Latest Premium Bonds Prize Winners Announced
Two UK investors have won the £1 million jackpot in the February 2026 Premium Bonds prize draw, while over a million additional prizes ranging from £25 to £100,000 were awarded nationwide.
Million-Pound Winners
One fortunate investor from Central Bedfordshire secured £1 million with a bond purchased in February 2022. Records show this winner maintained the maximum £50,000 investment allowed in Premium Bonds.
A Liverpool-based bondholder claimed the other £1 million prize with bonds originally acquired in October 2004. This winner also held the maximum permitted investment amount.
Major Prize Distribution
Additional significant prizes awarded this month include:
- £100,000 winners in East Riding of Yorkshire, Kent, East Sussex, Warwickshire, South East Wales, and Cambridgeshire
- Multiple £50,000 and £25,000 prizes distributed across all regions
- Thousands of lower-tier prizes from £1,000 to £25,000
All winning bond numbers for February 2026 are now publicly available through National Savings and Investments’ official channels.
How Premium Bonds Work
Premium Bonds function as a government-backed savings product where investors enter monthly prize draws instead of earning interest. Key features include:
- £25 minimum investment with £50,000 maximum limit
- Each £1 investment equals one bond number
- Prizes selected through ERNIE (Electronic Random Number Indicator Equipment)
- Current odds of winning any prize stand at 22,000 to 1
Savings remain fully protected and can be withdrawn at any time without penalty through NS&I’s online portal or telephone services.
Checking and Claiming Prizes
Bondholders can verify potential wins through multiple channels:
- NS&I’s official prize checker tool
- Automatic email notifications for registered users
- Postal notifications for non-digital account holders
Unclaimed prizes remain valid indefinitely, with historical records showing several six-figure sums currently awaiting collection.
