With most of the greatest bank cards available on the market, incomes a beneficiant welcome bonus is a fast technique to obtain quite a lot of worth. These playing cards from Chase aren’t any exception.
It is necessary to know, nonetheless, that welcome gives typically change.
As an instance you are contemplating including a brand new Chase card to your pockets. When is the most effective time to use so you possibly can earn the most effective supply? We have you coated.
Learn on to be taught extra in regards to the welcome supply historical past throughout Chase’s suite of bank cards, incomes each money again and Chase Final Rewards factors.
Finest Chase bank card welcome bonuses
Under are among the hottest Chase bank cards, together with their highest-ever gives and our suggestions for when to use.
Observe that these are all publicly out there gives; some particular person, focused bonuses could also be increased than what we have discovered. As well as, a few of these gives could now not be out there.
Additionally, understand that Chase components in its 5/24 rule if you apply. Different components can dictate whether or not or not you are eligible for a Chase welcome bonus.
These embrace the brand new modifications to bonus eligibility on the Chase Sapphire Most well-liked® Card and Chase Sapphire Reserve®. You are actually capable of have each the Sapphire playing cards, however bonus eligibility can be based mostly on a number of components. These embrace beforehand earned bonus gives and the variety of playing cards you have opened and closed, amongst different concerns, a consultant for Chase confirmed to TPG.
It is price contemplating your present pockets setup and cross-checking with the phrases of whichever card you determine to use for.
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| Card | Finest welcome supply we have seen | When to use |
|---|---|---|
| Chase Freedom Flex® | Earn $200 again after spending $500 on purchases within the first three months from account opening, plus earn 5% again on grocery retailer purchases (not together with Goal or Walmart), on as much as $12,000 spent throughout the first 12 months. | When the supply has $200 again, plus a 5% cash-back bonus class throughout the first 12 months from account opening. |
| Chase Freedom Limitless® | Relying on an individual’s spending habits, the most effective supply is both:
Earn limitless double money again for the primary 12 months from account opening. or Earn a $200 bonus after spending $500 on purchases within the first three months from account opening, plus earn 5% again on grocery retailer purchases (not together with Goal or Walmart) throughout the first 12 months (on as much as $12,000 spent on these purchases). |
When the supply is not less than a $200 bonus and a bonus class for further earnings throughout the first 12 months, or when double money again is obtainable. |
| Chase Sapphire Most well-liked Card | Earn 100,000 bonus factors after spending $5,000 within the first three months from account opening. | When the supply is greater than 60,000 bonus factors. |
| Chase Sapphire Reserve | Earn 125,000 bonus factors after spending $6,000 on purchases within the first three months of account opening. | When the supply is greater than 60,000 bonus factors. |
| Chase Sapphire Reserve for Enterprise℠ | Earn 200,000 bonus factors after spending $30,000 on purchases within the first six months from account opening. | That is the one publicly out there supply we have seen within the card’s historical past. |
| Ink Enterprise Money® Credit score Card | Earn a $900 money bonus after spending $6,000 on purchases inside three months from account opening. | When the supply is at or above $750 money. |
| Ink Enterprise Most well-liked® Credit score Card | Earn 120,000 bonus factors after spending $8,000 on purchases within the first three months from account opening. | When the supply is above 100,000 factors. |
| Ink Enterprise Premier® Credit score Card | Earn a $1,000 money bonus after spending $10,000 on purchases within the first three months from account opening. | That is the one publicly out there supply we have seen within the card’s historical past. |
| Ink Enterprise Limitless® Credit score Card | Earn a $900 money bonus after spending $6,000 on purchases inside three months from account opening. | When the supply is at or above $750 money again. |
The data for the Ink Enterprise Most well-liked and Ink Enterprise Premier has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.
Chase Freedom Flex
If in case you have a card that earns Final Rewards factors, the money again you earn on the Freedom Flex (and any Chase cash-back card, excluding the Ink Enterprise Premier, which does not mix rewards with every other Chase card) could be become Final Rewards factors.
