Chase Freedom Flex® (see charges and charges) and Chase Freedom* cardholders can dive into summer season with bonus earnings on gasoline and electrical automobile charging, Instacart and choose dwell leisure.
From July 1 to Sept. 30, cardholders will earn bonus rewards on spending in these classes. We suggest activating your classes now so you do not by chance miss out on earnings when the quarter begins.
You may earn 5% money again (or 5 factors per greenback) on as much as $1,500 of mixed spending in these classes every quarter (1% again or 1 level per greenback thereafter).
Let’s leap into the small print.
*This card is not accessible to new candidates. The data for the Chase Freedom card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.
Chase Freedom Q3 2025 classes
From July 1 via Sept. 30, Chase Freedom and Chase Freedom Flex cardmembers will earn 5% money again (or 5 factors per greenback) on spending within the following classes (on as much as $1,500 of mixed spending per quarter, then 1% money again or 1 level per greenback):
- EV charging stations
- Fuel stations
- Instacart
- Choose dwell leisure
Fuel, EV charging and dwell leisure have reliably appeared in Q3 for the previous few years, however Instacart is a brand-new addition to the Freedom’s quarterly roster. It is an awesome complement to the various Chase playing cards that provide Instacart advantages.
The previous two quarters noticed Chase add a shock class to have fun the Freedom’s fifteenth birthday. These “birthday shock” classes ran for the final month of every quarter, so it is truthful to count on one other shock class to seem on cardholders’ digital doorsteps in September.
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As famous above, you have to activate this quarter’s classes to unlock the bonus-earning potential.
It is easy to finish this course of via your Chase account; simply present your final identify, the final 4 digits of your card and your ZIP code. Registration is now open.
Analyzing the Q3 bonus classes
These classes can all assist you to craft the proper summer season itinerary. Whether or not you want meals and drinks for a cookout, tickets to a music competition or gas in your street journey, your Freedom card can cowl you with 5% money again (on as much as $1,500 in spending every quarter, then 1% again).
Listed here are the small print:
- Fuel and EV charging stations: This class is nice for anybody planning a street journey, professionals who drive to work every day and people seaside journeys you may take this summer season. Even when you do not have a automobile, this class could cowl purchases made at gasoline station comfort shops, relying on how the cost codes in your assertion.
- Instacart: On-line grocery supply is a good software for these with out time to buy and those that want last-minute objects alike. Whether or not you are planning a poolside social gathering otherwise you understand you forgot the ketchup half an hour earlier than the cookout, Instacart may help you get what you want whereas incomes bonus money again.
- Choose dwell leisure: This is likely one of the finest methods to reap numerous rewards out of your Freedom card this quarter. In case you plan on attending a live performance, competition, sports activities sport or different eligible occasion with others, provide to cost everybody’s ticket to your card. After all, be sure you can depend on your family and friends to pay you again earlier than your invoice is due.
Do not forget that Chase limits the 5% money again (or 5 factors per greenback) you possibly can earn to the primary $1,500 spent in mixed bonus classes every quarter you activate the bonus. After you attain the utmost, you may earn 1% again (or 1 level per greenback spent) on these purchases.
Chase Freedom rotating classes historical past
| Yr | Quarter | Bonus classes |
|---|---|---|
| 2025 | Q3 | Instacart, choose dwell leisure, gasoline stations and EV charging stations |
| Q2 | Amazon and choose streaming providers | |
| Q2 (June solely) | Web, cable and telephone providers | |
| Q1 | Choose grocery shops, health membership and health club memberships, self-care and spa providers, and Norweigan Cruise Line purchases | |
| Q1 (March solely) | Tax preparation and insurance coverage | |
| 2024 | This autumn | McDonald’s (elevated 7% money again for Freedom Flex cardholders), PayPal, pet retailers and veterinarian providers, and choose charities |
| Q3 | Fuel and EV stations, film theaters and choose dwell leisure | |
| Q2 | Lodges booked via Chase Journey℠, eating and Amazon (completely different incomes charges relying on the cardboard, i.e., 9%, 7% and 5%, respectively, for the Freedom Flex; 5% for all three classes for the Freedom) | |
| Q1 | Choose grocery shops, health membership and health club memberships, and self-care and spa providers | |
| 2023 | This autumn | PayPal, choose charities and wholesale golf equipment |
| Q3 | Fuel stations, EV charging and choose dwell leisure | |
| Q2 | Amazon and Lowe’s | |
| Q1 | Grocery shops, health club memberships and health golf equipment, and Goal | |
| 2022 | This autumn | PayPal and Walmart |
| Q3 | Fuel stations, rental automobiles, film theaters and choose dwell leisure | |
| Q2 | Amazon and choose streaming providers | |
| Q1 | Grocery shops and eBay | |
| 2021 | This autumn | PayPal and Walmart |
| Q3 | Grocery shops and choose streaming providers | |
| Q2 | Fuel stations and residential enchancment shops | |
| Q1 | Wholesale golf equipment, choose streaming providers and web, cable and telephone providers | |
| 2020 | This autumn | PayPal and Walmart |
| Q3 | Amazon and Complete Meals Market | |
| Q2 | Grocery shops, health club memberships and health golf equipment, and choose streaming providers | |
| Q1 | Fuel stations, web, cable and telephone providers, and choose streaming providers | |
| 2019 | This autumn | Chase Pay, PayPal and shops |
| Q3 | Fuel stations and choose streaming providers | |
| Q2 | Grocery shops and residential enchancment | |
| Q1 | Fuel stations, drugstores and tolls | |
| 2018 | This autumn | Wholesale golf equipment, shops and Chase Pay |
| Q3 | Lyft, Walgreens and gasoline stations | |
| Q2 | Groceries, PayPal and Chase Pay | |
| Q1 | Cellular wallets, gasoline stations and web, cable and telephone service retailers | |
| 2017 | This autumn | Walmart and shops |
| Q3 | Eating places and film theaters | |
| Q2 | Grocery shops and drugstores | |
| Q1 | Fuel stations and native commuter transportation | |
| 2016 | This autumn | Wholesale golf equipment, drugstores and shops |
| Q3 | Eating places and wholesale golf equipment | |
| Q2 | Grocery shops and wholesale golf equipment | |
| Q1 | Fuel stations and native commuter transportation | |
| 2015 | This autumn | Amazon, Zappos, Audible and Diapers.com |
| Q3 | Fuel stations and Kohl’s | |
| Q2 | Eating places, Mattress Tub & Past, H&M and Overstock | |
| Q1 | Grocery shops, film theaters and Starbucks | |
| 2014 | This autumn | Amazon, Zappos and shops |
| Q3 | Fuel stations and Kohl’s | |
| Q2 | Eating places and Lowe’s | |
| Q1 | Fuel stations, film theaters and Starbucks |
Chase Freedom bonus classes FAQs
How do rotating classes work?
