With most of the greatest bank cards available on the market, incomes a profitable welcome bonus is a fast strategy to obtain lots of worth. These playing cards from Chase are not any exception.
It is essential to know, nonetheless, that welcome presents typically change.
As an instance you are contemplating including a brand new Chase card to your pockets. When is the very best time to use so you may earn the very best provide? We have you coated.
Earlier than we get into issues, there are some essential adjustments concerning welcome bonus eligibility on Chase’s private Sapphire playing cards: the Chase Sapphire Most well-liked® Card and Chase Sapphire Reserve®.
Beginning on June 23, 2025, it is possible for you to to have each the Sapphire playing cards, however bonus eligibility will likely be primarily based on a number of elements. These embrace beforehand earned bonus presents and the variety of playing cards you’ve got opened and closed, amongst different issues, a consultant for Chase confirmed to TPG.
Learn on to study extra in regards to the welcome provide historical past throughout Chase’s suite of bank cards, incomes each money again and Chase Final Rewards factors.
Greatest Chase bank card welcome bonuses
Beneath are a number of the most well-liked Chase bank cards, together with their highest-ever presents and our suggestions for when to use.
Be aware that these are all publicly out there presents; some particular person, focused bonuses could also be greater than what we have discovered. As well as, a few of these presents might not be out there.
Additionally, remember the fact that Chase elements in its 5/24 rule whenever you apply. Different elements can dictate whether or not or not you are eligible for a Chase welcome bonus, so it is value contemplating your present pockets setup and cross-checking with the phrases of whichever card you resolve to use for.
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| Card | Greatest welcome provide we have seen | When to use |
|---|---|---|
| Chase Freedom Flex® | Earn $200 again after spending $500 on purchases within the first three months from account opening, plus earn 5% again on grocery retailer purchases (not together with Goal or Walmart), on as much as $12,000 spent through the first 12 months. | When the provide has $200 again, plus a 5% cash-back bonus class through the first 12 months from account opening. |
| Chase Freedom Limitless® | Relying on an individual’s spending habits, the very best provide is both:
Earn limitless double money again for the primary 12 months from account opening. or Earn a $200 bonus after spending $500 on purchases within the first three months from account opening, plus earn 5% again on grocery retailer purchases (not together with Goal or Walmart) through the first 12 months (on as much as $12,000 spent on these purchases). |
When the provide is no less than a $200 bonus and a bonus class for additional earnings through the first 12 months, or when double money again is obtainable. |
| Chase Sapphire Most well-liked Card | Earn 100,000 bonus factors after spending $5,000 within the first three months from account opening. | When the provide is greater than 60,000 bonus factors. |
| Chase Sapphire Reserve | Earn 100,000 bonus factors plus a $500 Chase Journey℠ promo credit score after spending $5,000 on purchases within the first three months from account opening. | When the provide is greater than 60,000 bonus factors. |
| Ink Enterprise Money® Credit score Card | Earn a $900 money bonus after spending $6,000 on purchases inside three months from account opening. | When the provide is at or above $750 money. |
| Ink Enterprise Preferred® Credit score Card | Earn 120,000 bonus factors after spending $8,000 on purchases within the first three months from account opening. | When the provide is above 100,000 factors. |
| Ink Enterprise Premier® Credit score Card | Earn a $1,000 money bonus after spending $10,000 on purchases within the first three months from account opening. | That is the one publicly out there provide we have seen within the card’s historical past. |
| Ink Enterprise Limitless® Credit score Card | Earn a $900 money bonus after spending $6,000 on purchases inside three months from account opening. | When the provide is at or above $750 money again. |
Chase Freedom Flex
In case you have a card that earns Final Rewards factors, the money again you earn on the Freedom Flex (and any Chase cash-back card, except for the Ink Enterprise Premier, which does not mix rewards with every other Chase card) could be became Final Rewards factors.
Listed here are the current presents we have now seen on the Freedom Flex:
Welcome provide historical past
| Approximate date | Provide | Worth |
|---|---|---|
| April 2023 to now | Earn $200 again after spending $500 within the first three months from account opening. | $200 |
| October 2022 to March 2023 | Earn $200 again after spending $500 within the first three months from account opening, plus earn 5% again on grocery purchases (not together with Goal or Walmart), on as much as $12,000 spent through the first 12 months. | $200 plus as much as $600 on grocery purchases |
| July 2021 to October 2022 | Earn $200 again after spending $500 on purchases within the first three months from account opening, plus earn 5% again on fuel station purchases, on as much as $6,000 spent through the first 12 months. | $200 plus as much as $300 on fuel purchases |
Highest welcome provide
With the best welcome provide we have seen, new cardholders might earn $200 again after spending $500 on purchases within the first three months from account opening, plus earn 5% again on grocery retailer purchases (not together with Goal or Walmart), on as much as $12,000 spent through the first 12 months.
