Bank cards with free airport lounge entry for licensed customers

Metro Loud
12 Min Read


The fun of an airport lounge are even higher when shared.

From complimentary meals and drinks to premium facilities like showers and quiet rooms, lounges are a reprieve from chaotic terminals and hurried vacationers. For those who’re touring with a companion, it is probably you’d need them to hitch you whenever you go to.

Whereas many rewards playing cards promote complimentary airport lounge entry as a perk for main cardholders, visitor entry has been tightening within the face of overcrowding. What’s a traveler and their companion to do?

Fortunately, some journey playing cards supply lounge entry to licensed customers — typically for an extra price.

For those who’re ceaselessly touring with a accomplice or have somebody who would profit from having their very own lounge privileges, these are the playing cards you have to be including to your pockets.

Evaluating the perfect playing cards with licensed consumer lounge entry

Card Licensed consumer lounge entry Annual price Licensed consumer price
American Specific Platinum Card® In addition they obtain entry to the American Specific International Lounge Assortment, together with Delta Sky Membership*, Centurion and Precedence Move™ lounges with the identical entry privileges as the first cardmember. (Enrollment is required.) $895 (see charges and charges) $195 for every further licensed consumer (see charges and charges)
The Enterprise Platinum Card® from American Specific In addition they obtain entry to the American Specific International Lounge Assortment, together with Delta Sky Membership*, Centurion and Precedence Move lounges with the identical entry privileges as the first cardmember. (Enrollment is required.) $895 (see charges and charges) $400 per further cardmember (see charges and charges)
Chase Sapphire Reserve® (see charges and charges) In addition they obtain entry to Chase Sapphire lounges, in addition to their very own Precedence Move Choose membership, which affords entry to over 1,800 airport lounges worldwide. $795 $195 per further cardholder
Capital One Enterprise X Rewards Credit score Card In addition they obtain entry to Capital One lounges and Precedence Move lounges. Starting Feb. 1, 2026, licensed customers on the Enterprise X will now not obtain complimentary entry to Capital One lounges and Precedence Move lounges. As a substitute, further cardholders might want to pay $125 per card to retain lounge entry. $395 No further value for as much as 4 licensed customers (until you need complimentary lounge entry, then it is $125 per card beginning Feb. 1, 2026)
Citi® / AAdvantage® Government World Elite Mastercard® (see charges and charges) In addition they obtain entry to pick American Airways Admirals Golf equipment and might convey rapid members of the family or as much as two visitors with them at no further value. Nonetheless, they don’t get entry to accomplice lounges. $595 As much as three further cardholders for $175, then $175 for every further licensed consumer
Delta SkyMiles® Reserve American Specific Card In addition they obtain entry to Delta Sky Golf equipment** and Amex Centurion Lounges once they journey on flights marketed and operated by Delta Air Strains and current a same-day Delta boarding go. $650 (see charges and charges) $175 per further cardmember (see charges and charges)
Delta SkyMiles® Reserve Enterprise American Specific Card In addition they obtain entry to Delta Sky Golf equipment** and Amex Centurion Lounges once they journey on flights marketed and operated by Delta and current a same-day Delta boarding go. $650 (see charges and charges) $175 per further cardmember (see charges and charges)

*Eligible Platinum Card members will obtain 10 visits per eligible Platinum Card, per 12 months to the Delta Sky Membership or to Seize and Go places when touring on a same-day Delta-operated flight, until they spend $75,000 or extra on their card to unlock limitless visits.

**Reserve cardmembers will obtain 15 visits per 12 months to the Delta Sky Membership; to earn a vast variety of visits every year, the full eligible purchases on the cardboard should equal $75,000 or extra per calendar 12 months.

Associated: 5 methods to make sure you have lounge entry earlier than your subsequent flight

Playing cards with licensed consumer lounge entry

American Specific Platinum Card

The Amex Platinum offers the identical intensive lounge entry loved by main cardmembers to licensed customers. You will must pay an extra cardmember price of $195 per licensed consumer.

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Amex Platinum card art
THE POINTS GUY

The Amex Platinum encompasses a slew of useful assertion credit and excessive incomes charges on travel-related purchases. Frequent vacationers cannot go mistaken with this card.

To study extra, learn our full overview of the Amex Platinum.


Apply right here: American Specific Platinum Card


The Enterprise Platinum Card from American Specific

Licensed customers of the Amex Enterprise Platinum obtain the identical lounge entry privileges as main cardmembers. Nonetheless, there is a steep $400 price for extra cardmembers on this one.

American Express Business Platinum card art
THE POINTS GUY

Like its private counterpart, the Amex Enterprise Platinum is a implausible card for frequent vacationers with a small enterprise. It offers many perks that differ from the buyer card, so it might be a good suggestion for some cardmembers to hold each.

To study extra, learn our full overview of the Amex Enterprise Platinum.


Apply right here: The Enterprise Platinum Card from American Specific


Chase Sapphire Reserve

If you wish to share entry to the rising assortment of Chase Sapphire lounges (and revel in a Precedence Move Choose membership), you may wish to add a licensed consumer to your Chase Sapphire Reserve for a $195 price.

Chase Sapphire Reserve card art
THE POINTS GUY

This premium card from Chase earns useful Chase Final Rewards factors and affords stable advantages on journey, eating and life-style purchases.

To study extra, learn our full overview of the Sapphire Reserve.


Apply right here: Chase Sapphire Reserve


Capital One Enterprise X Rewards Credit score Card

The Enterprise X has been recognized for its beneficiant lounge coverage for licensed customers at no further value, however that is altering in 2026.

Capital One Venture X card
THE POINTS GUY

Nonetheless, the Enterprise X stays a fantastic choice for vacationers because it is available in at a decrease annual price threshold (in comparison with different premium playing cards) whereas offering luxurious perks.

To study extra, learn our full overview of the Enterprise X.


Study extra: Capital One Enterprise X Rewards Credit score Card


Citi / AAdvantage Government World Elite Mastercard

If entry to pick Admirals Golf equipment issues to you, you might wish to add a licensed consumer to the Citi / AAdvantage Government. You will be charged $175 for as much as three further cardholders, then $175 for every further licensed consumer.

a hand holds a credit card
THE POINTS GUY

Frequent American Airways flyers will respect the worth this top-tier card offers, particularly if Admirals Membership entry is vital to them.

To study extra, learn our full overview of the Citi / AAdvantage Government.


Apply right here: Citi / AAdvantage Government World Elite Mastercard


Delta SkyMiles Reserve American Specific Card

Delta SkyMiles Reserve cardmembers can add an extra cardmember for $175, and so they’ll obtain entry to Delta Sky Golf equipment and Amex Centurion Lounges once they journey on flights marketed and operated by Delta and current a same-day Delta boarding go.

Delta Reserve Amex card art
THE POINTS GUY

The options on this card, together with a number of perks whenever you fly Delta and an annual companion certificates, have Delta loyalists in thoughts.

To study extra, learn our full overview of the Delta SkyMiles Reserve.


Apply right here: Delta SkyMiles Reserve American Specific Card


Delta SkyMiles Reserve Enterprise American Specific Card

Just like the beforehand talked about private Delta Reserve, you possibly can add further cardmembers to the Delta SkyMiles Reserve Enterprise for $175 every and obtain Delta Sky Membership and Amex Centurion Lounge entry for them.

Delta SkyMiles Reserve Business American Express Card_UPDATE AUG 2025
THE POINTS GUY

Enterprise homeowners who ceaselessly discover themselves on Delta jets will respect the advantages of this card, which permits cardholders to spend towards elite standing and earn Delta SkyMiles on purchases.

To study extra, learn our full overview of the Delta SkyMiles Reserve Enterprise.


Apply right here: Delta SkyMiles Reserve Enterprise American Specific Card


Backside line

If lounge entry is a prime precedence for somebody you journey with ceaselessly, it is sensible so as to add them as a licensed consumer on one in every of these playing cards.

These seven journey rewards playing cards additionally present a number of helpful advantages outdoors of lounge entry, so you’ll want to issue within the further perks earlier than you apply.

Do not forget that complimentary lounge entry for licensed customers nonetheless comes at a value — most playing cards on this listing cost an extra price so as to add cardholders. And as soon as Capital One rolls out its new insurance policies for the Enterprise X in February 2026, each card would require an extra price for licensed consumer lounge entry.

Associated: 9 home lounges which can be value going out of your approach for

For charges and charges of the Amex Platinum Card, click on right here.
For charges and charges of the Amex Enterprise Platinum Card, click on right here.
For charges and charges of the Amex Delta Reserve card, click on right here.
For charges and charges of the Amex Delta Reserve Enterprise card, click on right here.

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