Southwest Speedy Rewards Premier Enterprise Credit score Card overview
The Southwest® Speedy Rewards® Premier Enterprise Credit score Card (see charges and costs) is the airline’s entry-level enterprise bank card. It presents strong earnings charges and a number of perks when flying Southwest. With an annual payment of $149, the Premier card is a good choose for thrifty Southwest enterprise loyalists. Card score*: ⭐⭐⭐½
*Card score relies on the opinion of TPG’s editors and isn’t influenced by the cardboard issuer.
Airline-specific bank cards aren’t typically the primary picks for journey bank cards since they have an inclination to characteristic restricted advantages that solely apply to a selected airline.
Nevertheless, the Southwest Speedy Rewards Premier Enterprise Credit score Card could be a good selection for small-business house owners who often fly Southwest.
The cardboard was just lately refreshed, that includes new day-of-travel advantages and modified earnings. Nevertheless, these adjustments elevated the annual payment by 50% to $149.
Southwest is at the moment in the course of sweeping adjustments, together with implementing bag charges, updating its boarding course of and including assigned seating, making now a good time to carry a Southwest bank card.
Authorised candidates usually have credit score scores above 670, nevertheless it’s not remarkable to be accredited with a decrease rating.
This is what that you must know if you happen to’re contemplating the Southwest Premier Enterprise card on your firm.
Southwest Premier Enterprise professionals and cons
| Professionals | Cons |
|---|---|
|
|
Southwest Premier Enterprise welcome provide
Proper now, new cardholders can earn 60,000 factors after spending $3,000 on purchases within the first three months from account opening.
Day by day Publication
Reward your inbox with the TPG Day by day e-newsletter
Be part of over 700,000 readers for breaking information, in-depth guides and unique offers from TPG’s specialists
In accordance with TPG’s July 2025 valuations, this provide is price $840. That is the usual welcome provide we usually see on this card, so it could be price ready for an elevated provide.
Along with the factors worth, do not forget that welcome bonuses from Southwest playing cards depend towards Companion Move qualification.
As soon as earned, the Companion Move is legitimate for the rest of the yr and the next yr, so incomes it as early into the calendar yr as potential will aid you obtain the utmost good thing about the go.
Nevertheless, earlier than you go submit an utility, make sure to examine your eligibility. This card, identical to most Chase cobranded playing cards, is topic to the Chase 5/24 rule.
Plus, there are restrictions on how typically you may earn a Southwest welcome bonus. For instance, if you happen to’ve earned a welcome bonus on this card up to now 24 months, you is probably not eligible.
Southwest Premier Enterprise advantages
The Southwest Premier Enterprise has a $149 annual payment and presents a justifiable share of perks that may make it a worthwhile card for infrequent Southwest flyers. These embody:
- Two Early Chook Examine-Ins: Cardholders obtain two Early Chook Examine-Ins every year. (For flights working in 2025, ends Dec. 31)
- 6,000 anniversary bonus factors: In your account anniversary, Southwest will mechanically award you 6,000 anniversary bonus factors (price as much as $84, in keeping with TPG’s July 2025 valuations). This alone successfully covers greater than half of the cardboard’s annual payment.
- Free first checked bag: Obtain a free first checked bag for you and as much as eight passengers touring on the identical reservation. (A regular first checked bag prices $35, which might save a household of 4 $280 on a round-trip itinerary.)
- Precedence boarding: Obtain group 5 precedence boarding for you and as much as eight passengers touring on the identical reservation (for flights working in 2026 and past). When you have A-list standing, you may board with an earlier group.
- Most well-liked seat choice: When obtainable, you and as much as eight passengers touring on the identical reservation can choose most well-liked seating inside 48 hours of departure (for flights working in 2026 and past). It is a priceless perk contemplating Southwest will start charging for seat choice on flights working subsequent yr.
- Flight low cost code: Cardholders obtain one promotional 15% flight low cost code every anniversary yr (excluding Fundamental fares)
- Standing Enhance: You’ll earn 2,000 Tier Qualifying Factors for each $5,000 spent on the Premier card in a yr (with no cap on the variety of TQPs you may earn). This may also help you earn A-Record or A-Record Most well-liked standing quicker.
