Top-of-the-line causes to use for a journey rewards card is the welcome provide. By hitting sure minimal spending necessities, you’ll be able to typically earn tens of 1000’s of factors or miles throughout the first few months of opening a brand new card.
Welcome affords change on a regular basis, and a part of any profitable journey rewards technique is figuring out when it is the proper time to use for a selected card. In spite of everything, you would not wish to miss out on a haul of bonus factors by making use of too early — or too late.
Nevertheless, with out monitoring the welcome affords on particular playing cards over time, you won’t have the context it’s good to know whether or not a selected provide is price making use of for at any given second.
Fortunately, we have executed that be just right for you and compiled the entire data you may want into one helpful information. You can even test our regularly up to date listing of the most effective elevated card affords to use for.
On this article, we’ll concentrate on American Categorical, which fields a number of the finest cobranded and proprietary rewards playing cards accessible from any issuer.
Finest American Categorical welcome affords
Listed here are a number of the hottest Amex playing cards, with steerage on when you must apply for every.
Simply observe that we’re solely discussing publicly accessible welcome affords. Some of us might obtain focused affords with extra bonus factors or money again. Moreover, affords might change at any time, and a number of the affords talked about under will not be accessible right now.
Understand that American Categorical solely permits you to earn one bonus per lifetime on every of its playing cards, so be certain that to attend for the most effective time to use.
| Card | Finest welcome provide we have seen | When to use |
|---|---|---|
| The Platinum Card® from American Categorical | Earn 100,000 bonus factors after spending $6,000 on purchases throughout the first six months of card membership. Plus, earn 10 factors per greenback on “Store Small” purchases within the U.S. and at eating places worldwide, on as much as $25,000 in mixed purchases, additionally within the first six months of card membership. | Over 100,000 factors |
| The Enterprise Platinum Card® from American Categorical | Earn 150,000 bonus factors: 100,000 after you spend $5,000 on eligible purchases with the cardboard within the first three months of card membership and one other 50,000 bonus factors after spending $15,000 complete within the first three months. | Over 100,000 factors |
| American Categorical® Gold Card |
Earn 100,000 bonus factors after spending $4,000 on purchases within the first six months of card membership. |
Over 60,000 factors |
| American Categorical® Enterprise Gold Card | Earn 130,000 bonus factors after spending $20,000 on purchases throughout the first six months of card membership. | Over 90,000 factors |
| American Categorical® Inexperienced Card | Earn 60,000 bonus factors after spending $3,000 on purchases on the cardboard throughout the first six months of card membership. Plus, earn 20% again on journey and transit purchases within the first six months, as much as $200 again. | Over 45,000 factors |
| Blue Money Most well-liked® Card from American Categorical | Earn $350 money again (as a press release credit score) after you spend $3,000 within the first six months of card membership. | Over $250 money again |
| Blue Money On a regular basis® Card from American Categorical | Earn as much as $250 money again: Earn 20% again as a press release credit score on purchases (as much as $150 again) when utilizing the cardboard to take a look at with PayPal at retailers within the first six months of card membership. Plus, earn $100 again as a press release credit score after spending $2,000 in purchases within the first six months of card membership. | Over $200 money again |
The data for the American Categorical Inexperienced Card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.
Every day Publication
Reward your inbox with the TPG Every day publication
Be a part of over 700,000 readers for breaking information, in-depth guides and unique offers from TPG’s specialists
CardMatch Device
It is also at all times a good suggestion to test the CardMatch software to see if you happen to is likely to be eligible for greater affords on particular playing cards, akin to The Platinum Card from American Categorical or the American Categorical Gold Card. These focused affords can change at any time, nevertheless, and never everybody can be focused for a similar affords.
The Platinum Card from American Categorical
It affords a slew of luxury-skewing, value-added advantages that may save cardmembers cash on all the pieces from airline charges to resort stays. Enrollment is required for choose advantages; phrases apply.
