How lengthy do Capital One miles transfers take?

Metro Loud
15 Min Read


Capital One affords a preferred suite playing cards that earn helpful Capital One miles, which will be redeemed at a hard and fast worth for journey. Nonetheless, to actually maximize the worth of those miles, you’ll want to make the most of the issuer’s switch companions.

Capital One has a powerful roster of 15-plus switch companions, each airways and lodges, most of which switch at a 1:1 ratio. By using switch companions, you may get increased worth per mile, typically beating TPG’s July 2025 valuation of Capital One miles at 1.85 cents apiece.

You might be able to switch miles to a companion and are questioning how lengthy it takes to switch Capital One miles. A number of TPG staffers carried out take a look at transfers and recorded the time every switch took.

Let’s dive into the outcomes.

Capital One miles switch instances

For every of this system’s switch companions, TPG staffers transferred 1,000 miles from our Capital One accounts to see how lengthy it will take for them to indicate up in our loyalty program accounts.

One thousand miles is the minimal requirement to make a switch, and after that, you’ll be able to switch factors in increments of 100, which is ideal for these redemptions that do not finish on a spherical thousand (i.e., 23,500 miles). This is how lengthy every switch took:

ERIC ROSEN/THE POINTS GUY
Program Switch time Switch ratio
Aeromexico Rewards Prompt 1:1 (1,000 miles = 1,000 Membership Premier factors)
Air Canada Aeroplan Prompt 1:1 (1,000 miles = 1,000 Aeroplan factors)
Air France-KLM Flying Blue Prompt 1:1 (1,000 miles = 1,000 Flying Blue miles)
Avianca LifeMiles Prompt 1:1 (1,000 miles = 1,000 LifeMiles)
ALL Accor Dwell Limitless Two enterprise days 2:1 (1,000 miles = 500 ALL factors)
British Airways Membership Prompt 1:1 (1,000 miles = 1,000 Avios)
Cathay Pacific Asia Miles 24-hours 1:1 (1,000 miles = 1,000 Asia Miles)
Selection Privileges 24-hours 1:1 (1,000 miles = 1,000 Selection Privileges factors)
Emirates Skywards Prompt 1:1 (1,000 miles = 1,000 Emirates Skywards miles)
Etihad Visitor Prompt 1:1 (1,000 miles = 1,000 Etihad Visitor miles)
EVA Infinity MileageLands 36 hours 2:1.5 (1,000 miles = 750 Infinity MileageLands miles)
Finnair Plus Prompt 1:1 (1,000 miles = 1,000 Finnair Plus factors)
JetBlue TrueBlue Prompt 5:3 (1,000 miles = 600 JetBlue TrueBlue factors)
Qantas Frequent Flyer Prompt 1:1 (1,000 miles = 1,000 Qantas Frequent Flyer factors)
Singapore Airways KrisFlyer Prompt 1:1 (1,000 miles = 1,000 Singapore KrisFlyer miles)
TAP Air Portugal Miles&Go Prompt 1:1 (1,000 miles = 1,000 TAP Miles&Go miles)
Turkish Airways Miles&Smiles Prompt 1:1 (1,000 miles = 1,000 Turkish Miles&Smiles miles)
Virgin Purple Prompt 1:1 (1,000 miles = 1,000 Virgin Purple factors)
Wyndham Rewards Prompt 1:1 (1,000 miles = 1,000 Wyndham Rewards factors)

Whereas the above switch instances are based mostly on information from TPG staffers, it’s attainable that switch instances can take shorter or longer. Some TPG staffers have reported switch instances of as much as two weeks for All Accor.

Notice that the instances listed above signify private expertise and should not be taken as exhausting and quick guidelines. Your switch expertise might be quicker or slower, however these instances can function a baseline for you when transferring Capital One miles.

Associated: How one can maximize Capital One miles

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Suggestions for transferring Capital One miles

The largest tip we will advocate is to have a plan earlier than transferring your miles. Transfers are irreversible, so ensure you have a plan and a redemption in thoughts. Transferring miles and not using a plan is rarely a good suggestion, as loyalty packages are topic to frequent devaluations, that means the miles you transferred might be value much less. Listed here are another ideas for transferring Capital One miles:

Air France La Premiere
NICKY KELVIN/THE POINTS GUY
  • Have your loyalty program info useful: In contrast to Amex and Chase, Capital One doesn’t save your loyalty account info, so you will have to tug it up every time you wish to switch miles to a companion. This generally is a slight inconvenience, however it’s nicely value it for the worth you may get with some redemptions.
  • Put your award reservation on maintain earlier than transferring: Solely a choose handful of airways nonetheless assist you to do that, however it’s value checking whether or not you’ll be able to put your award reservation on maintain earlier than transferring Capital One miles. That is particularly helpful when you’re transferring to a program that does not provide on the spot transfers. In any case, it is irritating to switch miles solely to search out that one other traveler has scooped up the award seat you wished.
  • Select flights which have ample award seats accessible: Whereas unlikely you can maintain a reservation, you’ll be able to search for routes which have ample award availability. This improves the possibilities that you can guide a seat as soon as your miles have transferred to your account. You should utilize instruments like ExpertFlyer (owned by TPG’s mum or dad firm, Purple Ventures) or Seats.aero to search out what number of award seats can be found on a flight. Professional tip: Seek for three or 4 passengers so it will provide you with a greater estimate of what number of seats can be found.
  • Let availability decide your vacation spot: When you have some flexibility with vacation spot and dates, you’ll be able to actually get wonderful worth on your miles. In case your plan A itinerary is now not an choice on account of availability modifications, you possibly can go for a unique vacation spot. I all the time wish to say search for the deal, not the vacation spot, and this mindset has led me to getting some excellent redemptions. Moreover, understand that award availability modifications incessantly and seats can enhance or lower because it will get nearer to your departure date; so it is all the time a superb follow to have backup plans, whether or not or not it’s leaving from a unique departure metropolis or having a wholly completely different vacation spot.
  • Choose much less common routes: You may enhance your possibilities of discovering an award ticket by flying routes which are much less common or uncommon, or depart from non-hubs, as these routes typically have higher availability. These typically have higher award availability. For instance you in case you are trying to fly to Tokyo from the western U.S., you possibly can have a look at flights departing from San Jose Mineta Worldwide Airport (SJC) and San Diego Worldwide Airport (SAN) as a substitute of San Francisco Worldwide Airport (SFO) and Los Angeles Worldwide Airport (LAX).
  • Decide the most effective switch choices for transferring: If you wish to use Capital One miles for home flights, or if you wish to redeem Capital One miles for home flights, chances are you’ll wish to take into account Turkish Miles&Smiles or Avianca LifeMiles. Need to get to Hawaii? You would possibly wish to use British Airways Avios to guide awards on both American Airways or Alaska Airways. For flights to Europe, you would possibly discover further award availability on Air France and KLM through the use of their very own Flying Blue miles. In all instances, it pays to assume strategically and creatively. Plus, with companions in all three main air alliances, there are a number of alternatives to redeem on Star Alliance airways, on Oneworld airways and on SkyTeam airways. Make certain to do your homework and decide the most effective redemption choice earlier than transferring your miles to a particular program.

Associated: Final information to looking out award availability for the key airways

Which playing cards earn Capital One miles?

Solely choose Capital One bank cards earn transferable Capital One miles. This is a fast overview of those 5 playing cards:

Capital One Enterprise X Rewards Credit score Card Earn 75,000 bonus miles after spending $4,000 on purchases throughout the first three months from account opening.
  • Earn 10 miles per greenback spent on lodges and automotive leases booked by way of Capital One Journey
  • Earn 5 miles per greenback spent on trip leases and flights booked by way of Capital One Journey
  • Earn 2 miles per greenback spent on all different purchases
$395
Capital One Enterprise Rewards Credit score Card Earn 75,000 miles after spending $4,000 on purchases throughout the first three months of account opening.
  • Earn 5 miles per greenback spent on lodges, trip leases and automotive leases booked by means of the Capital One Journey
  • Earn 2 miles per greenback spent on all different purchases
$95
Capital One VentureOne Rewards Credit score Card Earn 20,000 bonus miles after spending $500 throughout the first three months from account opening.
  • Earn 5 miles per greenback spent on lodges and rental automobiles booked by means of Capital One Journey
  • Earn 1.25 miles per greenback spent on all purchases
$0
Capital One Enterprise X Enterprise Earn 150,000 bonus miles after spending $30,000 within the first three months from account opening.
  • Earn 10 miles per greenback spent on lodges and rental automobiles booked by means of Capital One Journey
  • Earn 5 miles per greenback spent on flights and trip leases bought by means of Capital One’s journey reserving web site
  • Earn 2 miles per greenback spent on all different purchases
$395
Capital One Spark Miles for Enterprise Earn 50,000 bonus miles after spending $4,500 on purchases throughout the first three months from account opening.
  • Earn 5 miles per greenback spent on lodges, trip leases and rental automobiles booked by means of Capital One’s journey reserving web site
  • Earn 2 miles per greenback spent on all different purchases
$0 introductory annual price for first yr, then $95 a yr

The beauty of these Capital One miles-earning playing cards is that they provide earnings simplicity. With all of those playing cards, you will earn at the least 1.25 miles per greenback spent on all purchases. Moreover, all Capital One playing cards haven’t any international transaction charges, making them wonderful playing cards to be used overseas.

Are you able to switch Capital One miles to another person’s account?

You may solely switch Capital One miles to an airline or lodge loyalty program registered to the identify registered on the Capital One account. The identical applies to approved customers. There is no such thing as a price to switch your factors to loyalty companions.

Woman using a laptop
MINISERIES/GETTY IMAGES

Nonetheless, you’ll be able to switch Capital One miles from one Capital One account to a different at no cost. You’ll have to name Capital One to do that and can want the identify and card variety of the individual you wish to switch miles to.

It is a big bonus for Capital One miles, as transferring rewards to a different individual with different issuers just isn’t as clean, and a few issuers do not enable it.

Associated: Final information to factors pooling and sharing

Backside line

Earlier than you switch your Capital One miles, ensure you have a plan for utilizing them. Most Capital One mile transfers are on the spot, however some may take longer.

No matter what program you switch your Capital One miles to, there are many wonderful redemption choices.

Associated: Capital One vs. Chase: Which financial institution has higher bank cards?

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