Citi lastly launched a premium rewards card, the Citi Strata Elite℠ Card (see charges and costs), which gives premium perks, bonus-earning charges on choose classes and different noteworthy advantages.
Plus, this card is the world’s first World Legend Mastercard, a brand new premium tier above World Elite Mastercard that provides unique eating, way of life and journey perks. Because the cost community, Mastercard has taken this chance to problem its long-standing rival, Visa.
Let’s overview what World Legend Mastercard advantages are and the way cardholders of the Citi Strata Elite can maximize them.
What’s World Legend Mastercard?
World Legend Mastercard is the most recent class to be added as a part of the Mastercard assortment. The tiers so as of lowest to highest are as follows:
- World Mastercard
- World Elite Mastercard
- World Legend Mastercard
World Elite Mastercard is probably the most recognized inside the market and contains playing cards such because the Citi Strata Premier® Card (see charges and costs) and the Chase Freedom Flex® (see charges and costs).
The brand new World Legend Mastercard program competes with Visa Infinite by giving cardholders entry to memberships, perks and even assertion credit. For the time being, the Citi Strata Elite is the one World Legend Mastercard, however we would not be stunned to see the portfolio develop within the coming years.
Associated: Evaluating Visa Signature and World Elite Mastercard advantages
What are the World Legend Mastercard advantages?
World Legend Mastercard advantages could be cut up into two classes: accomplice advantages and Mastercard advantages. To maximise accomplice advantages, you will need to enroll with a service provider, add your card to your account with a service provider or spend on the Citi Strata Elite card.
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Mastercard advantages are supplied by the community and might embody Mastercard companies or gives in collaboration with a accomplice.
World Legend Mastercard accomplice advantages
Alo Strikes
Cardholders obtain membership reductions and different perks with Alo. Obtain as much as 50% off an Alo Strikes membership; upon signing up, you may additionally get 300 bonus factors in Alo Entry, Alo’s loyalty program. You will additionally obtain a one-time 20% low cost on Alo gear and wellness merchandise. Provide expires Sept. 30, 2025.
If you buy athletic put on and take part in on-line wellness lessons, it is a good option to save on a few of these prices. In any other case, this perk will not be as helpful, including no extra worth for Citi Strata Elite cardholders.
Reserving.com low cost
As a World Legend Mastercard cardholder, you may stand up to 7% off pay as you go stays on Reserving.com. Provide ends Sept. 30, 2025. Though it is not a serious perk, saving cash in your subsequent lodging could be helpful. To benefit from this profit, merely pay together with your card at checkout.
Simply keep in mind, reserving with a web-based journey company has professionals and cons; the most important cons are sacrificing elite advantages and lacking out on elite-qualifying nights and factors on paid stays.
Associated: Why you do not earn lodge factors when reserving via on-line journey companies
HealthLock
Cardholders can enroll in HealthLock for Mastercard Medical Declare Monitor for a complimentary membership and in addition obtain a 90-day improve to all HealthLock companies at no month-to-month value. To activate your membership, go to the HealthLock web site and enter your Citi Strata Elite card quantity.
Instacart+ and assertion credit score
Cardholders get a free three-month trial of Instacart+ with a brand new subscription and $10 off their second eligible Instacart buy every month. Provide ends Jan. 31, 2027.
Instacart+ prices $9.99 per thirty days, so the three-month trial saves you about $30. In case you maximize the advantage of $10 off a second order every month, it can save you $120 a yr in groceries.
A number of cobranded Chase playing cards additionally present the identical three-month trial membership and $10 credit score, so this provide is not distinctive to the World Legend Mastercard.
Lyft credit score
Cardholders earn a $5 credit score with Lyft after finishing three rides in a month. You additionally profit from a ten% low cost on all scheduled rides to U.S. airports, however you will need to pay together with your Citi Strata Elite card. Provide ends Jan. 31, 2026.
World Elite Credit cards additionally provide this perk, so it is not distinctive to Citi Strata Elite cardholders. It is positively not a make-it-or-break-it profit for potential cardholders.
In comparison with different playing cards just like the Chase Sapphire Reserve® (see charges and costs), which gives a $10 Lyft credit score per thirty days (via Sept. 30, 2027), this World Legend Mastercard credit score requires extra spending and energy to make use of.
Mastercard transit profit
With a World Legend Mastercard, it can save you cash once you faucet and go at collaborating transit areas. Obtain a $2.50 assertion credit score after spending $10 or extra every month. Taking part transit companies embody:
- Boston: Massachusetts Bay Transportation Authority
- Chicago: Chicago Transit Authority and Tempo Suburban Bus
- Dallas: Dallas Space Speedy Transit
- Miami-Dade County, Florida: Miami-Dade County Division of Transportation and Public Works
- New York/New Jersey: Port Authority Trans-Hudson and New Jersey Transit Company
- Philadelphia: Southeastern Pennsylvania Transportation Authority
- Washington, D.C.: Washington Metropolitan Space Transit Authority
To be eligible, you will need to make a contactless cost on the level of entry, and you’ll obtain the profit in the event you spend $10 a month throughout the varied eligible cities and their transit techniques. Apparently, it is lacking some notable transit techniques, equivalent to Bay Space Speedy Transit in San Francisco and the encircling space.