Listed here are the affords we’ve got seen on the Amex Platinum:
Welcome provide historical past
| Approximate date | Supply | Worth* |
|---|---|---|
| June 2025 to current | Discover out your provide and see in case you are eligible for as excessive as 175,000 bonus factors after spending $8,000 on purchases throughout the first six months of card membership. Welcome affords range and also you will not be eligible for a suggestion. | As much as $3,500 |
| August 2023 to June 2025 | Earn 80,000 bonus factors after spending $8,000 within the first six months of card membership. | $1,600 |
| November 2022 to August 2023 | Earn 80,000 bonus factors after spending $6,000 within the first six months of card membership. | $1,600 |
| January 2022 to November 2022 | Earn 100,000 bonus factors after spending $6,000 within the first six months of card membership. | $2,000 |
*Valuations are primarily based on TPG’s August 2025 valuations and aren’t from the issuer.
Highest welcome provide
When the Amex Platinum ran its highest-ever provide, candidates might earn 100,000 bonus factors after spending $6,000 on purchases throughout the first six months of card membership. Plus, they may earn 10 factors per greenback on “Store Small” purchases within the U.S. and at eating places worldwide (on as much as $25,000 in mixed purchases) within the first six months of card membership. This might result in a complete of 250,000 extra factors.
When to use
Typically, intention to use for this card provided that you’ll be able to safe a welcome provide of 100,000 factors or extra, whether or not by a focused provide, the CardMatch software or a limited-time provide.
Study extra: Amex Platinum
The Enterprise Platinum Card from American Categorical
Enrollment is required for choose advantages; phrases apply.
Listed here are the affords we’ve got seen on the Amex Enterprise Platinum:
Welcome provide historical past
| Approximate date | Supply | Worth* |
|---|---|---|
| June 2025 to current | Earn 150,000 bonus factors after spending $20,000 on eligible purchases throughout the first three months of card membership. | $3,000 |
| April 2025 to June 2025 | Earn 150,000 bonus factors after spending $20,000 within the first three months of card membership. Plus, earn a $500 assertion credit score after spending $2,500 on qualifying flights booked immediately with airways or by American Categorical Journey® throughout the first three months of card membership. | As much as $3,500 |
| April 2024 to April 2025 | Earn 150,000 bonus factors after spending $20,000 within the first three months of card membership. | $3,000 |
| December 2022 to April 2024 | Earn 120,000 bonus factors after spending $15,000 within the first three months of card membership. | $2,400 |
| October 2022 to December 2022 | TPG Unique Supply: Earn 150,000 bonus factors after spending $15,000 within the first three months of card membership. | $3,000 |
| October 2021 to October 2022 | Earn 120,000 bonus factors after spending $15,000 within the first three months of card membership. | $2,400 |
*Valuations are primarily based on TPG’s August 2025 valuations and aren’t from the issuer.
Highest welcome provide
The very best welcome provide we have seen for the Amex Enterprise Platinum was 150,000 bonus factors: 100,000 after spending $5,000 on eligible purchases with the cardboard within the first three months of card membership and one other 50,000 bonus factors after spending $15,000 complete within the first three months of card membership.
When to use
Any time this card’s welcome provide tops 100,000 factors, it is price contemplating. In case you get a suggestion — whether or not focused or public — for 120,000 factors or extra, do not wait.
Study extra: Amex Enterprise Platinum
American Categorical Gold Card
It has additionally fielded some excellent welcome affords.
Listed here are the affords we’ve got seen on the Amex Gold:
Welcome provide historical past
| Approximate date | Supply | Worth* |
|---|---|---|
| June 2025 to current | Discover out your provide and see in case you are eligible for as excessive as 100,000 bonus factors after spending $6,000 on purchases throughout the first six months of card membership. Welcome affords range and also you will not be eligible for a suggestion. | As much as $2,000 |
| November 2024 to June 2025 | Earn 60,000 bonus factors after spending $6,000 on eligible purchases throughout the first six months of card membership. | $1,200 |
| July 2024 to November 2024 | Earn 60,000 bonus after spending $6,000 within the first six months of card membership. Plus, obtain 20% again in assertion credit on eligible purchases made at eating places worldwide throughout the first six months of card membership, as much as $100 again. | As much as $1,300 |
| October 2023 to July 2024 | Earn 60,000 bonus factors after spending $6,000 within the first six months of card membership. | $1,200 |
| June 2022 to October 2023 | Earn 60,000 bonus factors after spending $4,000 within the first six months of card membership. | $1,200 |
| June 2022 | Earn 100,000 bonus factors after spending $4,000 within the first six months of card membership. | $2,000 |
*Valuations are primarily based on TPG’s August 2025 valuations and aren’t from the issuer.
