Delta SkyMiles Gold Enterprise American Categorical Card overview

For enterprise homeowners trying to dip their toes into the Delta cobranded card lineup, the Delta SkyMiles® Gold Enterprise American Categorical Card is a strong place to begin. It comes with a $0 introductory annual price for the primary 12 months (then $150 per 12 months; see charges and charges), a few respectable perks and a few Delta-specific advantages. Card score*: ⭐⭐⭐

*Card score relies on the opinion of TPG’s editors and isn’t influenced by the cardboard issuer.

Enterprise homeowners loyal to Delta Air Traces haven’t any scarcity of cobranded playing cards to select from, whether or not you are an off-the-cuff traveler or within the air each week.

The Delta SkyMiles Gold Enterprise American Categorical Card is the starter product within the Delta enterprise card lineup. To extend candidates’ probabilities of approval, we suggest that they’ve a credit score rating of 670 or greater. This card has a $150 annual price ($0 introductory annual price for the primary 12 months).

This card is constructed for individuals who need to earn SkyMiles and make the most of perks when flying Delta, however who may not journey with the airline sufficient to justify a extra premium card.

Let us take a look at how this card stacks up in opposition to its Delta counterparts and different non-Delta options.

Delta Gold Enterprise Amex execs and cons

Professionals	Cons
Precedence boarding First checked bag free Low cost on choose inflight purchases (within the type of assertion credit) Phrases apply	No Delta Sky Membership lounge entry Annual price after the primary 12 months

Delta Gold Enterprise Amex welcome supply

The Delta SkyMiles Gold Enterprise Amex provides new cardmembers the prospect to earn 90,000 bonus miles after spending $6,000 on purchases within the first six months of card membership. This supply ends July 16.

Based mostly on TPG’s June 2025 valuations, this supply is price $1,125. That is the very best supply we have seen on this card, so when you’ve been on the fence about it, now’s the time to use.

Its $0 introductory annual price for the primary 12 months (then $150 per 12 months thereafter) makes it a good alternative for enterprise homeowners who sometimes fly Delta.

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American Categorical additionally limits who can apply for the cardboard, and also you’re typically ineligible for the welcome bonus when you’ve beforehand held this card. American Categorical might also have a look at different elements when figuring out welcome supply eligibility, however they may inform you whether or not you are in a position to obtain a card’s welcome supply earlier than performing a tough pull in your credit score rating.

Associated: Finest Delta bank cards

Delta Gold Enterprise Amex advantages

Whereas the Delta SkyMiles Gold Enterprise Amex card does not have the identical premium perks as its costlier Delta enterprise card counterparts, it comes with a number of advantages when flying on Delta (phrases apply):

Award flight low cost: 15% off award redemptions for Delta flights (when paying taxes and charges with this card)
Delta Stays credit score: A $150 annual assertion credit score per calendar 12 months on eligible pay as you go bookings with Delta Stays, Delta’s resort journey portal
Delta flight credit score: A $200 Delta flight credit score after spending $10,000 on purchases in a calendar 12 months
First checked bag free: You and as much as eight companions on the identical reservation (so 9 vacationers complete) get your first checked bag free when flying on Delta-marketed and -operated flights. At $70 a bag round-trip, that may add up rapidly when you journey repeatedly.

A Delta Air Traces plane at Hartsfield-Jackson Atlanta Worldwide Airport (ATL). SEAN CUDAHY/THE POINTS GUY

Precedence boarding: Obtain Zone 5 boarding on Delta flights for you and as much as eight companions on the identical reservation.
Inflight low cost: Obtain a 20% assertion credit score on inflight purchases, together with pre-purchased meals, meals, alcoholic drinks and audio headsets, when paying along with your card (excludes inflight Wi-Fi purchases).
Baggage insurance coverage plan: In case your baggage is misplaced, broken or stolen if you use the cardboard to pay for journey, you may obtain as much as $1,250 for a carry-on and as much as $500 for a checked bag.*
Automobile rental loss and injury insurance coverage: You are lined in case your eligible rental automotive is broken or stolen if you use the cardboard to order and pay for it and decline firm insurance coverage. Be aware that that is secondary protection and does not embrace legal responsibility.**
Procuring protections: The cardboard comes with an prolonged guarantee* that provides as much as one 12 months onto an unique producer’s guarantee of 5 years or much less and buy safety* that covers objects which are by accident broken or stolen when you paid for them with the cardboard for as much as 90 days after the date of buy.*

*Eligibility and profit degree varies by card. Phrases, circumstances and limitations apply. Go to americanexpress.com/benefitsguide for particulars. Insurance policies are underwritten by AMEX Assurance Firm.

