Chase lately launched a brand new approach for eligible cardholders to probably get extra worth when reserving by way of Chase Journey℠: Factors Enhance, which affords increased redemption charges on choose lodge stays. This new function joins The Edit by Chase Journey, a curated lodge assortment that is been accessible to pick out cardholders since March 2024.
Whereas each perks are tied to lodge bookings and provide elevated experiences, they’re designed for various kinds of vacationers and accessible to completely different Chase cardholders.
This is a breakdown of how every one works, tips on how to entry them and the way to decide on which one to make use of to your subsequent journey.
What’s Chase’s Factors Enhance?
First off, let’s discuss Factors Enhance. This new program offers eligible Chase cardholders entry to elevated redemption charges on choose lodge and airline bookings when redeeming Chase Final Rewards factors by way of the Chase Journey portal. Consider it as a limited-time provide that stretches your factors even additional.
Should you have been a cardholder earlier than June 23, 2025, you are in a singular place: You’ve gotten entry to each Factors Enhance and the unique fastened redemption charges of 1.25 or 1.5 cents per level (relying on which Chase card you maintain) by way of October 26, 2027. Whereas Factors Enhance could provide increased worth on sure bookings, the worth is variable and capped at an “as much as” price and isn’t assured. The fastened price, then again, is constant throughout all journey. Relying on the provide, it might be price evaluating each choices to see which provides you extra worth.
It is a shift from the earlier construction the place fastened charges have been normal with playing cards just like the Chase Sapphire Reserve® (see charges and costs) and the Chase Sapphire Most popular® Card (see charges and costs).
Associated: Why Chase’s Factors Enhance is an impressive (form of shocking) new method to e-book inns on factors
How does Factors Enhance work?
With Factors Enhance, Chase affords particular journey offers — resembling a flight to London or a lodge in Miami — the place your factors are price greater than their typical redemption worth. These affords fluctuate by vacation spot, journey dates and availability and are featured throughout the Chase Journey portal.
For instance, if a lodge usually prices $250 or 25,000 factors, a Factors Enhance deal may allow you to e-book it for simply 18,000 factors, successfully growing the worth of every level.
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You may inform if Chase affords Factors Enhance for a particular lodge by looking out the lodge title within the Chase portal and protecting a watch out for the “Factors Enhance” tag with a rocket icon.
This is an instance of how that appears within the portal as a Sapphire Most popular Card holder:
By reserving by way of Factors Enhance, my Final Rewards factors are price about 1.75 cents apiece, versus 1.25 cents per level.
When trying to find a vacation spot within the Chase Portal, you possibly can toggle “Factors Enhance solely” to restrict the search question so that you simply see solely inns providing the Factors Enhance function.
Which Chase playing cards qualify for Factors Enhance?
Factors Enhance is out there to cardholders with the Sapphire Reserve, the Chase Sapphire Reserve for Enterprise℠ (see charges and costs), the J.P. Morgan Reserve, the Sapphire Most popular Card and the Ink Enterprise Most popular® Credit score Card (see charges and costs).
With these playing cards, you possibly can doubtlessly redeem factors for extra worth on choose flight and lodge bookings made by way of Chase Journey — bear in mind, Chase will both provide the Factors Enhance worth or the fastened price worth, whichever is best. The best redemption price — as much as 2 cents per level — is simply accessible to Sapphire Reserve and J.P. Morgan cardholders.
I’ve the Sapphire Most popular and lately saved factors by redeeming with Factors Enhance for a three-night keep at IHG’s Lodge Indigo Florence in Italy.
With out Factors Enhance, the keep would have value me $791.28 or 59,362 factors, yielding me a worth of 1.3 cents apiece. However with Factors Enhance, I solely had to make use of 49,468 factors plus $49.26, which I used to be capable of cowl with my $50 Chase Journey credit score. Due to this fact, I acquired a worth of 1.5 cents apiece.
Whereas saving slightly below 10,000 factors could not appear to be lots, since TPG values Chase factors at 2.05 cents per level, per our July 2025 valuations, 10,000 Chase factors are price $205.
The knowledge for the J.P. Morgan Reserve has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.
Associated: I am a Sapphire Most popular Card holder: This is my Chase Journey Factors Enhance technique
What’s The Edit by Chase Journey?
What perks do you get with The Edit by Chase?
Whenever you e-book a lodge by way of The Edit, you may obtain elevated advantages which will embody:
- Day by day breakfast for 2
- Room upgrades (when accessible)
- Early check-in and late checkout
- A $100 property credit score or comparable amenity
Key variations between Factors Enhance and The Edit
Though each packages dwell throughout the Chase Journey portal, they serve completely different functions:
| Function | Factors Enhance | The Edit |
|---|---|---|
| Applies to | Choose inns, flights, and so on. | Curated assortment of luxurious inns |
| Sort of worth | Elevated level redemption worth | On-property perks and upgrades |
| Out there to | Chase Sapphire Reserve Chase Sapphire Reserve for Enterprise J.P. Morgan Reserve Chase Sapphire Most popular Ink Enterprise Most popular |
Sapphire Reserve
Sapphire Reserve for Enterprise J.P. Morgan Reserve |
| Finest for | Saving factors | Enhancing the lodge expertise |
Which Chase playing cards qualify for The Edit?
Solely Sapphire Reserve (private and enterprise) and J.P. Morgan Reserve cardholders can e-book stays with The Edit. Sapphire Most popular and Ink Enterprise Most popular cardholders do not have entry to The Edit.
When to make use of Factors Enhance vs. The Edit
Sadly, not each lodge keep is out there with Factors Enhance. Should you have been a Chase cardholder previous to June 23, your Final Rewards factors (earned earlier than Oct. 26) will nonetheless be price both 1.25 or 1.5 cents per level (by way of Oct. 26, 2027), relying on the cardboard you’ve. Factors earned after that date can be price 1 cent apiece, if Factors Enhance isn’t an choice.
For cardholders who obtained an eligible Chase card after June 23, redemptions not accessible for Factors Enhance are additionally price a set 1 cent per level.
Due to this fact, use Factors Enhance whenever you need to maximize the worth of your factors on choose flights or inns. Use The Edit whenever you’re reserving a lodge keep and desire a luxurious expertise with built-in perks like breakfast, room upgrades and resort credit.
In case your foremost objective is stretching your factors additional, Factors Enhance is the winner. Should you’re searching for a extra premium lodge expertise, go along with The Edit.
Are you able to mix Factors Enhance with The Edit?
Sure, and doing so might be an effective way to maximise your Chase factors. Should you e-book a keep at a property featured in The Edit by Chase Journey and it is eligible for Factors Enhance, you possibly can redeem factors at an elevated price (as much as 2 cents per level) and revel in luxurious perks like complimentary breakfast, property credit and room upgrades.
Sapphire Reserve cardholders could even be capable of get extra worth and stack further assertion credit, just like the $500 The Edit credit score (biannual credit score of $250 accessible on qualifying purchases between Jan. 1 and June 30, with one other $250 accessible between July 1 and Dec. 31).
Observe that this credit score can’t be used and solely applies to pay as you go stays of at the least two nights.
Backside line
With the introduction of Factors Enhance and The Edit, Chase is giving travel-focused cardholders extra methods to redeem their factors and improve their experiences. Whereas Factors Enhance helps stretch your factors additional, The Edit provides luxurious and comfort to your lodge stays. Figuring out concerning the completely different packages may also help you unlock much more worth out of your Chase Final Rewards factors.
