Financial institution of America affords a big portfolio of playing cards. Some carry Financial institution of America branding of their names, such because the Financial institution of America® Custom-made Money Rewards bank card and the Financial institution of America® Premium Rewards® bank card. Others, such because the Atmos™ Rewards Summit Visa Infinite® Credit score Card, are cobranded playing cards supplied by Financial institution of America.
However no matter your Financial institution of America bank card (or playing cards), you must know in regards to the Nov. 6 Extra Rewards Day.
Financial institution of America Extra Rewards Day
Financial institution of America bank cards, together with those who usually do not earn rewards, earn further rewards on Extra Rewards Day (Nov. 6) between midnight and 11:59 p.m. EST. Particularly, you may earn as follows on Extra Rewards Day:
- Money-back bank cards: Earn an extra 2% money again on the primary $2,500 in purchases.
- Rewards bank cards that earn factors or miles: Earn an extra 2 factors or miles per greenback spent on the primary $2,500 in purchases.
- Non-rewards bank cards: Earn 2% money again as an announcement credit score on the primary $2,500 in purchases.
Associated: Is the Financial institution of America Premium Rewards Card definitely worth the $95 annual payment?
You needn’t enroll to get pleasure from these bonus earnings, which come on high of the rewards you already earn in your purchases. The $2,500 buy restrict for bonus earnings is “per distinctive shopper bank card account or distinctive enterprise banking firm,” in response to the Extra Rewards Day web site.
So, in case you have the Atmos Rewards Summit Visa Infinite, you usually earn 3 factors per greenback spent on eligible eating, international transaction, Alaska Airways and Hawaiian Airways purchases, and 1 level per greenback spent on different purchases. However for as much as $2,500 in purchases on Extra Rewards Day, you may earn 5 factors per greenback spent on eligible eating, international transaction, Alaska Airways and Hawaiian Airways purchases, and three factors per greenback spent on different purchases.
Associated: Alaska Trifecta: Why I signed up for the brand new premium Atmos Rewards Summit bank card
When you’re a part of the Financial institution of America Most well-liked Rewards® program, you may earn your Most well-liked Rewards bonus on the acquisition quantity as normal. Nonetheless, you will not earn the Most well-liked Rewards bonus on the incremental bonus earnings via this promotion.
Reward your inbox with the TPG Every day e-newsletter
Be part of over 700,000 readers for breaking information, in-depth guides and unique offers from TPG’s consultants
In keeping with the Financial institution of America Extra Rewards Day web site, all open and energetic Financial institution of America shopper and enterprise banking bank card accounts ought to be eligible. Nonetheless, you may must preserve your account open and energetic till the additional rewards attain your account, and it could take two billing cycles after the promotional supply ends to see the additional rewards in your account.
Lastly, solely purchases that submit to your account and seem in your assertion with a transaction date of Nov. 6 will qualify. Maintain this in thoughts when you’re buying gadgets for which the service provider is not more likely to cost you an identical day; for instance, some on-line retailers do not cost you till they ship your buy.
Associated: The perfect bank cards for on-line purchasing
Backside line
You could have a Financial institution of America card even when it does not say Financial institution of America on the entrance. So, test the playing cards in your pockets and think about whether or not there are any huge purchases you wish to make or vacation purchasing you wish to do in the course of the Nov. 6 Extra Rewards Day.
“We’re excited to uphold this annual vacation custom and share this particular supply with our shoppers. Extra Rewards Day is all about celebrating our cardholders by awarding them bonus money again, miles or factors as they put together for the elevated festivities and spending that the vacation season brings,” Lora Monfared, head of shopper card merchandise at Financial institution of America, mentioned in a press launch.
You may earn 2% more money again or 2 extra factors or miles per greenback spent on as much as $2,500 in purchases if you use a shopper or enterprise banking Financial institution of America bank card on Extra Rewards Day. However, relying on what different playing cards you might have in your pockets and whether or not you are working towards any minimal spending necessities, you should still be higher off utilizing a distinct rewards bank card in your purchases.
