The Chase Sapphire Most popular® Card (see charges and costs) has lengthy been probably the greatest journey rewards playing cards for newbies — and for good motive. With robust incomes charges on on a regular basis spending, versatile Chase Final Rewards factors and a modest $95 annual price, it delivers outsize worth for newbies (in addition to seasoned vacationers).
Chase Final Rewards factors are among the many most respected transferable currencies out there, because of a sturdy roster of airline and lodge companions and high-value redemption choices.
Under, we’ll break down the present bonus, the cardboard’s ongoing perks and why the Chase Sapphire Most popular continues to earn a spot in so many vacationers’ wallets.
Chase Sapphire Most popular present provide
New Sapphire Most popular Card holders can earn 75,000 bonus factors after spending $5,000 on purchases within the first three months from account opening.
In response to our December 2025 valuations, this provide is price as much as $1,538.
The present welcome provide is larger than the usual provide we see on the cardboard.
In case you’ve been contemplating getting this card, now continues to be an excellent time to use since transferable rewards are very beneficial.
Associated: Finest welcome presents of the month
Why you must apply for the Chase Sapphire Most popular
The Sapphire Most popular is nicely price opening — and maintaining past the primary 12 months, partly as a result of it’s simple to rack up factors after you’ve spent the welcome bonus.
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The Chase Sapphire Most popular has many beneficiant bonus-earning classes. You will earn:
- 5 factors per greenback spent on journey booked by means of Chase Journey℠
- 5 factors per greenback spent on Lyft (by means of Sept. 30, 2027)
- 3 factors per greenback spent on eating
- 3 factors per greenback spent on choose streaming providers
- 3 factors per greenback spent on on-line groceries (excluding Goal, Walmart and wholesale golf equipment)
- 2 factors per greenback spent on all different journey purchases
- 1 level per greenback spent on all different purchases
As a cardholder, you will additionally earn an annual lodge assertion credit score, price as much as $50, successfully reducing the annual price to a manageable $45.
Cardholders additionally obtain a ten% annual level bonus primarily based on their whole spend through the account anniversary 12 months at a price of 1 level for every greenback spent. So, if you happen to spend $20,000 on the cardboard in a 12 months, you’ll get 2,000 further factors on the finish of it.
Moreover, Chase Final Rewards factors will be transferred to 10 airline and three lodge companions, together with beneficial packages reminiscent of Air Canada Aeroplan, Air France-KLM Flying Blue and World of Hyatt. You’ll be able to maximize your rewards by reserving aspirational business-class tickets or picturesque stays at island resorts for much lower than their money equal.
Associated: Why I really like my Chase Sapphire Most popular Card — and can all the time hold it in my pockets
Backside line
The Chase Sapphire Most popular is likely one of the prime journey rewards bank cards available on the market.
It is no surprise so many TPG staffers proceed to hold the Chase Sapphire Most popular 12 months after 12 months. Given its easy-to-maximize perks, robust incomes charges and the usefulness of Chase Final Rewards factors, it in all probability deserves a spot in any traveler’s pockets.
To be taught extra, take a look at our full assessment of the Chase Sapphire Most popular.
Apply now: Chase Sapphire Most popular Card
