There are various the explanation why Chase Final Rewards factors are one of the vital in style transferable rewards currencies. With journey prices seemingly all the time growing, redeeming factors, particularly for lodge stays, can prevent severe dough.
Finest-ever provide: Add 100,000 Final Rewards factors plus a $500 Chase Journey℠ promo credit score to your steadiness with this provide on the Chase Sapphire Reserve® (see charges and charges).
TPG values Chase factors at 2.05 cents every as of June 2025, and you may usually get not less than this a lot — if no more — out of your factors by reserving inns by means of one of many program’s switch companions or the Chase Journey℠ portal. Right here, we’ll cowl ideas and methods that will help you maximize your Chase factors on a lodge keep.
Who’re Chase’s lodge Switch companions?
You’ll be able to switch your Final Rewards factors on a 1:1 foundation to Chase’s three lodge companions, permitting you to redeem factors for lodge stays by means of these applications:
To redeem Chase Final Rewards factors by means of these companions, all you must do is enter your loyalty program data into your Chase Final Rewards account and switch the factors you want. Transfers are normally instantaneous, permitting you to e-book your lodge stick with factors virtually instantly.
You may as well e-book just about any lodge worldwide utilizing Final Rewards factors by means of the Chase Journey portal.
Transferring Chase Final Rewards factors to World of Hyatt
Chase’s secret maximization weapon is the profitable World of Hyatt loyalty program. Whereas most recommendation about redeeming versatile factors for max worth facilities round airline switch companions, Hyatt’s very cheap award chart is a compelling exception. You may discover sweet-spot redemptions at each the higher and decrease ends of the chart, with award charges beginning at simply 3,500 factors per night time for Class 1 properties on off-peak dates.
Class 7 inns are an excellent choice for Chase Hyatt redemptions; you may usually get effectively above TPG’s June 2025 valuation of 1.7 cents apiece at these properties, which price 25,000 factors per night time on off-peak dates.
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You may as well redeem Hyatt factors at all-inclusive resorts, which observe a separate award chart. For instance, an off-peak night time for 2 visitors at a Class A property would set you again solely 12,000 factors.
Lastly, it is price contemplating the Mr & Mrs Smith boutique inns and Below Canvas glamping properties which have now been built-in into the World of Hyatt program, although these do not provide as a lot worth to your factors. As an alternative of utilizing Hyatt’s award chart, Mr & Mrs Smith properties are dynamically priced and can’t be booked with free night time certificates. Nonetheless, there could also be some worthwhile redemptions to be discovered, particularly when you’ve got your eye on an ultraluxurious property that may be out of attain with money.
Associated: Finest Hyatt inns on this planet
Transferring Chase Final Rewards factors to Marriott Bonvoy
Sadly, not all of Chase’s lodge companions are as helpful for redeeming Final Rewards factors.
Marriott Bonvoy did away with its award chart in 2022 and has since undergone a number of devaluations, leading to a lot increased redemption charges. Whereas essentially the most you’d ever pay for an evening at a top-tier Hyatt lodge is 45,000 factors, Marriott’s dynamic pricing mannequin means there are not any limits to what number of factors a lodge can price. The truth is, six-figure redemptions will not be unusual.
For instance, primary rooms at Marriott’s Courtyard Bali Seminyak Resort go for round $200 or 31,000 factors per night time. As an alternative, you possibly can use 35,000 Chase factors to e-book a peak night time on the Class 7 Park Hyatt Maldives Hadahaa, price $800 or extra.
So, must you ever switch Chase factors to Marriott Bonvoy? Listed below are a number of eventualities the place it would make sense:
- In case you have a Marriott redemption in thoughts however are brief a number of factors, you could need to prime up your account by transferring factors from Chase.
- In case your Marriott factors are set to run out, transferring 1,000 Final Rewards factors is a fast option to maintain them alive.
- If Chase is operating a switch bonus, you may switch factors to Marriott Bonvoy at a greater ratio.
- In case you plan to remain 5 nights, Marriott’s fifth-night-free perk can prevent tens of 1000’s of factors.
- In case you want extra miles at one in all Marriott’s airline switch companions, you may switch a few of your Final Rewards factors to achieve the variety of miles required to your redemption.
Associated: Methods to maximise Marriott Bonvoy award night time redemptions
Transferring Chase Final Rewards factors to IHG One Rewards
For all the explanations that transferring Final Rewards factors to Marriott sometimes will not maximize your Chase factors, transferring to the IHG One Rewards program can present even much less worth. IHG’s award pricing is much more inflated than Marriott’s, which means the identical variety of factors will not get you as far.
Like Marriott, IHG One Rewards does not publish a full award chart. To examine award charges, seek for your dates and see what number of factors you want.
Take the Vacation Inn Categorical Columbus — Ohio Expo Middle. You’ll be able to reserve a typical room for 31,000 IHG One Rewards factors.
Nonetheless, you could discover worth in transferring Chase factors to IHG to maintain your IHG factors from expiring or in case you’re simply in need of a redemption, particularly when you’ve got entry to the fourth-night-free perk offered by choose IHG bank cards. In any other case, it is virtually all the time a foul concept.
Associated: IHG elite standing: What it’s and how one can earn it
Redeeming Chase Final Rewards factors by way of the Chase Journey portal
As an alternative of paying with money to your lodge keep, you may have the choice to pay with factors at a price that varies relying on which card you maintain. (Be aware that these charges have just lately modified with the introduction of Chase’s Factors Increase.)
The knowledge for the Chase Freedom Flex has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.
Alternatively, you may e-book paid stays by means of the Chase Journey portal and earn bonus rewards on these purchases. The Chase Sapphire Reserve earns 8 factors per greenback spent on inns bought by means of Chase Journey, whereas the Chase Sapphire Most popular, the Chase Freedom Flex and the Chase Freedom Limitless earn 5 factors per greenback (or 5% money again). This additionally would will let you reap the benefits of the Sapphire Most popular’s annual $50 lodge credit score, which is barely legitimate on Chase Journey bookings.
Needless to say since Chase Journey is a third-party on-line journey company, you typically will not earn lodge factors or elite night time credit on these bookings or have the ability to entry any elite standing advantages you will have. The exception is The Edit by Chase Journey, which lets you double-dip with the lodge’s loyalty program at some properties.
Associated: Issues to think about when selecting to e-book by way of a portal vs. reserving straight
How do I earn Chase Final Rewards factors?
You’ll be able to earn Final Rewards factors by spending on choose Chase bank cards. Listed below are the playing cards that earn Final Rewards factors, together with their present welcome bonuses:
The above Final Rewards-earning choices are nice all-around journey bank cards, providing no international transaction charges, journey insurance coverage and a wide range of different journey perks.
The next 4 playing cards are technically billed as cash-back bank cards. Nonetheless, when you’ve got an Final Rewards-earning card, you may successfully convert your cash-back rewards into Final Rewards factors. For that reason, it may make sense to have multiple Chase card to maximise your incomes and redeeming potential.
Even higher? None of those playing cards cost annual charges.
- Chase Freedom Flex: Earn $200 after spending $500 on purchases within the first three months from account opening.
- Chase Freedom Limitless: Earn $200 after spending $500 on purchases within the first three months from account opening.
- Ink Enterprise Money Credit score Card: Earn as much as $750: $350 bonus money again after spending $3,000 on purchases within the first three months and a further $400 after spending $6,000 on purchases within the first six months from account opening.
- Ink Enterprise Limitless Credit score Card: Earn $750 bonus money again after spending $6,000 on purchases within the first three months from account opening.
Backside line
Among the best makes use of of Chase Final Rewards factors is transferring them to Hyatt and redeeming them at low-category or high-end inns. However with Chase’s new Factors Increase, you can too get stable worth when redeeming factors by means of the Chase Journey portal, relying on the redemption.
With the Chase Sapphire Reserve providing a best-ever welcome bonus, now is a good time to use for this premium journey card. When you earn the welcome bonus, take a look at our favourite methods to make use of 100,000 Chase factors.