When to use
We propose making use of for this card when the bonus presents $200 again, plus a 5% cash-back bonus class through the first 12 months from account opening.
Be taught extra: Chase Freedom Flex
Chase Freedom Limitless
The Freedom Limitless’s bonus provide has matched the provide on the Freedom Flex prior to now, however they don’t seem to be at all times an identical. So, it is value evaluating the 2 when you resolve to use.
Listed here are the current presents we have now seen on the Freedom Limitless:
Welcome provide historical past
| Approximate date | Provide | Worth |
|---|---|---|
| Might 2025 to now | Earn $200 money again after spending $500 on purchases within the first three months from account opening. | $200 |
| March 2025 to Might 2025 | Earn $250 money again after spending $500 on purchases within the first three months from account opening. | $250 |
| January 2024 to March 2025 | Earn an additional 1.5% money again on all purchases through the first 12 months (on as much as $20,000 of purchases) — value as much as $300 money again. | As much as $300 |
| October 2023 to January 2024 | Earn limitless double money again for the primary 12 months from account opening. | Worth is determined by the money again earned within the 12-month interval |
| December 2022 to October 2023 | Earn an additional 1.5% money again on all purchases through the first 12 months (on as much as $20,000 of purchases) — value as much as $300 money again. | As much as $300 |
| October 2022 to December 2022 | Earn $200 again after spending $500 within the first three months from account opening, plus earn 5% again on grocery purchases (not together with Goal or Walmart), on as much as $12,000 spent through the first 12 months. | $200 plus as much as $600 from grocery retailer purchases |
| July 2021 to October 2022 | Earn $200 again after spending $500 on purchases within the first three months from account opening, plus earn 5% again on fuel station purchases, on as much as $6,000 spent through the first 12 months. | $200 plus as much as $300 from fuel station purchases |
Highest welcome provide
This card has supplied two welcome bonuses that could possibly be thought-about the best, and it is determined by what you prioritize.
One bonus supplied limitless double money again for the primary 12 months from account opening. The opposite supplied a $200 bonus after spending $500 on purchases within the first three months from account opening, plus 5% again on grocery retailer purchases (not together with Goal or Walmart) through the first 12 months (on as much as $12,000 of those purchases).
When to use
This card could possibly be value making use of for when the bonus is no less than $200 with a bonus class for additional earnings through the first 12 months, or when it presents double money again for the primary 12 months.
Be taught extra: Chase Freedom Limitless
Chase Sapphire Most well-liked Card
With the brand new welcome bonus eligibility adjustments for the Sapphire playing cards, you will not have the ability to earn the Sapphire Most well-liked’s bonus when you already maintain the Sapphire Reserve.
Listed here are the current presents we have now seen on the Sapphire Most well-liked:
Welcome provide historical past
| Approximate date | Provide | Worth* |
|---|---|---|
| June 2025 to now | Earn 75,000 bonus factors after spending $5,000 within the first three months from account opening. | $1,538 |
| Might 2025 to June 2025 | Earn 60,000 bonus factors after spending $5,000 within the first three months from account opening. | $1,230 |
| April 2025 to Might 2025 | Earn 100,000 bonus factors after spending $5,000 within the first three months from account opening. | $2,050 |
| November 2024 to April 2025 | Earn 60,000 bonus factors after spending $4,000 on purchases within the first three months from account opening. | $1,230 |
| October 2024 to November 2024 | Earn 60,000 bonus factors after spending $4,000 on purchases within the first three months from account opening, plus as much as a $300 assertion credit score on Chase Journey purchases throughout the first 12 months. | $1,530 |
| June 2024 to October 2024 | Earn 60,000 bonus factors after spending $4,000 on purchases within the first three months from account opening. | $1,230 |
| Might 2024 to June 2024 | Earn 75,000 bonus factors after spending $4,000 on purchases within the first three months from account opening. | $1,538 |
| Might 2023 to Might 2024 | Earn 60,000 bonus factors after spending $4,000 on purchases within the first three months from account opening. | $1,230 |
| April 2023 to Might 2023 | Earn 80,000 bonus factors after spending $4,000 on purchases within the first three months from account opening. | $1,640 |
| March 2023 to Might 2023 (in-branch solely) | In-branch solely: Earn 80,000 bonus factors after spending $4,000 within the first three months from account opening. Plus, earn a further 10,000 bonus factors after spending $6,000 complete on purchases made within the first six months. | $1,845 |
| June 2022 to March 2023 | Earn 60,000 bonus factors after spending $4,000 within the first three months from account opening. | $1,230 |
| April 2022 to Might 2022 | Earn 80,000 bonus factors after spending $4,000 on purchases within the first three months from account opening. | $1,640 |
| October 2021 to April 2022 | Earn 60,000 bonus factors after spending $4,000 within the first three months from account opening. | $1,230 |
*Bonus provide worth relies on TPG’s June 2025 valuations and isn’t supplied by the bank card issuer.
Highest welcome provide
One of the best provide within the Sapphire Most well-liked’s historical past gave new cardholders the possibility to earn 100,000 factors after spending $5,000 within the first three months from account opening.
When to use
One of the best time to use for the Sapphire Most well-liked is any time the bonus comes with greater than 75,000 factors, which is its commonplace provide.
Be taught extra: Chase Sapphire Most well-liked
Chase Sapphire Reserve
The cardboard additionally relaunched with a high-value welcome provide, together with 100,000 bonus factors and a $500 Chase Journey credit score (after spending $5,000 within the first three months of account opening). Remember to observe that those that already maintain the Sapphire Most well-liked will not have the ability to earn the welcome bonus on the Sapphire Reserve, given the brand new welcome bonus eligibility guidelines.
Listed here are the current presents we have now seen on the Sapphire Reserve:
Welcome provide historical past
| Approximate date | Provide | Worth* |
|---|---|---|
| June 2025 to now | Earn 100,000 bonus factors plus a $500 Chase Journey promo credit score after spending $5,000 within the first three months from account opening.
|
$2,550 (together with the $500 Chase Journey credit score) |
| June 2024 to June 2025 | Earn 60,000 bonus factors after spending $5,000 within the first three months from account opening. | $1,230 |
| Might 2024 to June 2024 | Earn 75,000 bonus factors after spending $4,000 within the first three months from account opening. | $1,538 |
| February 2023 to Might 2024 | Earn 60,000 bonus factors after spending $4,000 within the first three months from account opening. | $1,230 |
| October 2022 to January 2023 | Earn 80,000 bonus factors after spending $4,000 within the first three months from account opening. | $1,640 |
| June 2022 to October 2022 | Earn 60,000 bonus factors after spending $4,000 within the first three months from account opening. | $1,230 |
| October 2021 to June 2022 | Earn 50,000 bonus factors after spending $4,000 within the first three months from account opening. | $1,025 |
*Bonus provide worth relies on TPG’s June 2025 valuations and isn’t supplied by the bank card issuer.
Highest welcome provide
The present provide on the not too long ago refreshed Sapphire Reserve permits new cardholders to earn 100,000 bonus factors plus a $500 Chase Journey promo credit score after spending $5,000 on purchases within the first three months from account opening.
The addition of the $500 credit score makes this provide the very best ever, so it is a good time to use when you’ve by no means earned the welcome bonus on this card earlier than.
When to use
It is good to use for this card any time it is providing greater than 60,000 factors as a bonus.
Be taught extra: Chase Sapphire Reserve
Ink Enterprise Money Credit score Card
Listed here are the current presents we have now seen on the Ink Enterprise Money:
Welcome provide historical past
| Approximate date | Provide | Worth |
|---|---|---|
| March 2024 to now | Earn as much as $750: $350 after spending $3,000 within the first three months from account opening and a further $400 after spending $6,000 within the first six months from account opening. | As much as $750 |
| January 2024 to March 2024 | Earn a $750 money bonus after spending $6,000 on purchases inside three months from account opening. | $750 |
| September 2023 to January 2024 | Earn a $900 money bonus after spending $6,000 on purchases inside three months from account opening. | $900 |
| March 2023 to September 2023 | Earn a $750 money bonus after spending $6,000 on purchases inside three months from account opening. | $750 |
| October 2022 to March 2023 | Earn a $900 money bonus after spending $6,000 on purchases inside three months from account opening. | $900 |
| December 2020 to October 2022 | Earn a $750 money bonus after spending $7,500 on purchases inside three months from account opening. | $750 |
Highest welcome provide
One of the best bonus on the Ink Enterprise Money supplied a $900 money bonus after $6,000 in spending on purchases throughout the first three months from account opening.
When to use
We advocate making use of for the Ink Enterprise Money when the bonus is $750 or greater.
Be taught extra: Ink Enterprise Money Credit score Card
Ink Enterprise Most well-liked Credit score Card
Small-business homeowners who’re Chase Final Rewards factors lovers might discover their good match within the Ink Enterprise Most well-liked Credit score Card. For a $95 annual payment, you may accumulate Chase factors throughout a number of bonus classes.
Listed here are the current presents we have now seen on the Ink Enterprise Most well-liked:
Welcome provide historical past
| Approximate date | Provide | Worth* |
|---|---|---|
| September 2024 to now | Earn 90,000 bonus factors after spending $8,000 within the first three months from account opening. | $1,845 |
| July 2024 to September 2024 | Earn 120,000 bonus factors after spending $8,000 within the first three months from account opening. | $2,460 |
| June 2023 to July 2024 | Earn 100,000 bonus factors after spending $8,000 within the first three months from account opening. | $2,050 |
| April 2020 to June 2023 | Earn 100,000 bonus factors after spending $15,000 within the first three months from account opening. | $2,050 |
*Bonus provide worth relies on TPG’s June 2025 valuations and isn’t supplied by the bank card issuer.
Highest welcome provide
The best provide we have seen within the Ink Enterprise Most well-liked’s historical past gave new cardholders the chance to earn 120,000 bonus factors after spending $8,000 on purchases within the first three months from account opening.
When to use
One of the best time to use for the Ink Enterprise Most well-liked is any time the welcome bonus is above 100,000 factors.
Be taught extra: Ink Enterprise Most well-liked Credit score Card
Ink Enterprise Premier Credit score Card
The one provide we have seen on this card permits new cardholders the possibility to earn a $1,000 money bonus after spending $10,000 on purchases within the first three months from account opening.
Highest welcome provide
This card’s welcome provide has remained regular since its launch, so the best provide is the present provide of $1,000 money again after spending $10,000 within the first three months of account opening.
When to use
If the Ink Enterprise Premier ever runs a limited-time provide above its typical $1,000 (the one provide we have seen in its historical past), you must positively apply. That stated, do not maintain your breath ready for a better provide.
Be taught extra: Ink Enterprise Premier Credit score Card
Ink Enterprise Limitless Credit score Card
For enterprise homeowners looking for a flat-rate cash-back card, the no-annual-fee Ink Enterprise Limitless is an efficient choice to think about.
Listed here are the current presents we have now seen on the Ink Enterprise Limitless:
Welcome provide historical past
| Approximate date | Provide | Worth |
|---|---|---|
| November 2024 to now | Earn $750 money again after spending $6,000 on purchases inside three months from account opening. | $750 |
| September 2024 to November 2024 | Earn a $900 money bonus after spending $6,000 on purchases inside three months from account opening. | $900 |
| January 2024 to September 2024 | Earn a $750 money bonus after spending $6,000 on purchases inside three months from account opening. | $750 |
| September 2023 to January 2024 | Earn a $900 money bonus after spending $6,000 on purchases inside three months from account opening. | $900 |
| March 2023 to September 2023 | Earn a $750 money bonus after spending $6,000 on purchases inside three months from account opening. | $750 |
| October 2022 to March 2023 | Earn a $900 money bonus after spending $6,000 on purchases inside three months from account opening. | $900 |
| December 2020 to October 2022 | Earn a $750 money bonus after spending $7,500 on purchases inside three months from account opening. | $750 |
Highest welcome provide
We have beforehand seen the Ink Enterprise Limitless provide new cardholders the possibility to earn a $900 money bonus after spending $6,000 on purchases inside three months from account opening.
When to use
It is a good time to use when the bonus is providing $750 or extra cash again.
Be taught extra: Ink Enterprise Limitless Credit score Card
Hyatt Chase playing cards
Chase is the issuer of the one two Hyatt cobranded playing cards available on the market — one private card and one enterprise card. These two playing cards will often provide elevated welcome bonuses.
For those who’re thinking about one in all Chase’s Hyatt playing cards, try our information to the provide historical past on the World of Hyatt playing cards that will help you resolve when to use.
IHG Chase playing cards
IHG loyalists have three card choices, all cobranded with Chase. Two of the playing cards are private playing cards, and there is one choice for enterprise homeowners.
For those who’re thinking about one in all Chase’s IHG playing cards, see our provide historical past information for IHG playing cards that will help you make your choice.
Southwest Chase playing cards
All Southwest Airways bank cards are cobranded with Chase, which points three private choices and two enterprise playing cards for Southwest loyalists. These playing cards will obtain new welcome presents considerably steadily.
For those who’re thinking about one in all Chase’s Southwest playing cards, our information to the provide historical past of Southwest playing cards may also help you select a time to use.
United Chase playing cards
Chase points all United Airways bank cards, which regularly function stable bonuses for frequent flyers. The Chase-United suite consists of 4 private card choices and two enterprise playing cards.
For those who’re thinking about one in all Chase’s United playing cards, see our information to the United playing cards’ provide historical past to resolve when to use.
Backside line
Welcome bonuses typically fluctuate, so when you’re thinking about making use of for a brand new card, it is value trying out its provide historical past and evaluating it to the current provide.
Since a lot of a card’s worth is discovered within the welcome provide, chances are you’ll discover that the very best technique is to carry off till a profitable limited-time bonus seems so you may earn a swath of bonus factors or money again.
For extra data on bank card bonus presents over time, see the next:
