I ceaselessly keep at IHG properties as a result of I can get good worth when redeeming IHG factors. Though IHG One Rewards moved to dynamic award pricing in 2020, I’ve continued to get stable worth when redeeming IHG factors.
For instance, earlier this 12 months, I redeemed 87,000 factors for a four-night keep on the InterContinental Athenaeum Athens in Greece, which might have in any other case value $889. I obtained a redemption fee of 1.02 cents per level on this keep, a lot increased than the 0.5 cents per IHG level listed in TPG’s July 2025 valuations.
Two IHG bank cards have limited-time welcome presents for those who apply by July 23. Particularly, with the IHG One Rewards Traveler Credit score Card (see charges and costs), you may earn 120,000 bonus factors after spending $2,000 on purchases within the first three months from account opening. In the meantime, with the IHG One Rewards Premier Credit score Card (see charges and costs) you may earn 5 free nights (every evening valued at as much as 60,000 factors) after spending $5,000 within the first three months from account opening.
IHG bank cards are one of many some ways to earn IHG factors. However this is what you must learn about redeeming IHG factors.
Redeem IHG factors for lodge stays
You’ll be able to redeem IHG One Rewards factors for many IHG stays via IHG’s web site, app or buyer care. Nevertheless, it’s possible you’ll be unable to redeem IHG factors at some IHG Military Lodges and Six Senses properties. Reward nights embrace taxes and costs — besides at Iberostar Beachfront Resorts, the place you may must pay native and conditional taxes or charges — however do not embrace extra-person expenses, resort charges and repair expenses.
Since IHG makes use of dynamic award pricing, the variety of factors you may must redeem for a reward evening will fluctuate. IHG’s phrases and situations say reward evening pricing “might fluctuate in accordance with a number of elements, together with however not restricted to model, lodge, and day of week.” Though there are not any reward evening blackout dates, it’s possible you’ll not discover award availability for some stays as a result of “room stock is proscribed and topic to prior sale,” in accordance with IHG’s phrases and situations.
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To examine award evening availability and pricing, begin on IHG’s web site or app. Enter your vacation spot, check-in date, checkout date and variety of visitors. Choose “Reward Nights” from the drop-down menu below “Price Desire.”
The subsequent web page will present you the award evening outcomes on your search question. You’ll be able to filter these outcomes by facilities or manufacturers. You too can type by numerous metrics, together with distance, value and ranking.
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Click on on “Map” to see the place the properties are inside your vacation spot.
When you click on “Choose Lodge” for one of many properties, you may see the room choices you may guide with factors on your keep. Some properties might solely provide one room sort, whereas others might provide a wide range of room setups or views (a few of which can value extra factors per evening). Scroll via the choices and decide the very best room sort on your journey.
IHG often presents reward evening reductions to eligible Platinum Elite, Diamond Elite and IHG One Rewards bank card holders. You will normally get an electronic mail from IHG about these reward evening reductions, however you typically should guide rapidly to benefit from the discounted charges.
Lastly, be aware that IHG’s phrases and situations now enable a second visitor listed on a reward evening reservation to remain even when the member who booked the reward evening is not staying. So, you may redeem your IHG factors for a buddy’s or member of the family’s keep. Nevertheless, there are further necessities in case your keep is inside mainland China, Hong Kong, Macau or Taiwan.
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Fourth reward evening free
Maybe the easiest way to get higher worth when redeeming IHG factors is to get an IHG bank card with the fourth-reward-night-free perk. This perk lets cardholders of the IHG One Rewards Premier Credit score Card, IHG One Rewards Traveler Credit score Card and IHG One Rewards Premier Enterprise Credit score Card (see charges and costs) pay zero factors for each fourth evening when redeeming factors for stays of a minimum of 4 nights.
With out this profit, this four-night keep on the InterContinental Bali Resort would value a mean of 26,250 factors per evening (for a complete of 105,000 factors).
Since I’ve the IHG One Rewards Premier Credit score Card, which presents the fourth-reward-night-free perk to cardholders, I would solely must redeem a mean of 19,000 factors per evening (for a complete of 76,000 factors for this four-night keep).
Even for those who redeem IHG factors solely a couple of times a 12 months for stays of 4 nights or longer, this invaluable perk makes it value maintaining an IHG bank card in your pockets.
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Factors and money
You may need observed in some screenshots above which you could guide points-and-cash charges. Know, although, that you just’re successfully shopping for factors if you guide an IHG points-and-cash fee, so IHG will refund you solely in factors for those who cancel your reserving inside the free cancellation interval.
