Delta SkyMiles Gold Enterprise American Specific Card overview
For enterprise homeowners seeking to dip their toes into the Delta cobranded card lineup, the Delta SkyMiles® Gold Enterprise American Specific Card is a stable start line. With perks like precedence boarding, a free checked bag and inflight reductions, it is constructed to make Delta journey smoother and extra rewarding. Card score*: ⭐⭐⭐
*Card score is predicated on the opinion of TPG’s editors and isn’t influenced by the cardboard issuer.
Enterprise homeowners loyal to Delta Air Traces haven’t any scarcity of cobranded playing cards to select from, whether or not you are an informal traveler or within the air each week.
The Delta SkyMiles Gold Enterprise American Specific Card is the starter product within the Delta enterprise card lineup. This card is constructed for individuals who need to earn SkyMiles and benefit from perks when flying Delta, however who won’t journey with the airline sufficient to justify a extra premium card.
This card has a $150 annual price ($0 introductory annual price for the primary 12 months) (see charges and costs).
To extend candidates’ probabilities of approval, we advocate that they’ve a credit score rating of a minimum of 670.
Let us take a look at how this card stacks up towards its Delta counterparts and different non-Delta options.
Delta Gold Enterprise Amex execs and cons
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Delta Gold Enterprise Amex welcome provide
The Delta SkyMiles Gold Enterprise Amex presents new cardmembers the prospect to earn 90,000 bonus miles after spending $6,000 on purchases within the first six months of card membership. This provide ends Oct. 29.
This provide is price $1,035 based mostly on TPG’s September 2025 valuations. This matches the very best bonus we usually see on this card, which was final supplied in July.
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American Specific limits who can apply for the cardboard, and also you’re typically ineligible for the welcome bonus in the event you’ve beforehand held this card due to their once-per-lifetime restriction. American Specific might also take a look at different components when figuring out welcome provide eligibility, however they’ll inform you whether or not you are in a position to obtain a card’s welcome provide earlier than performing a tough pull in your credit score rating.
Delta Gold Enterprise Amex advantages
Whereas the Delta SkyMiles Gold Enterprise card does not have the identical premium perks because it’s costlier Delta enterprise card counterparts, it comes with a number of advantages when flying on Delta (phrases apply):
- Award flight low cost: 15% off award redemptions for Delta flights, generally known as TakeOff 15 (not relevant to partner-operated flights or to taxes and costs)
- Delta Stays credit score: As much as $150 annual assertion credit score per calendar 12 months on eligible pay as you go bookings with Delta Stays, Delta’s lodge portal
- First checked bag free: You and as much as eight companions on the identical reservation (so 9 vacationers whole) get your first checked bag free when flying on Delta-marketed and -operated flights. As much as $70 a bag round-trip, that may add up rapidly in the event you journey frequently.
- Precedence boarding: Obtain Zone 5 boarding on Delta flights for you and as much as eight companions on the identical reservation.
- Inflight low cost: Obtain a 20% assertion credit score on inflight purchases, together with pre-purchased meals, meals and drinks, when paying together with your card.
- Delta flight credit score: A $200 Delta flight credit score after spending $10,000 on purchases in a calendar 12 months
Different advantages embrace:
- Baggage insurance coverage plan: In case your baggage is misplaced, broken or stolen whenever you use the cardboard to pay for journey, you may obtain as much as $1,250 for a carry-on and as much as $500 for a checked bag.*
- Automobile rental loss and harm insurance coverage: You are lined in case your eligible rental automotive is broken or stolen whenever you use the cardboard to order and pay for it and decline firm insurance coverage. (Observe that that is secondary protection and does not embrace legal responsibility.)**
- Buying protections: The cardboard comes with an prolonged guarantee that provides as much as one 12 months onto an authentic producer’s guarantee of 5 years or much less and buy safety that covers objects which are by chance broken or stolen in the event you paid for them with the cardboard for as much as 90 days after the date of buy.*
*Eligibility and profit degree varies by card. Phrases, situations and limitations apply. Go to americanexpress.com/benefitsguide for particulars. Insurance policies are underwritten by AMEX Assurance Firm.
