The perfect time to use for these widespread Capital One bank cards primarily based on supply historical past

Metro Loud
23 Min Read


Whenever you’re seeking to apply for a bank card, you might marvel: “How good is the welcome supply I am making use of for?”

There is no easy reply to this query, however figuring out the earlier affords a card has had may help you identify what’s a very good welcome supply. Absolutely, getting any welcome supply is best than getting nothing in any respect, however you would not wish to apply for a card after which see a better supply a month later.

We have collected and analyzed the supply historical past for the previous few years on Capital One’s hottest playing cards and decided our standards for the very best time to use for every card.

It is necessary to notice that we’ll solely talk about publicly obtainable welcome affords. Nonetheless, you would possibly obtain focused affords with extra bonus miles or money again. Take into account that affords might change at any time, and among the affords talked about beneath is probably not obtainable at the moment.

Finest Capital One bank card welcome bonuses

Card Finest welcome supply we have seen When to use
Capital One Enterprise Rewards Credit score Card As much as 100,000 bonus miles after spending $5,000 on purchases within the first three months from account opening When the bonus supply is 75,000 miles or greater
Capital One Enterprise X Rewards Credit score Card 100,000 bonus miles after spending $10,000 on purchases throughout the first six months of account opening When the bonus supply is 75,000 miles or greater
Capital One Enterprise X Enterprise As much as 350,000 bonus miles: 150,000 miles after spending $30,000 on purchases within the first three months of account opening, plus an extra 200,000 miles after spending $200,000 on purchases within the first six months of account opening When the bonus supply is 150,000 miles or greater
Capital One VentureOne Rewards Credit score Card 20,000 bonus miles after spending $500 on purchases throughout the first three months from account opening When the bonus supply is 20,000 miles or greater
Capital One Savor Money Rewards Credit score Card $200 money bonus after spending $500 on purchases within the first three months from account opening When the bonus supply is $200 or greater
Capital One Quicksilver Money Rewards Credit score Card $200 money bonus after spending $500 on purchases within the first three months from account opening When the bonus supply is $200 or greater
Capital One Spark Miles for Enterprise 50,000 bonus miles after spending $4,500 on purchases within the first three months from account opening When the bonus is 50,000 miles or greater
Capital One Spark Money Plus As much as $3,000: $500 after spending $5,000 on purchases within the first three months from account opening and $2,500 after spending $50,000 on purchases within the first six months When the bonus is $1,000 or greater

Associated: Capital One miles: Tips on how to earn, redeem and switch rewards

Capital One Enterprise Rewards Credit score Card

The Capital One Enterprise Rewards Credit score Card earns a limiteless 2 miles per greenback spent on each buy, plus 5 miles per greenback spent on accommodations, trip leases and rental vehicles booked by Capital One Journey.

The cardboard’s modest $95 annual payment, easy incomes construction and strong return on on a regular basis spending make it a keeper when you’re authorized for it. Plus, you may all the time earn not less than 2 miles per greenback spent on all purchases.

THE POINTS GUY

Listed below are the affords we have seen on the Capital One Enterprise Rewards:

Welcome supply historical past

Approximate date Supply Worth*
Might 2025 to now 75,000 miles after spending $4,000 on purchases within the first three months $1,388
February 2025 to Might 2025 75,000 miles after spending $4,000 on purchases within the first three months, plus a $250 Capital One Journey credit score to make use of in your first cardholder 12 months As much as $1,638, together with the assertion credit score
September 2024 to February 2025 75,000 miles after spending $4,000 on purchases within the first three months $1,388
July 2024 to September 2024 75,000 bonus miles after spending $4,000 on purchases within the first three months of account opening, plus a $250 Capital One Journey credit score within the first cardholder 12 months As much as $1,638, when you maximize all the credit score
June 2023 to July 2024 80,000 to 100,000 miles after spending $5,000 on purchases within the first three months (focused supply obtainable by QR codes at choose airports)

75,000 miles after spending $4,000 on purchases within the first three months of account opening (public supply)

$1,480 to $1,850 (focused supply)

$1,388 (public supply)

September 2021 to June 2023 75,000 miles after spending $4,000 on purchases within the first three months $1,388

*Bonus supply worth is predicated on TPG’s July 2025 valuations and never supplied by the bank card issuer.

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Highest welcome supply

The best supply we have seen on this card allowed new cardholders to earn as much as 100,000 bonus miles after spending $5,000 on purchases throughout the first three months of account opening.

When to use for this card

When the bonus supply is 75,000 miles or greater, it meets our standards on when to use.


Be taught extra: Capital One Enterprise Rewards Credit score Card


Associated: Is the Capital One Enterprise Rewards card price it?

Capital One Enterprise X Rewards Credit score Card

With plentiful, easy-to-understand perks, the Capital One Enterprise X is a no brainer for all vacationers, from luxurious seekers to the extra budget-minded, and the cardboard virtually pays for itself 12 months after 12 months.

