0% introductory APR for 21 months on Stability Transfers: One of many longest introductory durations we have come throughout, you will get 0% intro APR for a full 21 months on Stability Transfers, which implies you’ll have virtually two years to repay your stability.
0% introductory APR for 12 months on Purchases: You will additionally get 0% intro APR for the primary 12 months on Purchases. It is a useful perk should you plan on shopping for something with the cardboard.
Select your cost due date: Slightly flexibility can go a good distance in terms of managing your funds. The cardboard helps you to select from any accessible cost date, whether or not it is at first, center, or finish of the month. That method, you may arrange computerized funds which might be aligned along with your paycheck.
No late charges: One of the crucial distinctive perks is that there aren’t any late charges, ever. When you ought to at all times pay your invoice on time, as a result of late funds can nonetheless have an effect on your credit score, it is good to know that you just will not be charged should you do slip up and miss a cost.
No penalty APR: If you happen to miss some funds, most bank cards will improve your rate of interest to their penalty APR. The Citi Simplicity® Card by no means prices a penalty fee, so your APR is not susceptible to rising on account of late funds.
No annual charge: This card comes with no annual charge, which is a vital characteristic in case your aim is to repay debt.
