Amex Platinum improve supply: Examine to see should you’re eligible

Generally, you get an give you simply cannot refuse — even when it means letting go of one in all your favourite playing cards.

That is what occurred to me just a few weeks in the past as I scoured the web for a excessive welcome supply on the refreshed American Specific Platinum Card®. Every part in regards to the card’s new advantages excited me — from its profitable Resy credit score to an enhanced digital leisure credit score and expansive airport lounge entry.

The Amex Platinum’s welcome supply is focused and personalised. New cardmembers can discover out their supply and see if they might be eligible for as excessive as 175,000 bonus factors after spending $8,000 on purchases within the first six months of card membership. Welcome affords range, and also you will not be eligible for one.

I had been a cheerful American Specific® Gold Card member for some time and wasn’t seeking to improve or product change.

Nonetheless, once I in contrast my highest personalised Platinum supply (80,000 Membership Rewards factors for $8,000 in spending inside six months of card membership) to the supply I would get for upgrading my Gold (125,000 factors for $6,000 in spending inside six months of upgrading), it was clear that the improve route offered rather more worth.

This is why I like to recommend testing your improve affords should you’re contemplating a brand new journey card.

My Amex Platinum welcome affords

It took a number of tries throughout just a few days to search out an Amex Platinum supply that excited me.

It’s because Amex limits cardmembers to at least one bonus per lifetime on its playing cards, so the stakes have been excessive to discover a good one. I had my fingers crossed for a top-tier 175,000-point bonus, however I might’ve been proud of something value 100,000 factors or extra.

Sadly for me, I bumped into some fairly bland affords.

Some of the insulting bonuses popped up once I went via a preapproval instrument. I used to be supplied the possibility to earn simply 50,000 bonus factors after spending $8,000 on the cardboard inside six months of card membership.

Certain, it was good to know I used to be accredited. However 50,000 factors? That is fairly insulting, particularly for the reason that publicly out there supply on the Amex Gold Card already in my pockets affords new candidates to search out out their supply and see if they’re eligible for as excessive as 100,000 Membership Rewards factors after spending $6,000 on purchases inside the first six months of card membership. Welcome affords range and also you will not be eligible for a suggestion. Come on, Amex.

I attempted out just a few strategies to get a better Amex Platinum supply, together with incognito home windows in Google Chrome, utilizing totally different browsers and checking throughout a number of days. The very best I might get was the possibility to earn 80,000 bonus factors after spending $8,000 on the cardboard inside six months of card membership.

Nonetheless, that wasn’t something particular. In actual fact, it was the previous public supply from the time earlier than Amex rolled out its personalised bonus function in June 2025.

After days of trying to find a suggestion that wowed me, I assumed I would must throw within the towel.

However to my shock, the most suitable choice for rising my Membership Rewards stability was already in my account.

Associated: New advantages, extra worth: Why I am extra excited than ever to be an Amex Platinum Card member

Examine your Amex account

I logged in to my Amex Gold account and located a Platinum Card bonus that I could not resist.

Seems, the supply lived on my homepage — I solely needed to scroll previous my most up-to-date transactions to search out it. I used to be focused for an improve supply to earn 125,000 bonus factors after spending $6,000 on purchases within the first six months of card membership.

Bingo.

Not solely did it eclipse the 100,000-point purpose I would set for my bonus, but it surely got here in at a decrease spending threshold — $6,000 in six months slightly than $8,000 in the identical timeframe.

Did I wish to say goodbye to my Amex Gold? Not essentially, however I can all the time apply for it once more later (although I will not be eligible for a welcome bonus). Nonetheless, I actually needed to check out Platinum Card membership, and this supply was the ultimate push I wanted to make the choice.

I actually did not embark on my Platinum bonus journey anticipating to improve my Gold Card, however I hadn’t discovered something remotely near 125,000 factors once I tried to use outright.

Associated: Shiny, shiny factor: Why I acquired the flowery, new mirrored Amex Platinum Card and how one can, too

Backside line

Upgrading a card already in your pockets is not assured to offer one of the best bonus each time — and I wasn’t anticipating it to be one of the best methodology for me on my hunt to open the Amex Platinum Card.

I am loving Platinum Card membership, and I’ve already earned my excessive welcome bonus. Now, I am daydreaming about what I am going to do with 125,000 Membership Rewards factors.

Should you’re contemplating the Amex Platinum and have already got an Amex card, it is value checking your account to see should you qualify for a surprisingly excessive improve supply, too. You could discover greater than 100,000 factors simply ready for you.

Apply right here: American Specific Platinum Card