The highest-tier Hilton Honors American Categorical Aspire Card packs a number of advantages for frequent Hilton visitors, making it a stable alternative in the event you’re available in the market for a premium cobranded lodge card.
Let’s dig deeper into the distinctive advantages of the cardboard and focus on methods for maximizing every, making certain you get full worth from the cardboard in alternate for the $550 annual charge (see charges and charges).
Profitable welcome provide
The Hilton Aspire at the moment gives new cardmembers to earn 175,000 bonus factors after spending $6,000 on purchases within the first six months of card membership. This provide ends Jan. 14, 2026.
These factors are price $875, in response to TPG’s December 2025 valuations. Nonetheless, this factors haul may be price far more in the event you use the factors to e-book luxurious motels or costly stays throughout holidays and occasions.
Listed here are 3 ways to maximise Hilton Honors factors:
- Redeem Hilton factors towards stays at luxurious properties to maximise their worth.
- Do not forget that Hilton factors are extremely priceless in Oman, Egypt, Mexico, Malaysia and a few South American nations.
- Make the most of the fifth-night-free perk (accessible to all standing members) any time you may.
Associated: Verify your Hilton bookings: Some customary room reward nights now value much less at high-end properties
Hilton Honors Diamond standing
The Hilton Aspire consists of Diamond elite standing, the best tier of Hilton elite standing (till subsequent 12 months, when Hilton provides its new Diamond Reserve tier). This standing offers you a 100% bonus on factors incomes, late checkout and suite upgrades (when accessible) and govt lounge entry.

These advantages are nice on paper, however it is best to set your expectations appropriately. There isn’t any assured avenue to suite upgrades or late checkout as a Hilton Diamond member. As talked about, these are space-available advantages and are largely on the lodge’s discretion.
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To maximise Diamond standing, learn up on all the advantages, together with the superb print. A very powerful advantages are govt lounge entry, complimentary breakfast, a 48-hour room assure and bonus factors.
Associated: 6 Hilton Diamond advantages that make the standing worthwhile
Free night time certificates
Hilton Aspire Card members can obtain as much as three reward night time certificates. You obtain one reward night time certificates to make use of at nearly any Hilton property worldwide after opening your account and in your cardmember anniversary 12 months.

You’ll be able to earn a second reward night time certificates if you spend $30,000 on the Aspire Card in a calendar 12 months and a 3rd free night time certificates if you spend $60,000 inside a calendar 12 months.
Frequent vacationers can benefit from this profit and save tons of of {dollars} a 12 months. Better of all, so long as a property is eligible and has room availability, you may e-book a stick with just a few exclusions.
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Airline credit score
The Hilton Aspire supplies as much as $50 in quarterly assertion credit (as much as $200 per calendar 12 months) for airfare purchases on flights bought immediately from the airline or via amextravel.com.

TPG contributing editor Matt Moffitt maximizes this credit score by loading his United TravelBank steadiness with $50 every quarter. This credit score can then be used to e-book any United Airways or United Categorical flight.
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Resort credit score
Hilton Aspire Card members additionally obtain as much as $200 in biannual assertion credit (as much as $400 per calendar 12 months) towards eligible purchases made immediately with collaborating Hilton resorts. These purchases embrace room charges and incidentals.
The resort credit score is split into two semiannual assertion credit of as much as $200, one from January to June and one other from July to December.

Costs should be positioned in your room, and you should use the Aspire Card for fees throughout your keep.
This credit score is price as much as $400 whole per 12 months, not per resort keep. You need to use the credit score for parking, meals, spa providers and plenty of actions that the resort can organize for you throughout your keep.
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Clear Plus credit score
Hilton Aspire Card members obtain as much as $209 yearly in assertion credit towards a Clear Plus membership (topic to auto-renewal; enrollment required).

Clear is a superb perk to have alongside TSA PreCheck. If these expedited lanes are closed or backed up, you need to use one other service to hurry via safety.
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Waldorf Astoria and Conrad property credit
Should you keep two consecutive nights on the luxurious manufacturers within the Hilton portfolio (booked via the particular portal), you will be eligible for as much as a $100 property credit score for nearly something charged to the room in the course of the keep as a Hilton Aspire Card member.
In check searches of the Conrad Bora Bora Nui, the Conrad Tokyo, the Waldorf Astoria Chicago and The Roosevelt New Orleans, A Waldorf Astoria Lodge, the complete $100 assertion credit score was provided. Plus, the eligible charges matched the versatile charges accessible to non-Aspire Card members.

Taxes, charges, gratuity and the room price itself are usually not eligible. The phrases for the provide say to test along with your lodge’s entrance desk to make sure that what you’d prefer to cost is eligible for reimbursement.
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Automotive rental elite standing
Hilton Aspire Card members get pleasure from complimentary Nationwide Automotive Rental Emerald Membership Govt standing (enrollment in Emerald Membership is required). Advantages embrace Govt Space entry, waived second driver charges and upgrades.

If Nationwide Automotive Rental isn’t your most popular automobile rental company, you may simply leverage the automated elite standing and apply for a standing match to your most popular rental company.
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Bonus classes
If you wish to rack up Hilton factors shortly, you should know when the Hilton Aspire Card ought to come out and when it ought to keep in your pockets.
The Aspire Card earns 14 factors per greenback spent on purchases made immediately with motels and resorts within the Hilton portfolio. Based mostly on TPG’s December 2025 valuations, that is equal to a 7% return on spending.

You will additionally earn 7 factors per greenback spent (a 3.5% return) on flights booked immediately with airways or via amextravel.com, on automobile leases booked immediately with choose automobile rental firms and on purchases at U.S. eating places. Lastly, you will earn 3 factors per greenback spent (a 1.5% return) on all different purchases made with the cardboard.
You need to evaluate the incomes charges for an expense throughout all of the playing cards in your pockets to see which supplies you probably the most worth.
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Hilton stays
Earlier than you resolve to earn bonus factors for journey spend on one other rewards card, take into account the large incomes charges that may present in your account if you use your Hilton Aspire to pay for Hilton stays.

This is a breakdown of what number of Hilton factors you will earn per greenback spent if you keep and pay along with your Aspire Card:
- 10 factors per greenback base incomes
- 10 factors per greenback along with your Diamond bonus
- 14 factors per greenback for Aspire Card earnings
- Any promotion or cellular app reserving bonus
At a minimal, you will earn 34 Hilton factors per greenback spent in your Hilton lodge stays. Utilizing our valuations with none promotions, that is equal to a 17% return towards your subsequent Hilton keep.
Whereas the price of Hilton award nights is comparatively excessive in comparison with opponents like World of Hyatt, you may earn many extra factors per keep by comparability. Do not forget to make your Aspire Card your default fee methodology in your Hilton profile.
Associated: Which bank card do you have to use for Hilton stays?
Backside line
Including the Hilton Aspire Card to your pockets can provide your award journeys a shot of adrenaline.
While you stick with Hilton, you will have Diamond standing for breakfast and lounge entry, obtain bonus factors, earn property credit and (hopefully) rating a room improve.
This card is a superb choice so as to add in the event you’re even remotely a frequent Hilton visitor or have deliberate a few annual journeys to Hilton properties.
To study extra, learn our full assessment of the Hilton Aspire.
Apply right here: Hilton Honors American Categorical Aspire Card
For charges and charges of the Hilton Aspire Card, click on right here.