Every quarter, Chase pronounces a gaggle of bonus classes that may earn 5% money again (or 5 factors per greenback) all through the upcoming three-month interval (on as much as $1,500 in mixed spending every quarter).
Usually, these classes are introduced midway via the month earlier than the brand new quarter begins to provide cardmembers time to activate new classes beforehand. Nonetheless, you possibly can activate your classes till halfway via the final month of the quarter.
The classes are inclined to repeat periodically. As an illustration, grocery shops, eating places and gasoline stations are all widespread classes you may discover continuously pop up on the bonus calendar. So, relying on the classes and whether or not you possibly can maximize them, these two playing cards can provide fairly a pleasant chunk of money again or bonus factors over the 12 months.
How a lot money again can I earn every quarter?
Chase limits the 5% money again (or 5 factors per greenback) to the primary $1,500 spent in mixed bonus classes every quarter you activate the bonus.
Whereas that will not sound like so much, that money again provides up over time. Maximizing the cash-back classes every quarter, you may earn $75 in money again quarterly and as much as $300 per 12 months. For a no-annual-fee bank card, that is a whole lot of worth.
Alternatively, suppose you might have a card that earns transferable Chase Final Rewards factors, just like the Chase Sapphire Most popular® Card (see charges and charges). In that case, you possibly can mix the rewards out of your Chase Freedom or Freedom Flex card with these you earn out of your extra premium Final Rewards-earning card. By doing this, your rewards change into absolutely transferable.
In case you comply with that methodology, your $300 in bonus money again can be value 30,000 Final Rewards factors. TPG’s March 2025 valuations peg Chase factors at 2.05 cents apiece, making the 30,000 factors you possibly can earn in a 12 months value $615.
How do I activate my 5% classes every quarter?
You may head to Chase’s web site to activate your 5% money again (or 5 factors per greenback) classes for this quarter. You too can register via the Chase cell app.
This is register:
1. Head to the Chase bonus activation web page, or log into your Chase account.
2. Enter your final identify, the final 4 digits of your card quantity and your billing ZIP code. If you do not have your card readily available, log in to your Chase account to retrieve these digits.
3. Click on “Activate your 5%” to register.
4. When you’ve got a number of Chase Freedom playing cards, ensure that to register each.
5. Save a screenshot of your activation in case of any points later — although you also needs to obtain a “You are Activated!” affirmation e mail.
Can I’ve each the Chase Freedom and the Chase Freedom Flex to double my incomes potential?
Sure, you possibly can have each playing cards. So, if you have already got the Chase Freedom and wish to add the Chase Freedom Flex to your pockets, you are free to take action.
Do not forget that the unique Freedom card is not open to new candidates. In case you’d fairly solely have one, although, the Freedom Flex is on the market as a product change.
After all, you may additionally wish to make sure you’re eligible for a brand new Chase card.
How do I maximize my Freedom and Freedom Flex playing cards?
An important factor is to activate your card to earn 5% money again (or 5 factors per greenback) every quarter within the particular classes after which use your card for purchases in these classes.
You may arrange a recurring reminder in your calendar or join the TPG publication. (We ship out a reminder when it is time to activate each quarter, plus suggestions and tips for maximize your card technique and rating some wonderful award redemptions.)
Higher but, when paired with a Chase bank card that earns absolutely transferable Final Rewards factors, such because the Chase Sapphire Reserve® (see charges and charges) or the Chase Sapphire Most popular, the Chase Freedom Flex’s 5% money again successfully turns into 5 Final Rewards factors per greenback. You may study all about this in our information detailing the “Chase Trifecta.”
Backside line
In case you’re a Chase Freedom or Freedom Flex cardholder, you possibly can earn 5% money again (or 5 factors per greenback spent) on Instacart, choose dwell leisure, gasoline and EV charging from July 1 to Sept. 30. You will must activate this profit earlier than you possibly can obtain bonus rewards.
Do not forget that Chase limits your quarterly bonus class earnings to the primary $1,500 of mixed spending every quarter.
Along with the rotating bonus classes, the Freedom Flex accrues 5% money again on all different journey booked via Chase Journey℠, 3% money again on drugstore purchases, 3% money again on eating (together with eligible supply providers) and 1% limitless money again on all different purchases.
To study extra, learn our full overview of the Chase Freedom Flex.
Apply right here: Chase Freedom Flex