Listed below are the current gives we’ve got seen on the Freedom Flex:
Welcome supply historical past
| Approximate date | Provide | Worth |
|---|---|---|
| April 2023 to now | Earn $200 again after spending $500 within the first three months from account opening. | $200 |
| October 2022 to March 2023 | Earn $200 again after spending $500 within the first three months from account opening, plus earn 5% again on grocery purchases (not together with Goal or Walmart), on as much as $12,000 spent throughout the first 12 months. | $200 plus as much as $600 on grocery purchases |
| July 2021 to October 2022 | Earn $200 again after spending $500 on purchases within the first three months from account opening, plus earn 5% again on fuel station purchases, on as much as $6,000 spent throughout the first 12 months. | $200 plus as much as $300 on fuel purchases |
Highest welcome supply
With the best welcome supply we have seen, new cardholders might earn $200 again after spending $500 on purchases within the first three months from account opening, plus earn 5% again on grocery retailer purchases (not together with Goal or Walmart), on as much as $12,000 spent throughout the first 12 months.
When to use
We propose making use of for this card when the bonus gives $200 again, plus a 5% cash-back bonus class throughout the first 12 months from account opening.
Study extra: Chase Freedom Flex
Chase Freedom Limitless
The Freedom Limitless’s bonus supply has matched the supply on the Freedom Flex prior to now, however they are not all the time an identical. So, it is price evaluating the 2 should you determine to use.
Listed below are the current gives we’ve got seen on the Freedom Limitless:
Welcome supply historical past
| Approximate date | Provide | Worth |
|---|---|---|
| Could 2025 to now | Earn $200 money again after spending $500 on purchases within the first three months from account opening. | $200 |
| March 2025 to Could 2025 | Earn $250 money again after spending $500 on purchases within the first three months from account opening. | $250 |
| January 2024 to March 2025 | Earn an additional 1.5% money again on all purchases throughout the first 12 months (on as much as $20,000 of purchases) — price as much as $300 money again. | As much as $300 |
| October 2023 to January 2024 | Earn limitless double money again for the primary 12 months from account opening. | Worth is determined by the money again earned within the 12-month interval |
| December 2022 to October 2023 | Earn an additional 1.5% money again on all purchases throughout the first 12 months (on as much as $20,000 of purchases) — price as much as $300 money again. | As much as $300 |
| October 2022 to December 2022 | Earn $200 again after spending $500 within the first three months from account opening, plus earn 5% again on grocery purchases (not together with Goal or Walmart), on as much as $12,000 spent throughout the first 12 months. | $200 plus as much as $600 from grocery retailer purchases |
| July 2021 to October 2022 | Earn $200 again after spending $500 on purchases within the first three months from account opening, plus earn 5% again on fuel station purchases, on as much as $6,000 spent throughout the first 12 months. | $200 plus as much as $300 from fuel station purchases |
Highest welcome supply
This card has provided two welcome bonuses that may very well be thought-about the best, and it is determined by what you prioritize.
One bonus provided limitless double money again for the primary 12 months from account opening. The opposite provided a $200 bonus after spending $500 on purchases within the first three months from account opening, plus 5% again on grocery retailer purchases (not together with Goal or Walmart) throughout the first 12 months (on as much as $12,000 of those purchases).
When to use
This card may very well be price making use of for when the bonus is not less than $200 with a bonus class for further earnings throughout the first 12 months, or when it gives double money again for the primary 12 months.
Study extra: Chase Freedom Limitless
Chase Sapphire Most well-liked Card
With the brand new welcome bonus eligibility modifications for the Sapphire playing cards, you will not be capable to earn the Sapphire Most well-liked’s bonus should you already maintain the Sapphire Reserve.