**Eligibility and Profit degree varies by Card. Phrases, Circumstances and Limitations Apply. Please go to americanexpress.com/benefitsguide for extra particulars. Underwritten by AMEX Assurance Firm. Automobile Rental Loss or Harm Protection is obtainable by way of American Categorical Journey Associated Providers Firm, Inc.

Associated: The best way to maximize the assertion credit on the Delta Amex playing cards

Incomes miles on the Delta Gold Enterprise Amex

This card earns:

2 miles per greenback spent on eligible purchases made immediately with Delta
2 miles per greenback spent on U.S. transport and promoting (as much as $50,000 spent per calendar 12 months; 1 mile per greenback thereafter)
2 miles per greenback spent on eating at eating places worldwide
1 mile per greenback spent on all different eligible purchases

These aren’t show-stopping incomes charges, however it’s good to see some non-travel incomes classes thrown in to assist enterprise homeowners earn on extra purchases than simply journey with Delta. That stated, we typically suggest placing non-Delta purchases on one other card that earns transferable rewards.

Associated: Finest enterprise bank cards

Redeeming miles on the Delta Gold Enterprise Amex

Award flights on Delta or its SkyTeam alliance companions are your finest redemption choices. Delta’s dynamic award pricing makes it arduous to maximise SkyMiles, however you’ll be able to nonetheless discover worth with this system when you can put within the time to do your personal searches and be versatile when it comes time to redeem your miles.

Delta continuously provides flash gross sales and different offers on its web site and provides wonderful redemption choices for worldwide and home itineraries.

You can even use your SkyMiles for seat upgrades. Simply know that since Delta does not have award charts, you will not know what number of miles these premium seats will price till you are able to e-book.

SkyMiles upgrades are additionally legitimate on sure flights operated by Air France-KLM, Virgin Atlantic and Aeromexico when utilizing Mileage Improve Awards as soon as your flight is booked. These three airways are companions with Delta.

You can even redeem your SkyMiles for reward playing cards, magazines, distinctive SkyMiles Experiences, on-line purchasing and extra, although these choices virtually all the time yield less-than-optimal returns.

TPG senior editorial director Nick Ewen redeems his SkyMiles for home journeys, making the most of the TakeOff 15% profit. This successfully reduces the variety of miles he must redeem for Delta flights.

Associated: The best way to redeem Delta SkyMiles for optimum worth

Which playing cards compete with the Delta SkyMiles Gold Enterprise Amex?

Whereas the Delta Enterprise Gold Amex comes with a strong portfolio of perks for its annual price, it’s your decision a card providing much more Delta perks or flexibility.

For extra choices, take a look at our full listing of the finest journey playing cards and finest American Categorical playing cards.

Learn extra: Who qualifies for a enterprise bank card?

Is the Delta Gold Enterprise Amex price it?

For the Delta Gold Enterprise Amex to be price its annual price, you may need to maximize perks equivalent to getting your first checked bag free and inflight buy reductions to surpass $150 in worth annually. Even when you solely fly the airline a couple of occasions a 12 months, that should not be arduous to do.

Backside line

You may need to select the Delta SkyMiles Gold Enterprise Amex if your corporation wants a bank card with primary Delta perks like a free checked bag and precedence boarding to assist make journey simpler, and you do not need to spend an enormous quantity in annual charges.

Nonetheless, when you hope to make use of your card that will help you hit elite standing, one of many different Delta enterprise bank cards will probably be a greater match.

Apply right here: Delta SkyMiles Gold Enterprise American Categorical Card

For charges and charges of the Delta Gold Enterprise Amex, click on right here.
For charges and charges of the Delta Reserve Enterprise Amex, click on right here.