It is value working via the maths and checking the speed at which you should buy IHG factors outright earlier than you guide a points-and-cash fee. For instance, contemplate this one-night keep in New York Metropolis.
In case you redeemed 47,000 factors for this evening that may in any other case value $307.64, you’d get a redemption fee of 0.65 cents per level. Nevertheless, you would additionally guide any of the next points-and-cash charges for a similar evening:
| Factors-and-cash fee | Redemption fee for factors | Variety of factors you are successfully shopping for with the money portion | Buy fee for factors |
|---|---|---|---|
| 7,000 factors and $239 | 0.98 cents per level | 40,000 | 0.60 cents per level |
| 12,000 factors and $219 | 0.74 cents per level | 35,000 | 0.63 cents per level |
| 17,000 factors and $194 | 0.67 cents per level | 30,000 | 0.65 cents per level |
| 22,000 factors and $166 | 0.64 cents per level | 25,000 | 0.66 cents per level |
| 27,000 factors and $136 | 0.64 cents per level | 20,000 | 0.68 cents per level |
| 37,000 factors and $72 | 0.64 cents per level | 10,000 | 0.72 cents per level |
In order for you the very best redemption and buy charges for factors, the choice with 7,000 factors and $239 would possibly sound interesting. However do not forget that IHG normally lets members buy factors for as little as 0.5 cents every a number of instances a 12 months. Plus, for the reason that keep is handled as a reward keep if you guide a points-and-cash fee, you will not earn factors on the money portion of the keep.
Associated: Is the IHG One Rewards Premier card definitely worth the annual charge?
Switch IHG factors to airline companions
You too can switch your IHG factors to pick airline companions. You’ll be able to see all of the airline choices on IHG’s web site. Nevertheless, most applications have a switch ratio of 10,000 IHG factors to 2,000 airline miles. So, you are nearly sure to lose worth if you redeem your IHG factors for airline miles.
Due to this, it is best to solely contemplate transferring IHG factors to an airline if you must high up your account stability for a particular redemption. In any other case, you may nearly definitely get higher worth when redeeming IHG factors for lodge stays.
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Different methods to redeem IHG factors
You too can redeem IHG factors for different varieties of rewards and experiences. Doing so will normally provide you with a comparatively low redemption fee, and the precise choices fluctuate primarily based in your area and nation of residence. This is a have a look at the choices accessible to U.S. residents.
Digital rewards
You’ll be able to redeem IHG factors for e-books, digital magazines, video games, cell top-ups and software program via this system’s digital rewards portal. Digital magazines begin at round 300 factors, whereas e-books begin at round 1,050 factors.
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IHG One Rewards Entry
Via IHG One Rewards Entry, you may redeem IHG factors for choose experiences, together with sports activities and unique occasions. Generally, you may safe an expertise for a set variety of factors; different instances, you may must enter a bid in a web based public sale for the prospect to win.
IHG One Rewards catalog
Via the IHG One Rewards catalog, you may redeem IHG factors for merchandise, present playing cards, occasion tickets and donations, amongst different choices.
For instance, you may redeem between 1,000 and a pair of,500 IHG factors for a yearlong journal subscription. You too can redeem IHG factors for present playing cards to varied retailers. This is what number of factors you may must redeem for bodily present playing cards of various quantities:
- $50 present card: 25,000 factors (redemption fee of 0.2 cents per level)
- $25 present card: 13,000 factors (redemption fee of 0.19 cents per level)
- $15 present card: 8,000 factors (redemption fee of 0.19 cents per level)
- $10 present card: 5,500 factors (redemption fee of 0.18 cents per level)
- $5 present card: 3,000 factors (redemption fee of 0.17 cents per level)
You too can redeem IHG factors for merchandise. You’ll be able to request particular objects via the rewards concierge for those who do not see what you need within the catalog.
Lastly, you may donate your factors to charity, with choices beginning at simply 1,000 factors.
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Backside line
There are various methods to redeem IHG factors. Nevertheless, I nearly at all times suggest redeeming them for lodge stays, as this offers you probably the most worth on your factors.
If you wish to earn extra IHG factors, the IHG One Rewards Traveler Credit score Card has a welcome provide of 120,000 bonus factors after you spend $2,000 on purchases within the first three months from account opening for those who apply by July 23. In the meantime, the IHG One Rewards Premier Credit score Card has a welcome provide of 5 free nights (every evening valued at as much as 60,000 factors) after you spend $5,000 within the first three months from account opening for those who apply by July 23. And the IHG One Rewards Premier Enterprise Credit score Card has a welcome provide of 140,000 bonus factors after you spend $4,000 within the first three months from account opening.