Listed below are the current gives we’ve got seen on the Sapphire Most well-liked:
Welcome supply historical past
| Approximate date | Provide | Worth* |
|---|---|---|
| June 2025 to now | Earn 75,000 bonus factors after spending $5,000 within the first three months from account opening. | $1,538 |
| Could 2025 to June 2025 | Earn 60,000 bonus factors after spending $5,000 within the first three months from account opening. | $1,230 |
| April 2025 to Could 2025 | Earn 100,000 bonus factors after spending $5,000 within the first three months from account opening. | $2,050 |
| November 2024 to April 2025 | Earn 60,000 bonus factors after spending $4,000 on purchases within the first three months from account opening. | $1,230 |
| October 2024 to November 2024 | Earn 60,000 bonus factors after spending $4,000 on purchases within the first three months from account opening, plus as much as a $300 assertion credit score on Chase Journey℠ purchases throughout the first 12 months. | $1,530 |
| June 2024 to October 2024 | Earn 60,000 bonus factors after spending $4,000 on purchases within the first three months from account opening. | $1,230 |
| Could 2024 to June 2024 | Earn 75,000 bonus factors after spending $4,000 on purchases within the first three months from account opening. | $1,538 |
| Could 2023 to Could 2024 | Earn 60,000 bonus factors after spending $4,000 on purchases within the first three months from account opening. | $1,230 |
| April 2023 to Could 2023 | Earn 80,000 bonus factors after spending $4,000 on purchases within the first three months from account opening. | $1,640 |
| March 2023 to Could 2023 (in-branch solely) | In-branch solely: Earn 80,000 bonus factors after spending $4,000 within the first three months from account opening. Plus, earn an extra 10,000 bonus factors after spending $6,000 whole on purchases made within the first six months. | $1,845 |
| June 2022 to March 2023 | Earn 60,000 bonus factors after spending $4,000 within the first three months from account opening. | $1,230 |
| April 2022 to Could 2022 | Earn 80,000 bonus factors after spending $4,000 on purchases within the first three months from account opening. | $1,640 |
| October 2021 to April 2022 | Earn 60,000 bonus factors after spending $4,000 within the first three months from account opening. | $1,230 |
*Bonus supply worth is predicated on TPG’s September 2025 valuations and isn’t supplied by the bank card issuer.
Highest welcome supply
The most effective supply within the Sapphire Most well-liked’s historical past gave new cardholders the prospect to earn 100,000 factors after spending $5,000 within the first three months from account opening.
When to use
The most effective time to use for the Sapphire Most well-liked is any time the bonus comes with greater than 75,000 factors, which is its normal supply.
Study extra: Chase Sapphire Most well-liked
Chase Sapphire Reserve
You’ll want to observe that those that already maintain the Sapphire Most well-liked will not be capable to earn the welcome bonus on the Sapphire Reserve, given the welcome bonus eligibility guidelines.
Listed below are the current gives we’ve got seen on the Sapphire Reserve:
Welcome supply historical past
| Approximate date | Provide | Worth* |
|---|---|---|
| August 2025 to Now | Earn 125,000 bonus factors after spending $6,000 on purchases within the first three months of account opening. | $2,563 |
| June 2025 to August 2025 | Earn 100,000 bonus factors plus a $500 Chase Journey promo credit score after spending $5,000 within the first three months from account opening. | $2,550 (together with the $500 Chase Journey credit score) |
| June 2024 to June 2025 | Earn 60,000 bonus factors after spending $5,000 within the first three months from account opening. | $1,230 |
| Could 2024 to June 2024 | Earn 75,000 bonus factors after spending $4,000 within the first three months from account opening. | $1,538 |
| February 2023 to Could 2024 | Earn 60,000 bonus factors after spending $4,000 within the first three months from account opening. | $1,230 |
| October 2022 to January 2023 | Earn 80,000 bonus factors after spending $4,000 within the first three months from account opening. | $1,640 |
| June 2022 to October 2022 | Earn 60,000 bonus factors after spending $4,000 within the first three months from account opening. | $1,230 |
| October 2021 to June 2022 | Earn 50,000 bonus factors after spending $4,000 within the first three months from account opening. | $1,025 |
*Bonus supply worth is predicated on TPG’s valuations and isn’t supplied by the bank card issuer.