**Eligibility and Profit degree varies by Card. Phrases, Situations and Limitations Apply. Please go to americanexpress.com/benefitsguide for extra particulars. Underwritten by AMEX Assurance Firm. Automobile Rental Loss or Injury Protection is obtainable by means of American Specific Journey Associated Providers Firm, Inc.
Associated: Easy methods to maximize the assertion credit on the Delta Amex playing cards
Incomes miles on the Delta Gold Enterprise Amex
This card earns:
- 2 miles per greenback spent on eligible purchases made immediately with Delta (2.3% return based mostly on TPG’s September 2025 valuations)
- 2 miles per greenback spent on U.S. delivery and promoting in choose media (2.3%; as much as $50,000 spent per calendar 12 months, then 1 mile per greenback)
- 2 miles per greenback spent on eating at eating places worldwide (2.3%)
- 1 mile per greenback spent on all different eligible purchases (1.2%)
These aren’t show-stopping incomes charges, however it’s good to see some non-travel incomes classes thrown in to assist enterprise homeowners earn miles on extra than simply Delta purchases. That mentioned, we typically advocate placing non-Delta purchases on one other card that earns transferable rewards.
Associated: Finest enterprise bank cards
Redeeming miles on the Delta Gold Enterprise Amex
Award flights on Delta or its SkyTeam alliance companions are your finest redemption choices. Delta’s dynamic award pricing typically makes it exhausting to maximise SkyMiles, however you possibly can nonetheless discover worth with this system in the event you can put within the time to do your individual searches and be versatile when it comes time to redeem your miles.
Delta steadily presents flash gross sales and different offers on its web site and presents wonderful redemption choices for worldwide and home itineraries.
You can too use your SkyMiles for seat upgrades. Simply know that since Delta does not have award charts, you will not know what number of miles these premium seats will value till you are able to guide.
SkyMiles upgrades are additionally legitimate on sure flights operated by Aeromexico, Air France-KLM and Virgin Atlantic when utilizing Mileage Improve Awards as soon as your flight is booked. These three airways are shut companions with Delta.
You can too redeem your SkyMiles for reward playing cards, magazines, distinctive SkyMiles Experiences, on-line procuring and extra, although these choices virtually at all times yield less-than-optimal returns.
TPG senior editorial director Nick Ewen redeems his SkyMiles for home journeys, making the most of the 15% TakeOff low cost. This successfully reduces the variety of miles he must redeem for Delta flights.
Associated: Easy methods to redeem Delta SkyMiles for max worth
Which playing cards compete with the Delta SkyMiles Gold Enterprise Amex?
Whereas the Delta Enterprise Gold Amex comes with a stable portfolio of perks for its annual price, it’s your decision a card providing much more Delta perks or flexibility.
For added choices, try our full checklist of the finest journey playing cards and finest American Specific playing cards.
Learn extra: Who qualifies for a enterprise bank card?
Is the Delta Gold Enterprise Amex price it?
For the Delta Gold Enterprise Amex to be price its annual price, you may need to maximize perks akin to getting your first checked bag free and inflight buy reductions to surpass $150 in worth annually. Even in the event you solely fly the airline a number of instances a 12 months, that should not be exhausting to do.
Backside line
You may need to select the Delta SkyMiles Gold Enterprise Amex if your corporation wants a bank card with fundamental Delta perks like a free checked bag and precedence boarding to assist make journey simpler, and you do not need to spend an enormous quantity in annual charges.
Nonetheless, in the event you hope to make use of your card that will help you hit elite standing, one of many different Delta enterprise bank cards might be a greater match.
Apply right here: Delta SkyMiles Gold Enterprise American Specific Card
For charges and costs of the Delta Gold Enterprise Amex, click on right here.
For charges and costs of the Delta Reserve Enterprise Amex, click on right here.
