Capital One Spark Miles for Enterprise bank card evaluation

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Capital One Spark Miles for Enterprise overview

The Capital One Spark Miles for Enterprise is a stable enterprise bank card, providing double miles throughout each buy. Miles might be transferred to any of Capital One’s 15-plus companions, and you may pay a low annual price of $95 ($0 introductory annual price for the primary 12 months). Card Ranking*: ⭐⭐⭐⭐

*Card ranking relies on the opinion of TPG’s editors and isn’t influenced by the cardboard issuer.

In case your small enterprise includes journey otherwise you need to present journey perks to your self or your workers through the use of the miles earned on enterprise spending, the Capital One Spark Miles for Enterprise can supply a variety of worth.

TPG recommends a credit score rating of 670 to extend your probabilities of getting authorized.

This is what it is advisable to know in regards to the Capital One Spark Miles for Enterprise earlier than making use of.

Spark Miles For Enterprise professionals and cons

Professionals Cons
  • Entry to Capital One switch companions
  • Earns 2 miles per greenback on all purchases
  • No annual price within the first 12 months
  • Has an annual price after the primary 12 months
  • No bonus class earnings exterior of Capital One’s journey reserving web site

Spark Miles For Enterprise welcome supply

The Spark Miles for Enterprise is at the moment providing a welcome bonus of fifty,000 bonus miles after spending $4,500 on purchases within the first three months of account opening.

THE POINTS GUY

You’ll be able to simply redeem your miles for a set worth of 1 cent every, during which case the 50,000-mile bonus could be value $500 towards journey. However TPG’s September 2025 valuations place the worth of Capital One miles at 1.85 cents, which makes 50,000 miles value $925.

Relying on which switch companions you employ and whether or not a switch bonus is accessible while you redeem your miles, you may also be capable to get much more worth.

Associated: Step-by-step: Find out how to full a Capital One enterprise bank card utility

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Spark Miles For Enterprise advantages

The Spark Miles for Enterprise does not supply as many advantages as some pricier enterprise playing cards, nevertheless it nonetheless provides stable perks for a card with a sub-$100 annual price product.

One helpful perk is an as much as $120 assertion credit score each 4 years for a World Entry or TSA PreCheck utility price. Each packages could make journey simpler, and also you solely must pay the applying price along with your Spark Miles card for the credit score to set off (sometimes inside 2 billing cycles).

If you have already got memberships with these packages, you should utilize the credit score for an worker as an alternative.

a seating area at an airport lounge
WYATT SMITH/THE POINTS GUY

Whenever you use your Spark Miles for Enterprise card to purchase eligible objects, you may obtain prolonged guarantee safety along with the next advantages that could be significantly helpful for small companies:

  • Account and enterprise administration instruments: Choose your individual month-to-month due date, arrange auto-pay and obtain year-end itemized spending studies.
  • Capacity to assign an worker as an account supervisor: This worker can then make purchases and funds and evaluation transactions.
  • Hertz 5 Star standing: Obtain standing with Hertz, skip the counter and choose places and select from a wider number of rental automobiles.*
  • No price worker playing cards: Add workers as approved customers and set spending limits for his or her playing cards.
  • No overseas transaction charges: Make purchases abroad with out accumulating further expenses simply since you’re in a foreign country.

*Upon enrollment, accessible by the Capital One web site or cellular app, eligible cardholders will stay at that standing stage by the length of the supply. Please observe, enrolling by the traditional Hertz Gold Plus Rewards enrollment course of (e.g. at Hertz.com) is not going to mechanically detect a cardholder as being eligible for this system and cardholders is not going to be mechanically upgraded to the relevant standing tier. Extra phrases apply.

Associated: 5 lesser-known perks of the Capital One Spark Miles for Enterprise

Incomes miles on the Spark Miles For Enterprise

The great thing about the Spark Miles for Enterprise is its simple incomes construction. You may earn 2 miles for each greenback spent with no annual cap, plus 5 miles per greenback spent on motels, trip leases and rental automobiles booked by Capital One Journey.

hertz clear parking lot car rental
HERTZ

Though it retains issues easy, the dearth of additional bonus classes signifies that there are extra rewarding choices for business-specific spending, reminiscent of workplace provides.

Associated: These are the Capital One bank cards that earn transferable miles

Redeeming miles on the Spark Miles For Enterprise

You’ll be able to redeem your miles with Capital One’s 15-plus switch companions to raise what you are promoting journey.

Take TPG contributing editor Matt Moffitt, who leverages Capital One’s switch companions for redemptions, reminiscent of Lufthansa first-class award seats between the U.S. and Europe for 116,000 Capital One miles when reserving by Avianca LifeMiles.

Lufthansa First Class (Photo by Zach Honig / The Points Guy)
ZACH HONIG/THE POINTS GUY

Transferring your miles will get you probably the most bang to your buck, however in the event you’re after simplicity, you possibly can redeem your miles at a set worth of 1 cent apiece towards journey purchases. You should use your miles when reserving new journey by Capital One, or you should utilize your miles to pay for any eligible, latest journey buy you have made with the cardboard.

Associated: Redeeming Capital One miles for max worth

Which playing cards compete with the Spark Miles For Enterprise?

Since Capital One miles might be transferred to airline and resort companions, the Spark Miles for Enterprise is akin to different playing cards that earn transferable currencies.

The knowledge for the Capital One Spark Miles Choose for Enterprise has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.

For added choices, take a look at our full listing of the most effective journey playing cards.

Associated: Your information to the Chase Ink Enterprise bank cards

Is the Spark Miles for Enterprise value it?

When you’re on the lookout for simplicity, the Spark Miles for Enterprise could also be a superb card for all what you are promoting spending because it earns a flat reward price throughout all purchases (except you reserve journey by way of Capital One Journey, during which case you earn the next reward price). However even when you have already got a number of playing cards that earn bonus miles in sure classes, the Spark Miles for Enterprise might be able to enhance your earnings on purchases that do not fall into your present bonus classes.

Backside line

The Spark Miles for Enterprise is an honest card for enterprise homeowners and managers who do not need to observe bonus classes and desire a easy strategy to observe bills all for an inexpensive annual price.


Study extra: Capital One Spark Miles for Enterprise


For Capital One merchandise listed on this web page, among the advantages could also be supplied by Visa® or Mastercard® and should range by product. See the respective Information to Advantages for particulars, as phrases and exclusions apply.

For charges and costs of the Blue Enterprise Plus Card, click on right here.

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