Highest welcome supply
The present supply on the just lately refreshed Sapphire Reserve permits new cardholders to earn 125,000 bonus factors after spending $6,000 on purchases within the first three months of account opening.
When to use
It is good to use for this card any time it is providing greater than 60,000 factors as a bonus.
Study extra: Chase Sapphire Reserve
Chase Sapphire Reserve for Enterprise
The one bonus we have seen on this card gives the prospect to earn 200,000 bonus factors after spending $30,000 on purchases within the first six months from account opening.
TPG’s valuations deem this supply as price $4,100.
Highest welcome supply
This card’s welcome supply has by no means modified, so the best supply is the present supply of 200,000 bonus factors after spending $30,000 on purchases within the first six months from account opening.
When to use
If the Sapphire Reserve for Enterprise runs a limited-time supply increased than its present bonus, it is price making use of. That mentioned, the present supply for the brand new rollout of this card is extremely stable — so now continues to be a superb time to use.
Study extra: Chase Sapphire Reserve for Enterprise
Ink Enterprise Money Credit score Card
Listed below are the current gives we’ve got seen on the Ink Enterprise Money:
Welcome supply historical past
| Approximate date | Provide | Worth |
|---|---|---|
| September 2025 to now | Earn $900 money again after spending $6,000 on purchases within the first three months from account opening. | $900 |
| March 2024 to September 2025 | Earn as much as $750: $350 after spending $3,000 within the first three months from account opening and an extra $400 after spending $6,000 within the first six months from account opening. | As much as $750 |
| January 2024 to March 2024 | Earn a $750 money bonus after spending $6,000 on purchases inside three months from account opening. | $750 |
| September 2023 to January 2024 | Earn a $900 money bonus after spending $6,000 on purchases inside three months from account opening. | $900 |
| March 2023 to September 2023 | Earn a $750 money bonus after spending $6,000 on purchases inside three months from account opening. | $750 |
| October 2022 to March 2023 | Earn a $900 money bonus after spending $6,000 on purchases inside three months from account opening. | $900 |
| December 2020 to October 2022 | Earn a $750 money bonus after spending $7,500 on purchases inside three months from account opening. | $750 |
Highest welcome supply
The most effective bonus on the Ink Enterprise Money provided a $900 money bonus after $6,000 in spending on purchases throughout the first three months from account opening.
When to use
We advocate making use of for the Ink Enterprise Money when the bonus is $750 or increased.
Study extra: Ink Enterprise Money Credit score Card
Ink Enterprise Most well-liked Credit score Card
Small-business homeowners who’re Chase Final Rewards factors fans might discover their good match within the Ink Enterprise Most well-liked Credit score Card. For a $95 annual payment, you possibly can accumulate Chase factors throughout a number of bonus classes.
Listed below are the current gives we’ve got seen on the Ink Enterprise Most well-liked:
Welcome supply historical past
| Approximate date | Provide | Worth* |
|---|---|---|
| September 2024 to now | Earn 90,000 bonus factors after spending $8,000 within the first three months from account opening. | $1,845 |
| July 2024 to September 2024 | Earn 120,000 bonus factors after spending $8,000 within the first three months from account opening. | $2,460 |
| June 2023 to July 2024 | Earn 100,000 bonus factors after spending $8,000 within the first three months from account opening. | $2,050 |
| April 2020 to June 2023 | Earn 100,000 bonus factors after spending $15,000 within the first three months from account opening. | $2,050 |
*Bonus supply worth is predicated on TPG’s valuations and isn’t supplied by the bank card issuer.
Highest welcome supply
The best supply we have seen within the Ink Enterprise Most well-liked’s historical past gave new cardholders the chance to earn 120,000 bonus factors after spending $8,000 on purchases within the first three months from account opening.
When to use
The most effective time to use for the Ink Enterprise Most well-liked is any time the welcome bonus is above 100,000 factors.
