Whether or not you are purchasing for items or restocking your necessities, Amazon is the go-to service provider for a lot of internet buyers. And when you have got a Prime membership, nearly something you order will be at your door in two days.
In case you’re anticipating to make some important Amazon purchases within the coming months and wish to earn extra rewards on your spending, contemplate including a bank card that earns extra rewards on these bills.
If you’re deciding on a card for Amazon spending, you will wish to contemplate incomes charges, rewards currencies and which advantages you possibly can leverage.
With all of this in thoughts, listed here are the most effective bank cards for buying at Amazon.
The perfect bank cards for Amazon purchases
The knowledge for the Uncover it Money Again card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.
Prime Visa
In lots of instances, the Prime Visa is the most suitable choice for Amazon purchases.
Welcome supply: New cardholders can obtain a $250 Amazon present card immediately upon approval. Notice, you have to pay for a Prime membership ($139 per 12 months) to qualify.
Incomes charges:
- 5% again on Amazon.com, Amazon Recent, Entire Meals Market and journey booked via Chase Journey℠
- 2% again on gasoline stations, native transit and commuting (together with ride-hailing providers) and eating places
- 1% again on all different purchases
Reward your inbox with the TPG Day by day publication
Be a part of over 700,000 readers for breaking information, in-depth guides and unique offers from TPG’s consultants
Why we prefer it: The Prime Visa is, appropriately, oriented completely towards Amazon spending because it earns money again at such a excessive charge on Amazon purchases, with the chance to earn upward of 10% again on a rotating collection of sure objects and classes.
The rewards you earn on the Prime Visa will be redeemed as money again, present playing cards or journey via Chase Journey.
To be taught extra, learn our full assessment of the Prime Visa.
Apply right here: Prime Visa
Capital One Enterprise X
Think about the Capital One Enterprise X to earn transferable miles in your Amazon purchases. This card earns 2 miles per greenback spent on on a regular basis purchases — together with Amazon.
Welcome supply: Earn 100,000 miles after spending $10,000 on purchases within the first six months from account opening.
Incomes charges:
- 10 miles per greenback spent on resorts and rental vehicles booked via Capital One Journey
- 5 miles per greenback spent on flights and trip leases booked via Capital One Journey
- 2 miles per greenback spent on all different purchases
Why we prefer it: The Enterprise X is a stable all-around journey rewards card.
When you could not wish to select this card solely for Amazon purchases, in case you’re within the different advantages it provides, it is an incredible selection for its $395 annual price.
Plus, Capital One miles are valued at 1.85 cents apiece per TPG’s November 2025 valuations. This implies you will obtain a decent 3.7% return on your Amazon buying.
To be taught extra, learn our full assessment of the Capital One Enterprise X.
Be taught extra: Capital One Enterprise X
Capital One Enterprise Rewards
Like its premium sibling, the Capital One Enterprise Rewards additionally earns 2 miles per greenback spent in your Amazon purchases, for a decrease $95 annual price.
Welcome supply: Earn 75,000 miles after spending $4,000 on purchases within the first three months from account opening.
Incomes charges:
- 5 miles per greenback spent on automotive leases, resorts and trip leases booked via Capital One Journey
- 2 miles per greenback spent on all different purchases
Why we prefer it: If incomes transferable rewards is extra your pace, the Enterprise Rewards is a good selection to gather Capital One miles.
Plus, with a decrease annual price than the Enterprise X, this might be an incredible selection in case you’re taken with retaining prices low, however nonetheless wish to add some miles on your spending.
To be taught extra, learn our full assessment of the Capital One Enterprise Rewards.
Be taught extra: Capital One Enterprise Rewards
Chase Freedom Limitless
In case you’re not a Prime subscriber and nonetheless desire a stable return in your spending, your greatest wager could also be to go along with the no-annual-fee Chase Freedom Limitless.
Welcome supply: Earn $200 money again after spending $500 within the first three months from account opening.
Incomes charges:
- 5% again on journey booked via Chase Journey
- 3% again on eating (together with takeout and eligible supply providers) and three% again at drugstores
- 1.5% again on all purchases (together with Amazon)
Why we prefer it: The Freedom Limitless provides 1.5% again in your Amazon purchases. This is probably not pretty much as good because the Prime Visa, however it’s greater than the usual 1% again you will obtain with many different playing cards.
Nevertheless, you possibly can probably stretch your money again farther once you pair your Freedom Limitless with a Chase Sapphire Reserve® (see charges and costs), Chase Sapphire Most well-liked® Card (see charges and costs) or Ink Enterprise Most well-liked® Credit score Card.
The knowledge for the Ink Enterprise Most well-liked has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.
In case you do, you possibly can convert your Freedom Limitless rewards into full-fledged transferable Final Rewards factors, that are 2.05 cents every based mostly on TPG’s November 2025 valuations. This might lead to a 3.1% return in your Amazon spending with this card.
To be taught extra, learn our full assessment of the Freedom Limitless.
Apply right here: Chase Freedom Limitless
Uncover it Money Again
The Prime Visa is not the one card providing 5% again on Amazon purchases this quarter. The no-annual-fee Uncover it Money Again provides 5% again on rotating classes (as much as $1,500 every quarter you activate, then 1% money again after that), and Amazon is a featured class via the top of 2025.
Welcome supply: Whereas this card would not supply a conventional welcome supply, Uncover will match all of the money again earned throughout the first 12 consecutive billing durations that the brand new account is open. This successfully doubles your earnings on this card within the first 12 months.
Incomes charges:
- 5% again on purchases with rotating quarterly retailers every quarter you enroll (comparable to eating, grocery shops and purchases on Amazon, for instance) on as much as $1,500 every quarter
- 1% again on all different purchases
Why we prefer it: With the Uncover it Money Again, you possibly can earn 5% on Amazon purchases this quarter. Plus, this card would not require you to be a Prime member — in contrast to the Prime Visa.
Nevertheless, whereas this card is at present nice for Amazon purchases, it is not the most effective card to make use of year-round. When Amazon just isn’t part of the quarterly cash-back bonus class, your purchases will solely obtain 1% again.
To be taught extra, learn our full assessment of the Uncover it Money Again.
Why you need to get a bank card for Amazon purchases
There are a number of playing cards that rack up rewards when you store on Amazon. In case you’re regularly scanning the web site or end up getting packages delivered usually, it is sensible so as to add one in every of these playing cards to your pockets.
Bear in mind, you are not restricted to the Prime Visa if you wish to maximize your Amazon buying. Many playing cards that earn factors and miles, such because the Enterprise X and Enterprise Rewards, additionally web you bonus rewards with Amazon.
In case you regularly make purchases with Amazon, we advocate getting a card that’ll web you rewards on this particular class.
Associated: 26 of our favourite items for journey tech, baggage, gear and extra
Backside line
There are a number of playing cards that earn bonus rewards on Amazon purchases. Whether or not you are a cash-back fanatic or a factors and miles maximizer, you have got many good choices to select from.
Simply do not forget that each issuer has its personal software restrictions to think about. That is very true in case you’re intrigued by the Amazon-specific Prime Visa, since it is a Chase card topic to five/24 restrictions.
However, with a number of playing cards providing stable welcome bonuses, now might be a good time to use.
Associated: The perfect retailer bank cards