Although the cardboard carries a $395 annual payment, it affords a $300 annual credit score towards bookings made by Capital One’s journey reserving web site and likewise rewards cardholders with 10,000 bonus miles each account anniversary (for much more free journey).

Capital One Venture X card
THE POINTS GUY

Listed below are the affords we have seen on the Capital One Enterprise X:

Welcome supply historical past

Approximate date Supply Worth*
March 2022 to now 75,000 miles after spending $4,000 on purchases within the first three months of account opening $1,388
November 2021 to March 2022 100,000 bonus miles after spending $10,000 on purchases throughout the first six months of account opening $1,850

*Bonus supply worth is predicated on TPG’s July 2025 valuations and never supplied by the bank card issuer.

Highest welcome supply

The best supply we have seen on this card allowed new cardholders to earn 100,000 bonus miles after spending $10,000 on purchases throughout the first six months of account opening. This supply was final obtainable over 4 years in the past on the card’s launch; sadly, we do not predict this supply will come again anytime quickly.

When to use for this card

When the bonus supply is 75,000 miles or greater, it is a good time to use.


Be taught extra: Capital One Enterprise X Rewards Credit score Card


Associated: Is the Capital One Enterprise X definitely worth the $395 annual payment?

Capital One Enterprise X Enterprise

The Enterprise X Enterprise launched in early 2023 with an unbelievable welcome bonus and an identical sky-high spending requirement.

The Enterprise X Enterprise carries the identical $395 annual payment as the private model and comes with the identical main perks, together with a $300 annual credit score for journey booked by Capital One’s journey reserving web site and entry to Capital One and Precedence Go lounges. It additionally carries the identical incomes charges because the Enterprise X.

a hand holds a credit card
THE POINTS GUY

Listed below are the affords we have seen on the Capital One Enterprise X Enterprise:

Welcome supply historical past

Approximate date Supply Worth*
June 2025 to now 150,000 miles after spending $30,000 on purchases within the first three months from account opening $2,775
April 2025 to June 2025 As much as 350,000 miles: 150,000 miles after spending $30,000 on purchases within the first three months of account opening, plus an extra 200,000 miles after spending $200,000 on purchases within the first six months of account opening As much as $6,475
March 2024 to April 2025 150,000 miles after spending $30,000 on purchases within the first three months from account opening $2,775
January 2024 to March 2024 As much as 300,000 miles: 150,000 miles after spending $20,000 on purchases within the first three months of account opening and one other 150,000 miles after spending $100,000 on purchases within the first six months of account opening $5,550
September 2023 to January 2024 150,000 miles after spending $30,000 on purchases within the first three months from account opening $2,775
Might 2023 to September 2023 As much as 300,000 miles: 150,000 miles after spending $30,000 on purchases within the first three months of account opening and one other 150,000 miles after spending $500,000 on purchases within the first six months of account opening. $5,550

*Bonus supply worth is predicated on TPG’s July 2025 valuations and never supplied by the bank card issuer.

Highest welcome supply

The best supply we have seen on this card allowed new cardholders to earn as much as 350,000 miles: 150,000 miles after spending $30,000 on purchases within the first three months of account opening, plus an extra 200,000 miles after spending $200,000 on purchases within the first six months of account opening.

When to use for this card

When the bonus supply is 150,000 miles or greater, it meets our standards on when to use.


Be taught extra: Capital One Enterprise X Enterprise


Associated: Is the Enterprise X Enterprise definitely worth the $395 annual payment?

Capital One VentureOne Rewards Credit score Card

Whereas it comes with fewer perks, the Capital One VentureOne Rewards affords the identical nice redemption choices as its sister playing cards, the Capital One Enterprise Rewards and the Capital One Enterprise X, with no annual payment. You may earn a flat 1.25 miles per greenback spent on on a regular basis purchases.

Card art of the Capital One VentureOne
THE POINTS GUY

At present, new cardholders can earn 20,000 bonus miles after spending $500 on purchases throughout the first three months of account opening.

Highest welcome supply

The best supply we have seen is the present welcome supply of 20,000 miles after spending $500 on purchases throughout the first three months of account opening.

When to use for this card

When the bonus supply is 20,000 miles or greater. We have not seen an elevated supply on this card in years, so that you should not wait a very long time to use for it.


Be taught extra: Capital One VentureOne Rewards Credit score Card


Associated: How (and why) you need to earn transferable bank card factors

Capital One Savor Money Rewards Credit score Card

The most important downsides to cash-back playing cards are low incomes charges and a scarcity of bonus classes, however that is undoubtedly not true of the Capital One Savor Money Rewards.

For no annual payment, the Savor affords robust cash-back incomes charges on widespread and infrequently neglected classes, together with 3% again on eating, leisure and widespread streaming providers.

Capital One Savor
THE POINTS GUY

At present, new cardholders can earn a $200 money bonus after spending $500 on purchases throughout the first three months from account opening.

Highest welcome supply

The best supply we have seen is the present welcome supply of a $200 money bonus after spending $500 on purchases throughout the first three months of account opening.