Highest welcome provide
The very best public welcome provide we have seen on this card was short-lived. In June 2022, the Amex Gold upped its welcome provide for brand new candidates to 100,000 bonus factors after they spent $4,000 on purchases within the first six months of card membership. It solely lasted a couple of days.
Nevertheless, now you could find out your provide to see in case you are eligible to earn as excessive as 100,000 bonus factors after spending $6,000 on purchases within the first six months of card membership.
When to use
Contemplate making use of when the welcome provide if you happen to can safe a welcome provide above 60,000 factors, and significantly contemplate hitting that “apply” button any time it tops 75,000 factors.
Study extra: Amex Gold
American Categorical Enterprise Gold Card
It has additionally offered some great welcome affords up to now.
Welcome provide historical past
Since July 2024, the Amex Enterprise Gold has provided an elevated welcome provide: Earn 100,000 bonus factors after spending $15,000 within the first three months of card membership.
Based on TPG’s August 2025 valuations, this welcome provide is price $2,000.
That is the primary time the Amex Enterprise Gold has modified its public welcome provide since April 2021.
Highest welcome provide
This card beforehand provided as much as 130,000 bonus factors after spending $20,000 on purchases throughout the first six months of card membership, however not all candidates had been eligible.
When to use
In case you see a suggestion for this card with over 90,000 factors and a spending requirement that you simply and your small enterprise can simply meet, it is price making use of.
Study extra: Amex Enterprise Gold
American Categorical Inexperienced Card
Enrollment is required for the Clear Plus profit and it’s topic to auto-renewal; phrases apply.
Welcome provide historical past
The Amex Inexperienced has solely provided an elevated welcome provide as soon as up to now a number of years, from Might 2023 to August 2023. This provide was the best we’ve got seen on this card.
Since then, new Amex Inexperienced cardmembers can earn 40,000 bonus factors after spending $3,000 on purchases within the first six months of card membership.
Based on TPG’s August 2025 valuations, this welcome provide is price $800.
Highest welcome provide
The very best provide we have seen on this card was 60,000 bonus factors after spending $3,000 on purchases in your new card throughout the first six months of card membership. Plus, new cardmembers might earn 20% again on journey and transit purchases of their first six months of card membership for as much as $200 again.
When to use
In case you see a suggestion for this card for greater than 45,000 factors, it is price making use of.
Blue Money Most well-liked Card from American Categorical
Customers obtain money again within the type of Reward {Dollars} that they’ll redeem as a press release credit score or at Amazon checkout.
Listed here are the affords we’ve got seen on the Amex Blue Money Most well-liked:
Welcome provide historical past
| Approximate date | Supply | Worth |
|---|---|---|
| October 2022 to current | Earn a $250 assertion credit score after spending $3,000 within the first six months of card membership. | $250 |
| June 2022 to October 2022 | Earn a $350 assertion credit score after spending $3,000 within the first six months of card membership. | $350 |
| September 2021 to June 2022 | Earn a $300 assertion credit score after spending $3,000 within the first six months of card membership. | $300 |
Highest welcome provide
This card’s welcome provide does not range a lot, however it has provided as much as $350 money again (as a press release credit score) after spending $3,000 in purchases throughout the first six months of card membership.
When to use
This card hasn’t provided an elevated welcome bonus in a couple of years, so it will not be price ready for the next provide. That stated, we may even see one other provide for $300 or extra sooner or later, and you might also be focused for the next provide.
