Chase Final Rewards factors are a favourite forex among the many TPG employees, partly as a result of you may switch them to a wide range of airline and lodge companions. I typically switch my factors to Southwest Speedy Rewards, the place I can redeem them for award tickets to locations in North America, Central America and the Caribbean — and generally stretch my factors even additional with the dear Companion Go.
On this article, we’ll cowl the way to switch your Chase factors to Southwest Airways and when you must (or should not) do it.
Associated: How TPG’s factors and miles consultants maximize Chase Final Rewards factors
Are you able to switch Chase factors to Southwest?
Sure, Chase Final Rewards is one among two transferable currencies that provide Southwest Speedy Rewards as a switch associate. (The opposite one is Bilt Rewards).
The extra Final Rewards factors you accrue, the earlier you may redeem your subsequent free journey with Southwest or any of Chase’s different companions. Listed below are a few of TPG’s favourite playing cards that can make it easier to earn Final Rewards factors by way of welcome bonuses and on a regular basis spending:
Nonetheless, you are not restricted to only these Chase playing cards. I personally love the Chase Freedom Flex® (see charges and costs) and the Chase Freedom Limitless® (see charges and costs). They do not earn Final Rewards factors by themselves, however when you additionally maintain one of many playing cards listed above, you may flip that money again into full-fledged Final Rewards factors and switch them to any of Chase’s companions.
The data for the Ink Enterprise Most well-liked has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.
Associated: No-annual-fee bank cards that earn transferable rewards
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Chase-to-Southwest switch ratio
As with all of Chase’s present switch companions, Final Rewards factors switch to Southwest at a ratio of 1:1. Nonetheless, you might be able to get a good higher ratio when you can reap the benefits of a switch bonus. Chase switch bonuses are sporadic, however when you discover one which aligns together with your journey plans, it can save you 1000’s of factors.
Associated: Finest Southwest Airways bank cards
How do you switch Chase factors to Southwest?
One of many nice issues about transferable factors is which you could redeem them for award flights with airways you’ve got by no means flown or accrued factors or miles with earlier than. But when that is the case, you may must arrange a Southwest Speedy Rewards account earlier than you may switch your Chase factors to Southwest.
Head to Southwest’s web site to create an account free of charge. Then, go to your Chase portal and go into your Final Rewards account. Click on “Journey” on the highest toolbar, and select “Switch factors to companions.”
On the subsequent display, you may see an inventory of Chase’s journey companions, with any out there switch bonuses famous on the prime. Scroll down, and click on on the Southwest possibility.
It will take you to a web page with some guidelines about transferring your factors to Southwest. As an illustration, factors transferred by way of the Chase portal are usually not eligible for incomes Southwest standing. You may additionally must pay taxes and costs on Speedy Rewards factors redemptions.
After reviewing the advantageous print, click on the blue “Switch Factors” button on the backside proper.
On the next web page, you may must enter your Southwest Speedy Rewards quantity. Chase additionally lets you switch factors to at least one approved person in your Chase account, so you possibly can enter their Speedy Rewards quantity as an alternative. When you full this step, click on “Subsequent.”
Then, enter the variety of factors you need to switch. This should be a a number of of 1,000, so you could must switch a number of extra factors than required on your redemption.
The subsequent web page gives you an opportunity to assessment your data earlier than processing the switch. Keep in mind that transfers are irreversible, so make sure you might have entered the proper variety of factors you need to switch earlier than you hit “Submit.” An harmless typo might trigger you to switch 100,000 hard-earned factors once you meant to switch solely 10,000. It is also a good suggestion to double-check the spelling of your identify and your Speedy Rewards quantity.
CHASE
In the event you’re prepared to finish the switch, click on “Submit” and wait on your factors to hit your Speedy Rewards account.
In keeping with Chase’s web site, “Most level transfers course of by the subsequent enterprise day, however might take as much as seven enterprise days.” Nonetheless, TPG’s exams have proven that almost all transfers to Southwest occur immediately. Which means you possibly can be reserving your award flight mere minutes after transferring your Chase factors.
Associated: It simply obtained simpler to make use of your Chase factors to ebook Southwest Airways flights
When do you have to switch Chase factors to Southwest?
In keeping with TPG’s November 2025 valuations, Chase factors are price 2.05 cents every, whereas Speedy Rewards factors are solely price 1.4 cents every. That is as a result of the pliability of transferable factors makes them inherently extra worthwhile.
Southwest traditionally priced award flights primarily based on money charges, so that you’d usually get a worth proper round 1.4 cents per level when redeeming Speedy Rewards factors for flights. Nonetheless, for the reason that airline switched to variable redemption charges, now you can get far kind of worth out of your factors. This may occasionally result in extra candy spots within the Speedy Rewards program, just like different Chase switch companions like United Airways, Air France and Hyatt.
Earlier than you switch your factors to Southwest, be sure this airline makes essentially the most sense. Check out Chase’s different airline companions and examine award charges and flight particulars, in addition to add-ons you could must buy, like checked luggage and seat choice.
Lastly, examine costs with the Chase Journey℠ portal earlier than transferring factors to Southwest.
Take this one-way flight from Denver Worldwide Airport (DEN) to Orlando Worldwide Airport (MCO). You could possibly ebook a Wanna Get Away Plus ticket by way of Southwest by transferring 23,000 Chase factors to your Speedy Rewards account and paying $5.60 in taxes and costs.
However the identical fare booked by way of Chase Journey prices solely 20,838 factors. On this case, reserving by way of the Chase Journey portal would prevent a number of factors.
Nonetheless, if you have already got an honest steadiness of Speedy Rewards factors and simply must prime off your account to ebook the award ticket, transferring from Chase to Southwest might make extra sense. The identical goes in case you have a worthwhile Southwest Companion Go.
As an illustration, a few years in the past, I transferred Chase Final Rewards factors to Southwest to buy a round-trip ticket to Turks and Caicos. My ticket price 46,000 factors — not a very whole lot — however due to the Companion Go I had on the time, I obtained my associate’s ticket for simply the price of taxes and costs. I spent 46,000 Chase factors on two seats that will have price almost $1,400 whole, giving me a worth of round 3 cents per level. I could not have gotten that form of deal if I might booked by way of Chase Journey.
Backside line
In the event you’ve by no means transferred factors from Chase, it may be a little bit nerve-wracking to look at the factors vanish out of your account and look forward to them to seem in your account with an airline or lodge associate. Fortunately, the method is often easy and virtually instantaneous. Simply make sure to verify award availability and examine which you could’t get a greater deal by redeeming factors by way of Chase Journey.
Then, comply with the steps above to switch your factors and ebook your subsequent (virtually free) getaway.
