Texas lethal flash flooding; New tariff charges : NPR

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At the very least 82 individuals have died in central Texas after a flash flood final week. Searchers are persevering with to search for victims. In Kerr County alone, 68 deaths have been reported, together with 28 kids, in response to the county’s sheriff. Most of the deaths come from these staying in youth camps on the banks of the Guadalupe River. Because the storm, native officers have been hit with difficult questions on why the youngsters within the camps and others dwelling alongside the river weren’t warned to evacuate. Here is a timeline of the catastrophic occasions.

KERRVILLE, TEXAS – JULY 04: Bushes emerge from flood waters alongside the Guadalupe River on July 4, 2025 in Kerrville, Texas. Heavy rainfall brought about flooding alongside the Guadalupe River in central Texas with a number of fatalities reported. (Picture by Eric Vryn/Getty Photos)

Eric Vryn/Getty Photos


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Eric Vryn/Getty Photos

  • 🎧 NPR’s Greg Allen tells Up First he hung out alongside the Guadalupe River yesterday, the place he noticed horrific scenes, together with vehicles piled up in timber and lumps of rubble. Wendy Barker, who lives in Hunt, a group devastated by the flooding, says she wonders why she and others in the neighborhood by no means acquired any alerts. Barker says she awoke all through the night time, heard the rain, however by no means acquired any warnings on her telephone about any flash flooding. The Nationwide Climate Service started warning of potential flooding on Wednesday, upgraded it on Thursday, and declared a lethal flash flood emergency after practically a foot of rain fell. Native officers say the present focus is on restoration efforts and questions might be answered later.
  • ➡️ Texas is working to choose up the items after the devastation. Here is a have a look at photographs of how communities have been impacted and a time-lapse video displaying Texas’ Llano River flooding in simply minutes.

President Trump and Israeli Prime Minister Benjamin Netanyahu are anticipated to satisfy immediately, after they may talk about a ceasefire deal in Gaza. It is going to be Netanyahu’s first go to to the White Home since each leaders joined forces in attacking Iran’s nuclear websites two weeks in the past. Israel and Hamas began ceasefire talks in Qatar yesterday.

  • 🎧 Mediators within the area have knowledgeable NPR’s Daniel Estrin that the Israeli and Hamas delegations are on completely different flooring of the identical lodge. The mediators are shuttling between flooring. Estrin says he noticed {that a} current draft deal beneath negotiation begins with a 60-day ceasefire. Hamas would launch 10 of the 20 dwelling hostages it nonetheless has, and Israel would launch Palestinian prisoners. On day one of many deal, phrases could be mentioned for a remaining finish to the battle. Netanyahu’s newest stance is that Hamas will not exist in Gaza, and U.S.-Israel talks this week will seemingly deal with what that will entail.

The White Home says Trump’s sweeping tariff charges might be imposed on Aug. 1. The charges have been supposed to enter impact this week. In April, the president imposed a ten% tariff on principally each merchandise imported into the U.S. The inventory market plunged after the announcement. Trump then applied a 90-day pause, with the concept that international locations would make commerce offers with the U.S.

  • 🎧 Trump says international locations will obtain letters immediately outlining their tariff fee, NPR’s Deepa Shivaram says. The administration believes this might spark extra offers quickly, as only some have been made through the pause. The pause since April has supplied some stability in monetary markets. However not too long ago, Trump acknowledged that the brand new tariff charges on international locations that fail to barter offers could possibly be even increased than these initially introduced.

Deep dive

Buy now, pay later loans that let shoppers split payments into installments have become increasingly popular. Soon, that data will be incorporated into people's FICO credit scores.

Purchase now, pay later loans that allow customers break up funds into installments have grow to be more and more standard. Quickly, that information might be included into individuals’s FICO credit score scores.

Justin Sullivan/Getty Photos


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Justin Sullivan/Getty Photos

The credit score scoring firm FICO introduced it’s going to start monitoring debt from buy-now, pay-later loans. These loans from providers like Affirm and Klarna permit customers, often on-line, to interrupt up a purchase order into installments. This type of fee has grow to be more and more standard, particularly amongst younger and low-to-middle-income customers. Here is what this might imply to your credit score rating:

  • ➡️ Beginning this fall, two of FICO’s 15 scoring merchandise will embrace details about purchase now, pay later loans.
  • ➡️ The influence on people’ credit score scores depends upon well timed funds: Paying on time can enhance your credit score, whereas missed funds might hurt it.
  • ➡️ FICO performed a yearlong research utilizing Affirm information, which revealed that incorporating these scores had a minimal influence — inside 10 factors up or down — for over 85% of the customers of their research.

Residing higher

A continuous glucose monitor helps people track their blood sugar spikes and dips.

A steady glucose monitor helps individuals monitor their blood sugar spikes and dips.

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filadendron/E+/Getty Photos

Residing Higher is a particular collection about what it takes to remain wholesome in America.

Steady glucose displays, that are inserted into the pores and skin and estimate your blood sugar each jiffy, can tremendously assist individuals with diabetes handle the illness. In 2024, the FDA authorized the primary steady glucose displays for individuals with out diabetes. Research of 1000’s of individuals with out diabetes sporting the displays whereas they ate discovered that a big portion of persons are dippers. This implies their blood sugar rises rapidly after consuming, and generally plummets under their baseline hours later. These dips can set off overeating, make it more durable to drop a few pounds, and make individuals really feel extra fatigued. For those who’re involved about fluctuations in your blood sugar and wish to stabilize it, listed below are some ideas:

  • 🩸 Do not eat meals and snacks that consist principally of carbohydrates. As an alternative, add extra fiber and protein to your food plan, which might help decelerate your digestion, stopping excessive spikes and dips in blood sugar.
  • 🩸 You need your intestine to slowly drip carbs into your blood. To do that, sprinkle your carbs all through the day as a substitute of multi functional meal.
  • 🩸 The order through which you eat your meals issues. Eat the protein, fiber and fats first and the carbs final.

3 issues to know earlier than you go

This photo provided on July 2, 2025, by the North Korean government shows a beach resort in the Wonsan-Kalma eastern coastal tourist zone on July 1, 2025.

This photograph supplied on July 2, 2025, by the North Korean authorities exhibits a seashore resort within the Wonsan-Kalma jap coastal vacationer zone on July 1, 2025.

Korean Central Information Company/Korea Information Service by way of AP


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Korean Central Information Company/Korea Information Service by way of AP

  1. North Korea has opened a splashy resort on its jap seacoast referred to as Wonsan Kalma Coastal Vacationer Space, that includes some 400 buildings.
  2. A jury in Australia discovered Erin Patterson responsible of the homicide and tried homicide of her estranged husband’s aged kin. She hosted 4 visitors, three of whom died after consuming her home-cooked meal containing toxic loss of life cap mushrooms.
  3. Only a few days after her sister died earlier this 12 months, Maureen Futtner was on the subway when a stranger requested how she was doing. In that second, Futtner felt she wanted to be sincere. In response, the unsung hero supplied perception into how she dealt with her personal grief, which helped Futtner proceed her personal therapeutic journey.

This text was edited by Suzanne Nuyen.

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