Study extra: Blue Money Most well-liked
Blue Money On a regular basis Card from American Categorical
Although its earnings aren’t as stable because the Blue Money Most well-liked, the Blue Money On a regular basis nonetheless racks up money again at a gradual clip. This card’s decrease incomes charges are comprehensible, on condition that it lacks an annual price (see charges and charges). Customers obtain money again within the type of Reward {Dollars} that they’ll redeem as a press release credit score or at Amazon checkout.
Listed here are the affords we’ve got seen on the Amex Blue Money On a regular basis:
Welcome provide historical past
| Approximate date | Supply | Worth |
|---|---|---|
| January 2023 to current | Earn $200 again as a press release credit score after spending $2,000 within the first six months of card membership. | $200 |
| October 2022 to January 2023 | Earn 20% again as a press release credit score whenever you use your new card to take a look at with PayPal at retailers within the first six months of card membership, as much as $150 again. Plus, earn $100 again as a press release credit score after spending $2,000 within the first six months of card membership. | As much as $250 |
| September 2021 to October 2022 | Earn $200 again as a press release credit score after spending $2,000 within the first three months of card membership. | $200 |
Highest welcome provide
With this card’s best-ever welcome provide, new cardmembers might earn as much as $250 money again: First, they may earn 20% again as a press release credit score on purchases (as much as $150 again) when utilizing the cardboard to take a look at with PayPal at retailers within the first six months of card membership. Plus, they may earn $100 again as a press release credit score after spending $2,000 in purchases within the first six months of card membership.
When to use
Go for the best provide with a large amount of money again (a minimum of $200) and a manageable spending requirement ($2,000 or beneath).
Study extra: Blue Money On a regular basis
Delta American Categorical playing cards
American Categorical is the only issuer of Delta’s cobranded client and enterprise playing cards. Amex’s Delta playing cards function elevated affords extra generally than most of their proprietary playing cards, so it is crucial to know when it is the proper time to use.
In case you’re desirous about one in every of Amex’s Delta playing cards, take a look at our information on Delta’s playing cards’ provide historical past that will help you resolve when it is the most effective time to use.
Hilton American Categorical playing cards
American Categorical affords a variety of cobranded Hilton playing cards to go well with each traveler, from newbies to hardcore Hilton loyalists. Like Amex’s Delta playing cards, the Hilton playing cards obtain elevated welcome affords extra regularly than the playing cards we have featured on this information.
In case you’re desirous about one in every of Amex’s Hilton playing cards, we’ve got a information on when it is the most effective time to use, primarily based on the provide historical past of all of the Hilton playing cards.
Marriott American Categorical playing cards
Marriott’s portfolio of playing cards may be tougher to trace, since they’ve playing cards issued by Chase and American Categorical. American Categorical and Chase do not essentially put elevated affords on their Marriott playing cards on the similar time. Plus, each issuers have their very own software guidelines and restrictions.
In case you’re desirous about one in every of Amex’s Marriott playing cards, we’ve got a information on the entire Marriott playing cards’ provide histories that will help you know when it is the proper time to use.
Backside line
Take note of the welcome affords of any journey rewards playing cards chances are you’ll be desirous about, as affords can change regularly. Making use of on the improper time might imply lacking out on 1000’s of bonus factors or a whole bunch of {dollars} in money again.
Earlier than making use of for any new card, take a look at the vary of its earlier welcome affords. Then, when a suggestion hits the upper finish of that vary, you’ll be able to really feel certain you are getting an ideal deal and making the proper selection to your rewards technique.
To study extra about bank card bonus affords over time, see the next:
For charges and charges of the Amex Platinum, click on right here.
For charges and charges of the Amex Enterprise Platinum, click on right here.
For charges and charges of the Amex Gold, click on right here.
For charges and charges of the Amex Enterprise Gold, click on right here.
For charges and charges of the Blue Money Most well-liked, click on right here.
For charges and charges of the Blue Money On a regular basis, click on right here.
