The Chase Sapphire Reserve® (see charges and costs) is an uber-popular premium journey bank card that earns extremely useful Chase Final Rewards factors.
The Sapphire Reserve contains a number of assertion credit, automated elite standing and excessive factors incomes in change for a $795 annual price.
Plus, new candidates for the Sapphire Reserve can test their eligibility to see in the event that they’re focused for an elevated supply to earn as much as 175,000 factors after spending $6,000 within the first three months. (The usual public supply is 125,000 factors for a similar spending requirement.)
You need to test to see in case you’re eligible for the 175,000 level supply through the Chase pre-qualification widget — this supply is barely obtainable through this software. There isn’t any affect to your credit score rating.
Primarily based on TPG’s December 2025 valuations, this bonus is price as much as $3,588.
For those who’re excited by making use of, this is every part you might want to know relating to your eligibility for this profitable welcome bonus.
Am I eligible for the Chase Sapphire Reserve bonus?
For those who’re making use of for a Chase card, you may need to know some notable eligibility guidelines for welcome bonuses.
A consultant from Chase confirmed the next to TPG: “It is possible for you to to have each the Sapphire Reserve and the Chase Sapphire Most well-liked® Card (see charges and costs). New account bonus supply eligibility for both card can be primarily based on components together with beforehand earned bonus affords and the variety of playing cards opened and closed, amongst others.”
When you’ve got beforehand obtained a Sapphire Reserve welcome bonus, you’ll not be eligible to obtain one other Sapphire Reserve welcome bonus. Even when it has been years because you obtained a welcome bonus on a selected Sapphire card, you probably is not going to be eligible to earn one other bonus on that similar Sapphire card.
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This additionally applies to the Sapphire Most well-liked, so in case you obtained a welcome bonus on the Most well-liked, you’ll not be eligible for an additional Most well-liked bonus.
Different issues to notice are:
- You will not be eligible for a Sapphire Reserve bonus in case you’re a present Sapphire Most well-liked cardholder.
- For those who’re now not a Sapphire buyer and by no means obtained a bonus on the Sapphire Reserve, you may probably be eligible.
For instance, I at present maintain the Sapphire Most well-liked and have by no means had the Sapphire Reserve. As a present, energetic Sapphire buyer, I might apply and get accepted for the Sapphire Reserve, however would nearly definitely not be eligible for the bonus.
TPG senior editorial director Nick Ewen at present has the Sapphire Reserve and beforehand held the Sapphire Most well-liked a few years in the past. He might apply for the Sapphire Most well-liked, however he would not be eligible for the bonus, since he is a present Sapphire Reserve buyer. Even when he downgraded his card, he beforehand earned a bonus on the Sapphire Reserve, so he nearly definitely would not be capable of earn one other one.
When making use of for the Sapphire Reserve, a pop-up software will inform you in case you’re eligible for a welcome bonus earlier than you submit an utility and Chase runs a credit score test. That is the easiest way to substantiate in case you’re eligible for a welcome bonus. For those who’re not eligible for a welcome bonus, you may nonetheless proceed with the appliance and attempt to get accepted and not using a bonus.
Associated: The final word information to bank card utility restrictions
The 5/24 rule
Chase is thought for its notorious 5/24 rule, which states which you could’t have opened 5 or extra playing cards prior to now 24 months throughout all banks and issuers.
This contains accounts for which you’re a licensed consumer. Nonetheless, many enterprise playing cards do not rely towards your 5/24 standing.
So, to be able to be accepted for the Chase Sapphire and eligible for the Sapphire Reserve welcome bonus, you should be below Chase’s 5/24 rule.
Associated: Right here’s calculate your 5/24 standing
Shifting credit score strains
Moreover, when you have a number of Chase bank cards, you’ll have reached your most complete obtainable credit score restrict, which might doubtlessly trigger your utility for the Sapphire Reserve to be declined.
If this occurs, you may name the Chase reconsideration line at 888-270-2127 and ask them to shift a few of your credit score restrict from an present Chase card with the intention to get accepted for the Sapphire Reserve.
Associated: What credit score rating do you might want to get the Chase Sapphire Reserve card?
Can I maintain each the Sapphire Reserve and Sapphire Most well-liked on the similar time?
You may maintain each the Sapphire Reserve and the Sapphire Most well-liked on the similar time.
You simply will not be eligible to earn one other welcome bonus when you have beforehand earned one as a result of bonus eligibility restrictions.
As well as, in case you do not need to maintain each playing cards, you may improve and downgrade between Sapphire merchandise.
Associated: Your largest Chase Sapphire Reserve questions answered: From bonus eligibility to incomes charges
Backside line
The present supply on the Sapphire Reserve is an impressive alternative to earn one of the vital useful rewards currencies: Chase Final Rewards factors. Plus, you can be eligible to earn a stellar 175,000-point bonus.
For those who’re looking for a premium journey card with robust incomes potential, wealthy advantages and strong journey protections, the Sapphire Reserve deserves a prime spot in your checklist.
Make sure to look ahead to Chase’s eligibility pop-up in the course of the utility course of, which is able to verify whether or not you qualify for the welcome bonus earlier than a credit score test is run.
Apply right here: Chase Sapphire Reserve