Associated: One of the best bank cards in your commuting bills
Peacock subscription credit score
A priceless perk for Citi Strata Elite cardholders is the Peacock subscription credit score. World Legend Mastercard supplies $5 off Peacock Premium Plus or $3 off Peacock Premium every month. Provide ends Dec. 31, 2025.
A Peacock Premium Plus subscription prices $16.99 (plus tax) per thirty days, and the $5 assertion credit score reduces the month-to-month value to $11.99. In the meantime, a Peacock Premium subscription prices $10.99 (plus tax) per thirty days, and cardholders get a $3 assertion credit score, lowering their month-to-month value to $7.99. In case you’re already paying for Peacock, it is nice that this can cowl among the value.
Sadly, the credit score falls wanting opponents’ gives of assertion credit to cowl your entire value of streaming or leisure subscriptions.
Associated: The way to use the Amex Platinum digital leisure credit score
Precedence Move membership
Premium bank cards providing lounge entry are the norm these days. With World Legend Mastercard, major cardholders and licensed customers each obtain complimentary entry to Precedence Move lounges, and so they can convey as much as two friends.
Along with lounge entry, cardholders additionally obtain particular gives and reductions on eating, retail and spa experiences inside airport terminals. It might’ve been aggressive for World Legend Mastercard to incorporate restaurant entry at airport terminals to set it aside from Visa Infinite; nonetheless, it missed the mark.
Keep in mind, Citi Strata Elite cardholders additionally get 4 Admirals Membership passes every calendar yr, a singular perk of the cardboard.
ResortPass
In case you’re occupied with experiencing a lodge and its facilities, like a spa, ResortPass is a good perk. It gives entry to resorts, swimming pools or water parks at many locations, and a variety of property choices. You’ll be able to earn a $30 assertion credit score in your subsequent ResortPass reserving of $200 or extra when utilizing your eligible card. Provide ends Sept. 30, 2025.
Seeking to expertise one other lodge’s facilities whereas on trip or throughout a cruise cease? ResortPass is usually a enjoyable option to get pleasure from a property with out paying for an evening’s keep. Nevertheless, for many, spending $200 on a ResortPass will not be worthwhile, and they might somewhat decide to pay a little bit extra for an evening’s keep as a substitute.
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Soho Mates membership
Soho Mates is a journey and way of life program from Soho Home, a non-public membership membership with areas worldwide. Soho Home operates golf equipment, lodges, eating places and different venues. World Legend Mastercard cardholders obtain a complimentary yr of Soho Mates. Provide ends Dec. 31, 2027. This offers cardholders the flexibility to remain in all Soho Home bedrooms worldwide.
Take pleasure in perks like 15% off the room charge, 12 p.m. checkout, and upgrades on stays of three nights or extra (topic to availability upon arrival). You additionally obtain 15% off full-priced merchandise and an extra 20% off discounted merchandise at Soho Dwelling.
Among the best perks is the flexibility to entry Soho Home when staying in a bed room. That is a tremendous and underrated perk as a result of memberships to Soho Home could be troublesome to realize because of its prolonged software and interview course of, to not point out lengthy waitlists.
Among the many checklist of World Legend Mastercard advantages, I might put this as the most effective perk that World Legend has to supply to Citi Strata Elite cardholders.
To enroll, go to the web site.
Associated: Unique: Soho Home’s founder and CEO reveals main North American growth plans
World Legend Mastercard direct advantages
The next advantages are offered straight by Mastercard to Strata Elite cardholders.
- World emergency companies: Name 1-800-MASTERCARD (1-800-627-8372) for twenty-four/7 help to report a misplaced or stolen card.
- Mastercard Concierge: This can be a complimentary 24/7 concierge service much like a private assistant. It’s excellent for reserving tables at sought-after eating places, finding hard-to-secure objects, reserving curated experiences and extra.
- Mastercard Golf: Entry to PGA Tour experiences and golf advantages with Mastercard’s golf concierge service.
- Mastercard ID Theft Safety: Monitor your credit score report for fraud and obtain alerts for suspicious exercise.
- Mastercard Journey Rewards: A world program that gives cash-back rewards throughout 25 international locations when purchasing at varied well-known manufacturers. You’ll be able to earn rewards at collaborating companies, like eating places and leisure venues, whereas touring and on-line.
- Mastercard Zero Legal responsibility: Gives safety towards unauthorized use of your World Legend Mastercard.
- Priceless experiences: Unique in-person and digital experiences in tradition, eating, sports activities, leisure and extra world wide for World Legend Mastercard cardholders.
Among the best perks from Mastercard is entry to Priceless experiences. If entry to eating places and occasions is necessary to you, it is a profit to benefit from. You will get precedence reservations at hundreds of the preferred eating places; ticketing entry to music, theater and sporting occasions; and extra. Mastercard’s entry to presale and most popular tickets to music and leisure occasions is simply legitimate till March 31, 2027.
Backside line
Simply remember that most advantages have an finish date or a restricted time to use, so you’ll want to begin taking benefit instantly after making use of for the Citi Strata Elite card.
Associated: Citi Strata Elite overview: Distinctive assertion credit and Admirals Membership entry