- 10,000 Companion Move qualifying factors increase yearly: Cardholders obtain 10,000 factors towards a Companion Move every year. This, mixed with the factors earned from the welcome provide, will put you properly over midway towards incomes a companion go.
- Free worker playing cards: There are not any charges for extra worker playing cards, and the unique cardholder will earn factors on worker spending. Enterprise house owners can contact cardmember providers to place a spending restrict on worker playing cards.
- $500 payment credit score for level transfers: Southwest will cowl as much as $500 in charges related to level transfers every year, though this profit will finish Dec. 31. Transferring Speedy Rewards factors to a different member usually prices $10 per 1,000 factors transferred, so you may switch as much as 50,000 factors yearly with out paying extra charges after Southwest’s reimbursement.
- No international transaction payment: This card is a viable choice to make use of for enterprise journey overseas.
Within the midst of all of the adjustments at Southwest, these perks afforded by the Southwest Premier Enterprise card may also help you avoid wasting cash each time you fly.
Incomes factors on the Southwest Premier Enterprise
The Southwest Premier Enterprise earns:
- 3 factors per greenback spent on Southwest Airways purchases (4.2% return primarily based on TPG’s July 2025 valuations)
- New: 2 factors per greenback spent at gasoline stations and eating places on the primary $8,000 in mixed purchases per yr. (2.8% return)
- 2 factors per greenback spent on Speedy Rewards resort and automotive rental companions (2.8% return; ends Dec. 31)
- 2 factors per greenback spent on native transit and commuting, together with ride-hailing (2.8% return; ends Dec. 31)
- 1 level per greenback for all different eligible purchases (1.4% return)
It is necessary to notice that present cardholders could have entry to each the brand new and expiring bonus classes.
The addition of the gasoline stations and eating places bonus class is welcomed, however having two different bonus classes eliminated on the finish of the yr, together with the native transit and commuting class, stings.
Except that you must earn Southwest factors, you are higher suited placing your on a regular basis enterprise spending on a card just like the Ink Enterprise Most well-liked® Credit score Card (see charges and costs) or the American Specific® Enterprise Gold Card.
Associated: How to decide on the most effective bank card for your enterprise bills
Redeeming factors on the Southwest Premier Enterprise
Redeeming Southwest factors is so simple as reserving Southwest flights on-line. Select “Factors” as a substitute of “{Dollars}” when deciding on the flight you wish to e-book on the service’s web site. You will then see the award pricing on your itinerary.
Like all airways’ award tickets, flights booked with Southwest factors will nonetheless require cost for extra taxes and costs, which begin at $5.60 per manner. Nevertheless, tickets booked with factors are totally refundable, and there’s no penalty for cancellations (so long as you do it no less than 10 minutes earlier than your scheduled departure time).
TPG e-newsletter and partnerships editor Emily Thompson is a frequent Southwest flyer with a number of Southwest bank cards. She typically tops up the factors earned from her Southwest Premier Enterprise by transferring extra factors from her Chase Sapphire Most well-liked® Card (see charges and costs) for flights.
Southwest additionally presents worldwide flights, inns and automotive leases on its journey portal, however the charges are subpar in comparison with utilizing your factors on Southwest-operated flights.
Associated: Tips on how to redeem Southwest Speedy Rewards factors
Which playing cards compete with the Southwest Premier Enterprise?
If you would like extra advantages or extra versatile rewards, one among these playing cards will probably be a greater match:
For added choices, please see our picks for the most effective enterprise and airline bank cards.
Associated: Is the Southwest Premier Enterprise well worth the annual payment?
Backside line
The Southwest Speedy Rewards Premier Enterprise Credit score Card is an effective choice for a loyal Southwest flyer, particularly since you may work towards a Companion Move after incomes the present welcome bonus.
Nevertheless, its incomes construction and ongoing advantages aren’t exceptional, so many enterprise house owners will discover a higher slot in a distinct card.
Apply right here: Southwest Speedy Rewards Premier Enterprise Credit score Card
