertion credit score each six months — one for January to June and the opposite for July to December.
Amex FHR supplies true elitelike advantages whenever you e book at greater than 3,100 luxurious properties worldwide, together with:
- Complimentary day by day breakfast for 2
- Complimentary Wi-Fi
- Assured 4 p.m. late checkout
- Midday check-in*
- Room improve upon arrival*
- A $100 expertise credit score, distinctive to every property
Reserving with THC additionally supplies strong advantages (although not as many as FHR):
Reward your inbox with the TPG Each day e-newsletter
Be a part of over 700,000 readers for breaking information, in-depth guides and unique offers from TPG’s consultants
- Midday check-in*
- Late checkout*
- Room improve upon arrival*
- A $100 credit score towards eligible costs, akin to meals and beverage and spa therapies
*Topic to availability
Needless to say you should e book a keep of at the least two nights with THC, whereas FHR doesn’t have any minimal keep necessities.
Not all inns are eligible for the pay as you go lodge credit score. Your lodge should be booked with Amex Journey and particularly a part of FHR or THC for the credit score to kick in.
How you can use the Amex Platinum and Enterprise Platinum pay as you go lodge credit score
In contrast to different Platinum or Enterprise Platinum credit, you do not have to register for the pay as you go lodge credit score earlier than utilizing it.
To get began, you may both head to Amex Journey on to seek for a lodge or navigate to the FHR and THC touchdown web page.

Looking on the final Amex Journey web site, you may filter inns based mostly on their program affiliation as FHR and THC properties.

Then, undergo the reserving course of as you usually would and use your card to pay on your reservation.
American Categorical states it might take as much as 90 days on your assertion credit score to submit, however it normally takes solely three days on common. In my expertise, a latest FHR reserving was credited to my card inside a day.
How you can maximize the Amex Platinum and Enterprise Platinum lodge credit score
To get probably the most out of your credit score, begin by looking FHR properties which can be priced competitively. Right here, your credit score can stretch additional due to aggressive nightly charges and beneficiant on-property perks, each of which may improve your keep with out further out-of-pocket prices.
Moreover, maintain a watch out for limited-time promotions. These offers can generally embrace a bonus night time whenever you e book a minimal keep, successfully reducing your nightly charge.
For instance, TPG contributing bank cards editor Matt Moffitt just lately booked a three-night keep at InterContinental Athénée Palace Bucharest in Romania and solely paid for 2 nights as a result of the third night time was complimentary. His complete keep was $441, which means his out-of-pocket price was solely $141 (making an allowance for the credit score).

And you do not have to make use of all $300 of your lodge credit score on a single reservation. The credit score is issued twice per 12 months and you may apply it throughout a number of bookings for those who favor. This flexibility means you could possibly, for instance, use a part of the credit score on a shorter keep at a lower-priced FHR or THC property, then apply the rest towards one other reservation later in the identical six-month interval.
Nevertheless, as a result of many collaborating inns are at greater worth factors, combining the credit score with a promotion like a free night time supply is commonly the best method to maximize the worth of your credit score.
Associated: I not often keep at main lodge chains — here is how I maximize my reward journey anyway
Key issues
Maximizing this credit score goes past simply discovering the proper lodge — it is also about understanding the nice print round cancellations, elite perks and who can truly use the credit score.
Adjustments and cancellations
Needless to say assertion credit out of your Amex Platinum or Amex Enterprise Platinum might not be obtained or could also be reversed if the reserving is canceled or modified. If it’s essential to change your reserving dates, it is best apply to name Amex Journey to see in case you are eligible to take action.
If the reserving is canceled, chances are you’ll discover that your lodge credit score has been clawed again from Amex — even for those who obtain a refund. You might not obtain one other credit score till the following six-month cycle.
Elite standing advantages
As talked about above, bookings via FHR and THC include their very own suite of advantages. So, whether or not or not you may obtain advantages from being an elite standing member with a model like Hilton or Marriott depends upon the place you keep.
Some properties will nonetheless present your loyalty advantages, however not all do. Matt’s expertise has been constructive, along with his two most up-to-date THC stays (at a Hilton property in Porto, Portugal, and an IHG lodge in Madrid, Spain) honoring his elite standing.
Licensed customers
Lastly, notice that Platinum and Enterprise Platinum licensed customers don’t obtain their very own lodge credit score. Nevertheless, the profit will be break up throughout all playing cards on the account.
Associated: A comparability of luxurious lodge applications from bank card issuers
Backside line
The pay as you go lodge credit score on the American Categorical Platinum and Enterprise Platinum is among the Most worthy advantages on every card.
In the event you’re in a position to totally use the credit score (and even come shut) you may already be getting wonderful worth out of your card. The properties bookable via the American Categorical Effective Accommodations & Resorts and The Lodge Assortment program are highly-rated premium properties, providing elevated stays due to your card’s advantages.
Pairing this credit score with an FHR or THC promotion can flip a premium lodge keep into an distinctive deal.
To be taught extra, learn our full opinions of the American Categorical Platinum and Enterprise Platinum.
Apply right here: American Categorical Platinum
Apply right here: American Categorical Enterprise Platinum