Chase Final Rewards is among the finest transferable rewards currencies as a result of its invaluable resort and airline companions, together with United MileagePlus. Here is the way to switch Chase factors to United MileagePlus and different issues it is best to know earlier than transferring your Final Rewards factors to this convenient frequent flyer program.
How one can switch Chase Final Rewards factors to United MileagePlus
Chase Final Rewards factors can switch to many airline and resort loyalty applications. The worth you may get when utilizing every Chase switch companion relies on the award flights or nights you may guide with the factors you switch. However, as you may see on this information, United MileagePlus is definitely a Chase switch companion price contemplating.
Are you able to switch Chase factors to United miles?
Solely choose Chase playing cards earn transferable Final Rewards factors. These embrace:
The data for the Ink Enterprise Most popular has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.
You possibly can mix rewards from all of your Final Rewards playing cards — together with Final Rewards playing cards just like the Chase Freedom Flex® (see charges and charges) and the Chase Freedom Limitless® (see charges and charges) that earn cash-back rewards — right into a single account.
If the account you utilize to gather all of your rewards is your Sapphire Reserve, Sapphire Reserve Enterprise, Sapphire Most popular or Ink Enterprise Most popular account, you may have a stash of factors you possibly can switch to Chase switch companions.
Associated: How (and why) to mix your Chase Final Rewards factors right into a single account
Chase to United switch ratio
The Chase-to-United Airways switch ratio is 1:1. You will need to switch Chase factors in increments of 1,000 factors, which implies you possibly can convert 1,000 Chase factors into 1,000 United miles. You might sometimes discover a switch bonus that enhances this switch ratio, however such bonuses are uncommon.
Reward your inbox with the TPG Every day e-newsletter
Be part of over 700,000 readers for breaking information, in-depth guides and unique offers from TPG’s specialists
Primarily based on TPG’s December 2025 valuations, Chase factors are price 2.05 cents every whereas United miles are price 1.3 cents every. So, theoretically, you’ll lose worth whenever you switch Chase factors since transferable factors are inherently extra invaluable. As we’ll focus on later on this information, although, this doesn’t suggest you should not switch Chase factors to United, particularly you probably have some redemptions in thoughts the place you would possibly get greater than 2.05 cents per United mile in worth.
Associated: Supercharge your Chase Final Rewards steadiness with these high 5 playing cards
How lengthy does it take to switch Chase factors to United MileagePlus?
If you switch Chase factors to United, the miles will often seem in your MileagePlus account instantaneously.
It might sometimes take longer for Chase factors to switch to United. You will usually see the miles in your account by the following enterprise day, however it might take as much as seven enterprise days.
You’ll obtain an electronic mail from Chase that claims your factors switch is in progress when you verify your switch request. Then, you get one other electronic mail from Chase as soon as your factors switch is full. So, if the miles don’t seem in your United account instantaneously, keep watch over your electronic mail to know when the switch is full.
Associated: How a lot are Chase Final Rewards factors price?
How do you switch Chase factors to United MileagePlus?
To switch Chase factors to United MileagePlus, head to the Final Rewards web site, log in to your account and choose your Final Rewards-earning card (you probably have a number of Chase playing cards). You must land on a dashboard web page for the cardboard account you chose. Click on on the “Journey” drop-down choice on the high of your dashboard, then choose “Switch factors to companions.”
You will be directed to a web page displaying all Chase switch companions. Scroll down, then click on on the United Airways row. Doing so will take you to an data web page about transferring Chase factors to United MileagePlus.
To proceed, click on “Switch factors” to achieve a web page the place you possibly can enter or verify your United MileagePlus data.
Enter the quantity of Chase factors you’d prefer to switch to United on the following web page. You will need to switch no less than 1,000 factors and might solely switch in increments of 1,000 factors.
Click on “Subsequent” to achieve a abstract web page earlier than clicking “Submit” to verify your switch request.
Transfers are irreversible, so at all times make sure you’ve discovered award availability or are sure you wish to switch your factors earlier than clicking “Submit.”
Associated: My newcomers blueprint to seek out the flight awards you need
When do you have to switch Chase factors to United MileagePlus?
As you learn this information, you might ponder whether it is best to switch Chase factors to United. This query is complicated, so it is essential to think about your particular state of affairs.
Primarily based on our valuations, United MileagePlus is not essentially the most invaluable Chase switch companion. For instance, whereas our December 2025 valuations peg the worth of United miles at 1.3 cents every, we worth another Chase switch companions, together with World of Hyatt, British Airways Membership and Air Canada Aeroplan, greater at 1.7 cents every for Hyatt and 1.4 cents every for British Airways and Air Canada.
You might wish to reserve your Chase Final Rewards factors for transfers to those higher-value companions, particularly if you have not accrued an enormous stash of Chase factors. Nonetheless, it’s potential to get extra worth from United miles on some redemptions, corresponding to throughout United award gross sales or some long-haul business-class awards.
Try our information on redeeming United miles to get began. Then, learn our information about maximizing United MileagePlus redemptions for extra recommendations on getting essentially the most worth out of your United miles.
Lastly, in case you would in any other case redeem your factors for journey by means of the Chase Journey℠ portal, transferring factors to United might present extra worth. Contemplate the worth you’d obtain when redeeming United miles and evaluate it to your redemption fee by means of Chase Journey.
Associated: Flights, bank cards and extra: How one can earn miles with the United MileagePlus program
Backside line
Now you understand how to switch Chase factors to United.
It may be daunting the primary time you go to switch Chase factors. Nevertheless, as this text reveals, transferring Chase factors to loyalty applications like United MileagePlus is not exhausting. As soon as you discover an award flight you wish to guide by means of United MileagePlus, observe the steps above to switch the variety of factors you should guide your award flight.
Keep in mind, you will need to switch factors in increments of 1,000, so you might must switch barely extra factors than you should guide your flight.
%20122025%20Top%20Art%20SOURCE%20Chronicle%20Books_Tra%20Publishing.jpg?w=150&resize=150,150&ssl=1 "The Finest Cookbooks of 2025: Soju Celebration, Fats and Flour, Salsa Daddy, Italo Punk, and Extra")