When to use for this card

When the bonus supply is $200 or greater, it meets our standards for when to use. This card hardly ever affords an elevated welcome supply, so it seemingly is not price ready to use.


Be taught extra: Capital One Savor Money Rewards Credit score Card


Associated: The professionals and cons of cash-back bank cards

Capital One Quicksilver Money Rewards Credit score Card

The Capital One Quicksilver Money Rewards is one other nice card with no annual payment. It earns a dependable 1.5% money again on all purchases, making it an ideal go-to card for the odd buy that does not slot in any bonus classes.

Whereas many different playing cards supply greater incomes potential in particular spending classes, this card affords the security of figuring out you may earn a strong 1.5% again it doesn’t matter what you purchase.

Capital One Quicksilver Cash Rewards
THE POINTS GUY

At present, new cardholders can earn a $200 money bonus after spending $500 on purchases throughout the first three months from account opening.

Highest welcome supply

The best supply we have seen is the present welcome supply of a $200 money bonus after spending $500 on purchases throughout the first three months from account opening.

When to use for this card

When the bonus supply is $200 or greater, it meets our standards for when to use. We have not seen an elevated supply on this card in years, so we would not maintain out ready for one.


Be taught extra: Capital One Quicksilver Money Rewards Credit score Card


Associated: 5 causes to maintain a cash-back bank card in your pockets

Capital One Spark Miles for Enterprise

The Capital One Spark Miles for Enterprise earns 2 miles per greenback spent on all purchases, making it a superb selection for small-business homeowners who wish to earn journey rewards on all their bills and a easy earnings construction.

This card is very helpful for small-business homeowners who wish to earn versatile miles on all their purchases. It earns a constant 2 miles per greenback spent on all purchases and has a $95 annual payment ($0 introductory annual payment for the primary 12 months).

THE POINTS GUY

At present, new cardholders can earn 50,000 bonus miles after spending $4,500 on purchases within the first three months from account opening.

Highest welcome supply

The best welcome supply we have seen on this card is the present supply of fifty,000 bonus miles after spending $4,500 within the first three months from account opening

When to use for this card

When the bonus is greater than 50,000 miles, it is a good time to use. That stated, this card’s welcome supply hardly ever adjustments, so do not maintain out ready for an important supply.


Be taught extra: Capital One Spark Miles for Enterprise


Associated: Enterprise playing cards vs. private playing cards: Key variations

Capital One Spark Money Plus

The Capital One Spark Money Plus earns 2% money again on all purchases and is right for enterprise homeowners who wish to earn dependable cash-back rewards on all their bills. It’s price noting that this can be a no preset spending restrict card, that means cardholders should repay their balances in full every month.

The cardboard has a modest $150 annual payment that may be refunded whenever you spend not less than $150,000.

THE POINTS GUY

Listed below are the affords we have seen on the Capital One Spark Money Plus:

Welcome supply historical past

Approximate date Supply Worth* 
August 2024 to now $2,000 money again after spending $30,000 on purchases within the first three months from account opening and an extra $2,000 money bonus for each $500,000 spent throughout the first 12 months $2,000 (or extra, relying on spending within the first 12 months)
March 2024 to August 2024 $1,200 money again after spending $30,000 on purchases within the first three months from account opening $1,200
January 2024 to March 2024 As much as $3,000: $1,500 after spending $20,000 on purchases within the first three months from account opening and an extra $1,500 after spending $100,000 on purchases within the first six months from account opening As much as $3,000
June 2023 to January 2024 $1,200 money again after spending $30,000 on purchases within the first three months from account opening $1,200
April 2022 to June 2023 As much as $1,000: $500 after spending $5,000 on purchases within the first three months from account opening and $500 after spending $50,000 on purchases within the first six months from account opening As much as $1,000
August 2021 to April 2022 As much as $3,000: $500 after spending $5,000 on purchases within the first three months from account opening and $2,500 after spending $50,000 on purchases within the first six months from account opening As much as $3,000

*Bonus supply worth is predicated on TPG’s July 2025 valuations and never supplied by the bank card issuer.

Highest welcome supply

The best welcome supply we have seen on this card supplied as much as $3,000: $500 after spending $5,000 on purchases within the first three months from account opening and $2,500 after spending $50,000 on purchases within the first six months from account opening.

When to use for this card

When the bonus is greater than $1,000, it meets our standards to use.


Be taught extra: Capital One Spark Money Plus


Associated: A information to Capital One’s Spark enterprise playing cards

Backside line

Earlier than you go fill out a Capital One bank card utility, you may wish to guarantee you may get the very best welcome bonus doable. We have collected knowledge 12 months over 12 months on Capital One welcome affords that may offer you some steerage on the very best time to use.

This information can function a reference for when the very best time to use on your subsequent Capital One card is.

Try our different supply historical past guides whenever you’re seeking to apply on your subsequent bank card:

For Capital One merchandise listed on this web page, among the advantages could also be supplied by Visa® or Mastercard® and will range by product. See the respective Information to Advantages for particulars, as phrases and exclusions apply.

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