Chase Aeroplan Credit score Card overview
Chase’s Aeroplan® Credit score Card (see charges and charges) is certainly one of our favourite cobranded airline bank cards, providing award flexibility and worthwhile airline advantages. With its sturdy incomes price and incentives to spend on the cardboard past incomes the welcome bonus, the Aeroplan card is price contemplating for a lot of factors and miles fans — even those that do not stay in Canada. Card ranking*: ⭐⭐⭐⭐
*Card ranking relies on the opinion of TPG’s editors and isn’t influenced by the cardboard issuer.
The Aeroplan card presents distinctive advantages we have hardly ever seen on different cobranded airline playing cards, all for an affordable annual charge of $95.
You may more than likely want credit score rating of a minimum of 670 to get accepted for this card.
If the flexibility to make use of factors on over 45 associate airways worldwide and automated elite standing enchantment to you, hold studying.
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Aeroplan card professionals and cons
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Aeroplan card welcome provide
New cardholders of the Aeroplan card can earn 75,000 bonus factors after spending $4,000 on purchases within the first three months from account opening. Plus, they will earn an extra 25,000 bonus factors after spending $20,000 within the first 12 months from account opening.
The present provide offers as much as 100,000 Aeroplan factors, that are price as much as $1,400 in response to TPG’s September 2025 valuations. This provide is properly price it, however take into account the numerous minimal spending that have to be accomplished inside the 12 months of account opening.
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For those who lease, placing your lease on the Aeroplan card is an effective way to satisfy that prime spending requirement. Simply remember the fact that you may possible incur a small charge with every lease transaction.
Needless to say since Chase points the Aeroplan card, it is topic to Chase’s 5/24 rule. For those who’ve opened 5 or extra bank cards previously 24 months, you is probably not eligible to open the Aeroplan card.
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Aeroplan card advantages
How typically do you see a card with a $95 annual charge that grants you automated elite standing? With the Aeroplan card, cardholders will obtain automated Aeroplan 25K standing for the rest of the calendar yr they open the cardboard and the next calendar yr.
We advocate opening the Aeroplan card at the start of a calendar yr in an effort to get pleasure from 25K standing for so long as attainable.
With Aeroplan 25K, elite standing members are entitled to the next perks:
- Automated Star Alliance Silver elite standing, with entry to precedence wait-listing and standby
- Complimentary Avis Most well-liked Plus elite standing
- Complimentary checked bag allowance (two luggage, 23kg every) on Air Canada-operated flights
- Precedence check-in and boarding
- Two one-time passes to Air Canada’s Maple Leaf Lounges*
- 20 eUpgrade credit to improve from financial system to enterprise or premium cabins on Air Canada-operated flights
*Beginning Jan. 1, 2026, Maple Leaf Lounge one-time visitor passes shall be obtained solely via Milestone Advantages for all Aeroplan elite standing members
After the introductory interval, you’ll be able to retain (or prolong) that standing — however cardholders are incentivized to spend so much to take action. Cardholders should spend $15,000 on the cardboard in a calendar yr to keep up 25K standing (legitimate via the top of the next calendar yr).
As of Jan. 1, 2026, Aeroplan will transfer to a spend-based system for incomes and sustaining elite standing, and people with excessive spending shall be rewarded. Beginning in 2026, cardholders can obtain Aeroplan 35K standing by spending $75,000 in a calendar yr. Cardholders of the Aeroplan card have till Dec. 31, 2025, to spend $50,000 on their card to safe Aeroplan 35K standing till Jan. 2027.
As well as, the first metric for reaching elite standing shall be primarily based on Standing Qualifying Credit. SQC may even unlock extra perks, dubbed Milestone Advantages, for each 10,000 SQC collected all year long.
Cardholders earn the next SQC:
- 5,000 SQC head begin each calendar yr
- 10,000 SQC after spending $25,000 on the Aeroplan card
- 10,000 SQC after spending $50,000 on the Aeroplan card
Aeroplan members can solely earn a most of 25,000 SQC with the Aeroplan card per calendar yr.
