Based on TPG’s September 2025 valuations, American Specific Membership Rewards factors are price 2 cents every. That is nearly the identical as Chase Final Rewards factors and Bilt Rewards Factors, and noticeably increased than practically all factors and miles with the main airline and resort applications.
Nevertheless, this doesn’t suggest that you’re going to get precisely 2 cents per level in worth each time you redeem them. As a substitute, we use this quantity as a benchmark for a “good” redemption. To maximise your Membership Rewards factors, high-value redemptions ought to provide you with greater than 2 cents per level, whereas lower-value awards supply lower than 1 cent per level.
The Platinum Card® from American Specific — Discover out your supply: It’s possible you’ll be eligible for as excessive as 175,000 Membership Rewards factors after spending $8,000 on eligible purchases in your new card in your first six months of membership. Welcome gives differ, and also you is probably not eligible for a suggestion.
Briefly, there are numerous solutions to the query, “How a lot are Amex factors price?” Let’s dive into how one can attempt to maximize their price.
What are Amex Membership Rewards factors price?
There are lots of methods to redeem your American Specific Membership Rewards factors. Nevertheless, they will supply a variety of values. Some redemptions present a hard and fast worth to your factors, whereas others have the potential to far exceed our September 2025 valuation of two cents apiece.
| Redemption possibility | Examples | Level worth |
|---|---|---|
| Switch factors to journey companions | 20 airline and resort loyalty applications | Presumably 2 cents per level (observe you can get kind of) |
| Redemptions via Amex Journey | Flights, resorts, rental automobiles, cruises and trip leases | 0.5 cents to 1 cent per level |
| Nontravel redemptions | Reward playing cards, Amazon purchases and extra | 0.5 cents to 1 cent per level |
Associated: American Specific Membership Rewards: How you can earn, redeem and switch factors
The worth of Amex factors when transferring to journey companions
You will often discover probably the most useful redemptions when transferring your Amex factors to one in all Amex’s journey companions. Amex companions with the next 20 airline and resort loyalty applications:
Amex factors switch to most airline and resort companions at a 1:1 ratio, apart from Aeromexico Rewards (1:1.6), JetBlue TrueBlue (250:200) and Hilton Honors (1:2). You’ll be able to switch Amex factors in increments of 1,000; level transfers to airline and companion applications are irreversible. Moreover, Amex fees an excise tax of 0.6 cents per level (as much as $99) when transferring rewards to Delta SkyMiles or JetBlue TrueBlue.
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To maximise your Membership Rewards factors, we suggest transferring them to companion airways. For instance, you possibly can ebook an Air France economic system flight from the U.S. to Europe beginning at 25,000 Flying Blue miles. This could possibly be an ideal worth if money fares for a similar flight are upward of $700.
Plus, all year long, Amex gives companion switch bonuses, which may assist your factors go even additional.
To snag the perfect offers, take a look at our information on maximizing your Amex factors with switch companion redemptions.
Worth of Amex factors when redeeming via Amex Journey
Redeeming Amex factors for flights via Amex Journey
When reserving a flight via Amex Journey, you may get a hard and fast redemption fee of 1 cent per level.
Nevertheless, if in case you have any of the next Amex enterprise playing cards, you may obtain a bonus when utilizing Pay with Factors for eligible flights:
The data for the Amex Enterprise Centurion card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.
Associated: Greatest methods to make use of Amex factors, from business-class flights to Europe to budget-friendly resort stays
Redeeming Amex factors for resort stays and different journey
Nevertheless, most different journey redemptions via the Amex Journey portal will provide you with a worth of about 0.7 cents per level.
As an example, with most resorts, you may redeem your factors at a fee of 0.7 cents every via Amex Journey. And since these are third-party bookings, you will not often earn resort factors or elite night time credit to your keep.
The one exception is Amex Advantageous Inns + Resorts, a luxurious resort program that is solely out there to Platinum and Centurion cardmembers. When you pay with factors to ebook one in all these properties, you may get 1 cent of worth per level and obtain elitelike advantages to your keep, together with complimentary breakfast, room upgrades, late checkout, and often a eating or spa credit score. Plus, these stays often earn resort factors and elite night time credit.
For automobile and trip leases, you may get a worth of about 0.7 cents per level. As for cruise bookings made via the Amex portal, you may get between 0.5 cents and 0.7 cents per level.
Total, redeeming your Amex factors via the journey portal is not going to yield the perfect worth in terms of maximizing your rewards. Nevertheless, if in case you have a inventory of Amex factors sitting in your account or just wish to save in your out-of-pocket value on a flight, resort, automobile rental, cruise or trip dwelling, redeeming factors via the Amex portal may make sense.
Be taught extra about reserving via the American Specific portal.
Redeeming Amex factors for nontravel redemptions
Not all redemptions are travel-based — actually, you may redeem your Amex factors for reward playing cards, Amazon purchases and extra. Whereas these redemptions do not yield a excessive worth in terms of maximizing your factors, for many who want to get monetary savings on nontravel bills, Amex factors could possibly be the reply.
- Reward playing cards: When redeeming Amex factors for reward playing cards, you may get a worth between 0.5 cents and 1 cent per level, relying on the service provider.
- Taxi rides in New York Metropolis: Redeem your Amex factors for sure taxi fares within the Massive Apple at a worth of 1 cent per level.
- Amazon and on-line retailers: Once you hyperlink your Membership Rewards account with choose on-line retailers like Amazon, Grubhub and Greatest Purchase, you may choose Pay with Factors at checkout and redeem your rewards at a worth of 0.7 cents per level.
- Cowl fees in your assertion: Use factors to pay for eligible account fees in your billing assertion, and obtain 0.6 cents per level.
How you can earn Amex Membership Rewards factors
To redeem Membership Rewards factors, you may first need to earn them. The simplest solution to earn Amex factors is by making use of for a points-earning card, and Amex has a number of to select from, starting from premium playing cards to no-annual-fee playing cards that reward every day enterprise spending.
Relying on the Amex card in your pockets, you possibly can earn between 1 level and 5 factors per greenback spent, contingent on the cardboard and the incomes class.
For instance, The Platinum Card from American Specific earns 5 factors per greenback spent on flights booked immediately with airways or with American Specific Journey® (on as much as $500,000 per calendar yr) and pay as you go resorts booked with American Specific Journey, and 1 level per greenback spent on all different purchases. Whereas The Blue Enterprise® Plus Credit score Card from American Specific earns 2 factors per greenback spent on on a regular basis enterprise purchases with no class restrictions (on as much as $50,000 every calendar yr, then 1 level per greenback spent).
Subsequently, with totally different incomes charges and welcome gives, take a look at the present American Specific card gives out there to search out which one is best for you so you may earn Amex factors.
Associated: How you can redeem American Specific Membership Rewards for max worth
Backside line
Amex Membership Rewards factors have lengthy been thought-about a number of the Most worthy factors in the marketplace. They sit close to the highest of TPG’s September 2025 valuations, because of many high-value airline switch companions that permit members to ebook premium-cabin awards at low charges.
The worth you get out of your Amex factors can differ considerably, starting from 0.5 cents per level for reward playing cards to a lot increased for choose switch companions. In fact, that requires intensive flexibility and the willingness to study the ins and outs of loyalty applications, so many cardmembers could desire less complicated reward choices.
In the end, TPG’s September 2025 valuations peg Amex factors at 2 cents apiece, however you’ll want to take into account the perfect redemption possibility to your particular scenario.
