Earlier than reserving your subsequent Alaska Airways flight, you would possibly marvel which bank card to make use of. Is the one which reads “Atmos Rewards” on the entrance the best choice, or do you have to pay with a distinct card?
Atmos Rewards is the brand new joint loyalty program from Alaska and Hawaiian Airways and it gives three bank cards from Financial institution of America that would make sense.
Let’s evaluate these bank cards to see what the best choice is for reserving Alaska flights.
Evaluating bank cards for Alaska Airways flights
This is a take a look at some widespread bank card choices for Alaska flights, together with what you’d earn from these cost strategies and any advantages they provide in the course of the flight:
Card title | Incomes charge on Alaska and Hawaiian Airways flights | Worth of the rewards earned* | Alaska and Hawaiian-related advantages from the cardboard | Annual charge |
---|---|---|---|---|
Atmos™ Rewards Ascent Visa Signature® Credit score Card | 3 factors per greenback spent | 4.5 cents |
|
$95 |
Atmos™ Rewards Visa Signature® Enterprise Card | 3 factors per greenback | 4.5 cents |
|
$70 for the corporate and $25 for every card issued |
Atmos™ Rewards Summit Visa Infinite® Credit score Card | 3 factors per greenback | 4.5 cents |
|
$395 |
Hawaiian Airways® World Elite Mastercard® | 3 factors per greenback
(Presently, miles go to your HawaiianMiles account, however after Sept. 30, factors will go into your Atmos Rewards account.) |
4.5 cents |
|
$99 |
Hawaiian Airways® World Elite Enterprise Mastercard® | 3 factors per greenback
(Presently, miles go to your HawaiianMiles account, however after Sept. 30, factors will go into your Atmos Rewards account.) |
4.5 cents | One-time 50% off companion low cost | $99 |
The Platinum Card® from American Specific | 5 factors per greenback (on as much as $500,000 on these purchases per calendar 12 months, then 1 level per greenback) | 10 cents | None, however you possibly can select Alaska Airways as your most well-liked airline to cowl as much as $200 per 12 months in airline incidental credit for issues like checked baggage or most well-liked seat charges (enrollment required) | $695 (see charges and charges) |
Chase Sapphire Reserve® (see charges and charges)
|
4 factors per greenback (or 8 factors per greenback if booked by Chase Journey℠) | 8.2 cents (or 16.4 cents) | None, however you possibly can offset a few of your purchases with the $300 in annual journey credit supplied on the cardboard | $795 |
Citi Strata Premier® Card (see charges and charges) | 3 factors per greenback | 5.7 cents | None | $95 |
American Specific® Inexperienced Card | 3 factors per greenback | 6 cents | None | $150 |
Capital One Enterprise X Rewards Credit score Card | 2 miles per greenback (or 5 miles per greenback if booked within the Capital One Journey portal) | 3.7 cents (or 9.3 cents) | None, however you possibly can offset a few of your purchases with the $300 annual journey credit score out there when reserving by Capital One Journey | $395 |
*Bonus worth is an estimated worth calculated by TPG’s September 2025 valuations and never the cardboard issuer.
**Should pay with the cardboard to obtain advantages
The knowledge for the Hawaiian Airways World Elite, Hawaiian Airways World Elite Enterprise and American Specific Inexperienced Card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.
Atmos Rewards Ascent vs. Enterprise: Which $95 Alaska-Hawaiian card do you have to get?
Which card do you have to use for Alaska Airways flights?
Atmos Rewards’ personal cobranded bank cards supply essentially the most incentives when reserving Alaska-operated flights. Through the use of considered one of these three playing cards, you will obtain a free checked bag, most well-liked boarding and an inflight low cost.
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When utilizing the non-public Hawaiian Airways card, you will obtain two free checked baggage on Alaska flights.

Then again, when you by no means test a bag with Alaska and do not care about precedence boarding, a common journey rewards card will often earn you extra rewards.
This additionally holds true for anybody with elite standing on Alaska, American Airways or actually any Oneworld provider. That is since you’re entitled to free checked baggage and precedence boarding (together with different perks, relying in your tier of standing), whatever the card you purchase your ticket with.
Associated: Your full information to Oneworld alliance advantages
Backside line
If you happen to fly Alaska or Hawaiian with any regularity, an Atmos Rewards card is probably going your most suitable option. The free checked bag, most well-liked boarding and inflight reductions can simply outweigh the annual charge, making these playing cards a robust worth for loyal flyers.
Nonetheless, when you already obtain these perks by elite standing or desire incomes versatile rewards with built-in journey protections, a journey rewards bank card is the smarter choose.
Select Atmos to maximise Alaska-specific advantages; select a common journey rewards card to maximise general flexibility.
Associated: Are airline bank cards value it anymore?
For charges and charges of the Amex Platinum card, click on right here