Even for those who do not keep your elite standing past the primary yr, listed here are all the different advantages you may get from the Aeroplan card:
- First free checked bag on Air Canada flights for main cardholders and as much as eight companions on the identical reservation
- No overseas transaction charges
- Journey protections, corresponding to auto rental insurance coverage, baggage delay insurance coverage, roadside help, journey cancellation and interruption insurance coverage and journey delay reimbursement
- As much as $120 assertion credit score to your World Entry, TSA PreCheck or Nexus utility charge each 4 years
- World Elite Mastercard advantages, together with entry to Mastercard Priceless experiences, on a regular basis reductions and presents, 24/7 concierge service and extra
Associated: Full information to airline standing matches and challenges
Incomes factors on the Aeroplan card
With the Aeroplan card, you may earn:
For each $2,000 you spend on the cardboard every month, you’ll be able to obtain as much as a 500-point bonus — as much as 1,500 factors per 30 days. These bonus factors can add up for those who’re a heavy spender. You’ll be able to earn as much as 18,000 bonus factors yearly.
This profit will turn out to be useful for those who plan on spending closely on the Aeroplan card to keep up 25K standing or elevate your standing to a different tier.
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Redeeming factors on the Aeroplan card
For many who get misplaced attempting to optimize their factors and miles, Aeroplan cardholders can redeem their factors for as much as 1.25 cents per level via the Pay Your self Again instrument (as much as 200,000 factors per yr for journey purchases).
Along with the usual classes of redeeming factors for the annual charge, eating, grocery shops (excluding Goal and Walmart) and journey, there are promotional classes all year long as properly.
These embody:
- April 1 — Dec. 31: Gasoline stations and residential enchancment shops
- July 1 — Dec. 31: Shops and utilities
- Oct. 1 — Dec. 31: Amazon.com
The Pay Your self Again classes could change yearly.
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Transferring factors on the Aeroplan card
You’ll be able to redeem your factors for flights to over 1,300 locations via Star Alliance and Air Canada’s greater than 45 airline companions — and for usually fewer factors than you’d want with different loyalty packages.
Even higher, Air Canada publishes distance-based award charts with tons of candy spots to look out for. For instance, you’ll be able to fly from Seattle-Tacoma Worldwide Airport (SEA) to Frankfurt Airport (FRA) on Lufthansa enterprise class for simply 70,000 factors.
Alongside the Aeroplan card, for those who even have a Chase Final Rewards incomes card just like the Chase Sapphire Reserve® (see charges and charges), you may obtain a ten% bonus on each 50,000 or extra Chase Final Rewards factors you switch to Aeroplan (most 25,000 bonus factors per calendar yr).
Aeroplan is TPG bank cards author Danyal Ahmed’s favourite airline loyalty program. He not too long ago redeemed 100,000 Aeroplan factors to fly in enterprise class on United Airways from Sydney, Australia, to Los Angeles, finishing his around-the-world journey.
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Which playing cards compete with the Aeroplan card?
The Aeroplan card has a $95 annual charge, which is similar to the worth of different standard journey bank cards that earn transferable rewards. Let’s evaluate some same-caliber bank cards and decide if the Aeroplan card is the best choice for you.
For extra choices, try our full record of the perfect journey playing cards.
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Is the Aeroplan card price it?
With stable perks for only a $95 annual charge, the Aeroplan card might be properly price it for the typical shopper, particularly for those who can capitalize on the complimentary 25K standing provided to new cardholders. Even for those who’re not an everyday flyer of Air Canada — or maybe have by no means flown the airline in any respect — likelihood is that you have flown its Star Alliance companions. We advocate the Aeroplan card for nearly any frequent traveler to allow them to maximize the loyalty program’s profitable award chart.
Associated: How to decide on an airline bank card
Backside line
Automated elite standing is a significant perk, regardless of the airline. And with Aeroplan factors being some of the worthwhile airline currencies on the market, this bank card is a wonderful method that can assist you guide your dream trip utilizing factors to save cash on flights — regardless of the place you might be going.
Apply right here: Aeroplan card