Study extra: Ink Enterprise Most well-liked Credit score Card assessment
Ink Enterprise Premier Credit score Card
The one supply we have seen on this card permits new cardholders the prospect to earn a $1,000 money bonus after spending $10,000 on purchases within the first three months from account opening.
Highest welcome supply
This card’s welcome supply has remained regular since its launch, so the best supply is the present supply of $1,000 money again after spending $10,000 within the first three months of account opening.
When to use
If the Ink Enterprise Premier ever runs a limited-time supply above its typical $1,000 (the one supply we have seen in its historical past), you need to undoubtedly apply. That mentioned, do not maintain your breath ready for the next supply.
Study extra: Ink Enterprise Premier Credit score Card assessment
Ink Enterprise Limitless Credit score Card
For enterprise homeowners looking for a flat-rate cash-back card, the no-annual-fee Ink Enterprise Limitless is an effective choice to think about.
Listed below are the current gives we’ve got seen on the Ink Enterprise Limitless:
Welcome supply historical past
| Approximate date | Provide | Worth |
|---|---|---|
| September 2025 to now | Earn a $900 money bonus after spending $6,000 on purchases inside three months from account opening. | $900 |
| November 2024 to September 2025 | Earn a $750 money bonus after spending $6,000 on purchases inside three months from account opening. | $750 |
| September 2024 to November 2024 | Earn a $900 money bonus after spending $6,000 on purchases inside three months from account opening. | $900 |
| January 2024 to September 2024 | Earn a $750 money bonus after spending $6,000 on purchases inside three months from account opening. | $750 |
| September 2023 to January 2024 | Earn a $900 money bonus after spending $6,000 on purchases inside three months from account opening. | $900 |
| March 2023 to September 2023 | Earn a $750 money bonus after spending $6,000 on purchases inside three months from account opening. | $750 |
| October 2022 to March 2023 | Earn a $900 money bonus after spending $6,000 on purchases inside three months from account opening. | $900 |
| December 2020 to October 2022 | Earn a $750 money bonus after spending $7,500 on purchases inside three months from account opening. | $750 |
Highest welcome supply
The Ink Enterprise Limitless presently gives new cardholders the prospect to earn a $900 money bonus after spending $6,000 on purchases inside three months from account opening.
When to use
It is a good time to use when the bonus is providing $750 or more money again.
Study extra: Ink Enterprise Limitless Credit score Card
Hyatt Chase playing cards
Chase is the issuer of the one two Hyatt cobranded playing cards available on the market — one private card and one enterprise card. These two playing cards will sometimes supply elevated welcome bonuses.
Should you’re concerned with considered one of Chase’s Hyatt playing cards, try our information to the supply historical past on the World of Hyatt playing cards that can assist you determine when to use.
IHG Chase playing cards
IHG loyalists have three card choices, all cobranded with Chase. Two of the playing cards are private playing cards, and there is one choice for enterprise homeowners.
Should you’re concerned with considered one of Chase’s IHG playing cards, see our supply historical past information for IHG playing cards that can assist you make your determination.
Southwest Chase playing cards
All Southwest Airways bank cards are cobranded with Chase, which points three private choices and two enterprise playing cards for Southwest loyalists. These playing cards will obtain new welcome gives considerably often.
Should you’re concerned with considered one of Chase’s Southwest playing cards, our information to the supply historical past of Southwest playing cards might help you select a time to use.
United Chase playing cards
Chase points all United Airways bank cards, which frequently function stable bonuses for frequent flyers. The Chase-United suite consists of 4 private card choices and two enterprise playing cards.
Should you’re concerned with considered one of Chase’s United playing cards, see our information to the United playing cards’ supply historical past to determine when to use.
Backside line
Welcome bonuses typically fluctuate, so should you’re concerned with making use of for a brand new card, it is price trying out its supply historical past and evaluating it to the current supply.
Since a lot of a card’s worth is discovered within the welcome supply, it’s possible you’ll discover that the most effective technique is to carry off till a profitable limited-time bonus seems so you possibly can earn a swath of bonus factors or money again.
For extra data on bank card bonus gives over time, see the next:
