Chase Final Rewards factors: The best way to redeem for optimum worth

Metro Loud
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You may by no means have too many Chase Final Rewards factors.

This transferable rewards foreign money provides you entry to among the greatest resort and airline switch companions; subsequently, it maintains its place as probably the most invaluable to have in your pockets. TPG values Final Rewards factors at 2.05 cents every, per our June 2025 valuations, which is what it is best to intention for when redeeming your factors that will help you maximize your rewards.

Nonetheless, you can too use your factors to e book automobile leases, resorts and flights within the easy-to-use Chase Journey℠ portal when utilizing sure Chase bank cards.

As such, studying how one can redeem your Chase Final Rewards factors for optimum worth is important if you wish to maximize your hard-earned factors.


Chase Sapphire Reserve® — Earn 100,000 bonus factors plus a $500 Chase Journey℠ credit score after spending $5,000 on purchases within the first three months from account opening (see charges and costs)


How can I redeem Chase Final Rewards factors?

If you wish to maximize your Final Rewards factors, normally probably the most profitable choice is to switch them to one in all Chase’s 11 airline or three resort companions. Whether or not you need to get monetary savings on an economic system fare, a first-class flight or a luxurious resort, you should use your factors to journey the world and reduce the price by hundreds of {dollars}.

For those who do not need to switch your factors to airline and resort companions, you should use your rewards for nearly any type of journey reserving — flights, resorts, cruises, excursions and rental vehicles — through Chase Journey. When you’ve got an eligible Sapphire or Ink card, with the brand new Factors Increase redemption acceleration, your factors may be value as much as 2 cents apiece. This is a wonderful redemption choice for people who do not need to cope with doubtlessly complicated award program guidelines.

You may as well use your factors for nontravel redemptions, akin to on Amazon purchases, reward playing cards or assertion credit. Nonetheless, this may usually yield you between 0.8 and 1 cent per level in worth.

So, to get probably the most worth out of your Chase factors, listed here are the very best methods to redeem your rewards.

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What are probably the most invaluable methods to redeem Chase Final Rewards factors?

ERIC ROSEN/THE POINTS GUY

Transferring your Chase factors to a journey associate is commonly one of the simplest ways to get probably the most worth out of them. Listed here are a few of TPG’s favourite methods to redeem Final Rewards factors with airline and resort switch companions.

Virgin Atlantic Flying Membership

Switch your Chase factors to the Virgin Atlantic Flying Membership program. Although the airline lately switched to dynamic pricing for redemptions, a advantage of this variation is that in case you’re versatile and prepared to journey on off-peak dates, you possibly can e book one-way saver seats to the UK beginning at:

  • 6,000 factors in economic system
  • 10,500 factors in premium economic system
  • 29,000 factors in enterprise class

Make sure that to search for the pink “Saver” tag when looking for the bottom costs, or you can too use Virgin Atlantic’s reward seat checker to search out the most affordable saver fares throughout a number of dates.

Associated: Bringing the enjoyable again to flying: Virgin Atlantic A350 Higher Class overview

United MileagePlus

Flights inside the U.S. on United Airways begin at simply 5,000 United MileagePlus miles on shorter routes, akin to from San Francisco Worldwide Airport (SFO) to San Diego Worldwide Airport (SAN).

With charges and taxes as little as $5.60 per flight, it is a good way to economize in your subsequent home flight.

ZACH GRIFF/THE POINTS GUY

Air France-KLM Flying Blue

If you wish to fly to Europe past the U.Ok., take into account Air France-KLM Flying Blue. Whereas this system costs most of its awards dynamically, Flying Blue has standardized saver-level pricing for one-way flights between the U.S. and Europe. Award fares begin at:

  • 25,000 miles in economic system
  • 40,000 miles in premium economic system
  • 60,000 miles in enterprise class

Keep in mind that these charges are just for the bottom saver-level seats, that are restricted.

Reserving enterprise class from the U.S. to anyplace in Europe for 60,000 Flying Blue miles is a good deal, so in case you discover this worth on dates that give you the results you want, bounce on it. Plus, this system affords month-to-month award offers, making it doable to spend even fewer miles to fly internationally.

Moreover, you can lengthen your journey and spend a number of days in Paris or Amsterdam utilizing the free Flying Blue stopover program. This can be a nice strategy to go to one other metropolis with out paying extra miles or money. To e book Flying Blue stopovers, you may have to name Flying Blue at 800-375-8723.

Singapore KrisFlyer

Singapore Airways has a number of advantages as a possible vacation spot on your transferred Final Rewards factors. First, Singapore Airways is likely one of the greatest airways within the sky, with super service and splendid onboard merchandise and experiences. The provider’s long-haul premium merchandise are usually obtainable largely by way of the Singapore KrisFlyer program, not by way of its Star Alliance companions.

Second, Singapore KrisFlyer affords nice worth, with affordable award charts, low gasoline surcharges, routing guidelines that permit stopovers and the flexibility to mix a number of companions in a single award.

Lastly, the web award reserving device is intuitive and straightforward to make use of, although bear in mind that transfers usually should not instantaneous.

Among the best makes use of of KrisFlyer miles is reserving a saver fare on the world’s longest business-class flight from New York’s John F. Kennedy Worldwide Airport (JFK) to Singapore Changi Airport (SIN) for simply 111,500 miles. This can be a nice worth for nearly 20 hours of consolation.

Associated: 19 ideas for 19 hours on the world’s longest flight from New York to Singapore

ZACH GRIFF/THE POINTS GUY

World of Hyatt

Among the best methods to make use of Final Rewards factors is to switch them to World of Hyatt. Hyatt factors are typically value greater than Marriott Bonvoy and IHG One Rewards factors, so Hyatt is commonly your greatest resort switch associate inside Chase Final Rewards.

World of Hyatt costs most stays utilizing a set award chart, dividing properties into Class 1 by way of 8 and dates into peak, off-peak and customary award nights.

Class 1 properties on off-peak dates are 3,500 factors per night time, whereas Class 8 properties on peak dates value 45,000 factors per night time.

Properties in Classes 1-5, specifically, can supply some unbelievable awards. For instance, the Thompson Hollywood in California prices between 17,000 and 23,000 factors per night time, the Grand Hyatt Athens in Greece prices between 9,000 and 15,000 factors and the Hyatt Regency JFK Airport at Resorts World New York prices between 12,000 and 18,000 factors per night time.

You may as well get substantial worth from higher-tier resorts. For instance, redeeming 45,000 factors per night time on the ski-out Park Hyatt Beaver Creek Resort and Spa in Colorado throughout peak ski season may also help you save a ton of cash since a room begins at round $1,400 per night time. By transferring your Chase factors to World of Hyatt to e book a keep at this resort, you’d yield a redemption worth of over 3 cents per level.

Different notable World of Hyatt redemption properties embody the Park Hyatt St. Kitts Christophe Harbour and the Park Hyatt Maldives Hadahaa, which value between 25,000 and 35,000 factors per night time. Each of those luxurious properties routinely promote for over $1,000 an evening, so it is a nice redemption choice.

Associated: 23 greatest Hyatt resorts on this planet

Greatest playing cards to earn Chase Final Rewards factors

Listed here are the very best methods to earn Final Rewards factors with Chase bank cards:

The primary 4 playing cards earn totally transferable Final Rewards factors, whereas the remaining two are technically billed as cash-back bank cards.

Nonetheless, in case you even have an Final Rewards points-earning card, you possibly can convert your Chase cash-back rewards to Final Rewards factors. Because of this, having multiple Chase card within the household could make sense to maximise your incomes and redeeming potential.

Backside line

It is no secret how a lot we love Final Rewards factors at TPG.

With so many nice airline and resort switch companions, particularly World of Hyatt, you may get nice worth out of your subsequent Final Rewards factors redemption.

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