I am an unabashed fan of the Delta SkyMiles® Reserve American Categorical Card (a lot in order that I wrote a complete story touting my love for this card).
The Delta Amex Reserve has gotten me into many a Delta Sky Membership airport lounge, awarded me with an annual companion certificates so I can convey a good friend or member of the family alongside once I fly, helped me rating first-class and Consolation+ upgrades and a lot extra.
Proper now, there’s another reason to like the Delta Amex Reserve.
For a restricted time, new cardmembers can earn 100,000 bonus miles after spending $6,000 in eligible purchases of their first six months of card membership. TPG’s July 2025 valuations peg that bonus at $1,150.
One of many best methods to reap the benefits of the Delta Amex Reserve’s many perks is to make use of the month-to-month Resy assertion credit score. Cardholders can obtain a press release credit score of as much as $240 yearly (as much as $20 month-to-month) on U.S. purchases made with Resy. This profit has been surprisingly easy to earn — so easy, in truth, that I typically earn the assertion credit score with out even realizing it.
Here is how.
Associated: Do you may have a Delta Amex card? Listed here are 9 issues that you must do
Playing cards that earn Resy assertion credit
It is not typically {that a} card makes it this straightforward to make use of its perks, however that is precisely what occurred to me lately. Earlier than I clarify precisely how this occurred, let’s take a look at the listing of assertion credit for playing cards that earn a Resy credit score.
The complete lineup of Delta and Amex cobranded playing cards obtained annual price bumps and altered perks in 2024, as did the American Categorical® Gold Card. I’ll solely concentrate on the playing cards with the identical assertion credit as my Delta Reserve Amex.
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Here is a better have a look at the annual and month-to-month assertion credit:
- Delta Stays (Delta’s resort journey portal) for pay as you go accommodations and trip leases
- Resy for eligible purchases at Resy eating places within the U.S.*
- Choose U.S. ride-hailing companies like Uber, Lyft, Revel, Curb and Alto*
*Enrollment is required for choose advantages; phrases apply.
The quantity that you could obtain for these assertion credit varies by card. These are the playing cards which might be eligible to obtain all three of those assertion credit:
You probably have certainly one of these 5 playing cards, you should utilize the listed assertion credit to offset the annual price, if you know the way to make use of them. TPG has a must-read information that will help you maximize these credit, so I will not repeat that right here. As a substitute, let’s get again to my shock credit score.
Incomes the month-to-month Resy assertion credit score
With my Delta SkyMiles® Reserve American Categorical Card, I rise up to $240 yearly (as much as $20 month-to-month) in assertion credit once I dine at an eligible restaurant within the U.S. that participates within the Resy reservations system and pay with my Delta Reserve Amex. You might be questioning how a perk that includes eating at particular eating places was in a position to shock me, nevertheless it did.

That is as a result of you do not have to make a reservation by Resy to earn the credit score; you solely need to pay your invoice at a restaurant listed on Resy utilizing an eligible card. I obtained an electronic mail alerting me that I had earned a $20 Resy assertion credit score, although I had no recollection of eating at a taking part restaurant.
My husband was out of city then, so the one eating out I had been doing was visiting the McDonald’s drive-thru to get Blissful Meals for the youngsters. As a lot as my youngsters love a fast and low-cost meal from McDonald’s, I knew that could not have triggered the credit score. (McDonald’s has its personal superior rewards program, although.)

Fortunately, Amex makes figuring out which cost triggered the Resy credit score straightforward. I logged in to my account and located the restaurant’s identify was listed within the $20 credit score transaction. The shock meal was one my husband had eaten whereas he was in New York Metropolis. Thriller solved!

New York has an extended listing of Resy-affiliated eating places. Should you dine in New York or one other metropolitan space, you may additionally obtain a shock assertion credit score utilizing your eligible Amex card to pay to your meal.
We do not have as many taking part eating places in my hometown, so I’ve to plan extra fastidiously to make use of my month-to-month Resy credit score. My technique thus far includes reviewing the listing of eating places firstly of the month as a reminder to cease by one for dinner or drinks in some unspecified time in the future. Or, if I’ve a visit arising, I am going to have a look at eating places at my vacation spot and add one to the itinerary.
Discovering Resy-affiliated eating places is simple. You need to use the Resy web site or app to seek for close by eating places and both make a reservation or go to as a walk-in. Simply bear in mind to pay the invoice along with your eligible Amex card.
Associated: Why the Delta SkyMiles Reserve card is one of the best card I’ve added to my pockets previously yr
Different real-world examples

He even bought a bodily present card at an area Resy institution for a good friend’s birthday, triggering the $20 assertion credit score. We have seen different anecdotal proof {that a} present card buy will usually set off the assertion credit score, however your mileage might fluctuate based mostly on how the restaurant fees your card.
Backside line
Used each month, the Resy assertion credit score might be price as much as $240 per yr. Mixed with as much as $120 in annual ride-hailing assertion credit and the Delta Stays assertion credit score price as much as $200, that is $560 per yr in financial savings, which falls solely $90 wanting my Delta Reserve Amex’s $650 annual price. Enrollment required for choose advantages.
After I issue within the card’s different advantages, like an annual companion certificates, 15 Delta Sky Membership visits per yr and free checked baggage, I can simply squeeze $650 in worth from this card. In case you are contemplating including a Delta Amex to your pockets, you will get much more worth within the first yr if you earn the introductory welcome supply.
To study extra, learn our full evaluation of the Delta Reserve Amex.
Apply right here: Delta SkyMiles Reserve American Categorical Card
Associated: Is the Delta Reserve Amex well worth the annual price?
For charges and costs of the Delta Reserve Amex, click on right here.
For charges and costs of the Delta Platinum Amex, click on right here.
For charges and costs of the Delta Platinum Enterprise Amex, click on right here.
For charges and costs of the Delta Reserve Enterprise Amex, click on right here.