Why United flyers ought to take into account the Aeroplan bank card

Metro Loud
7 Min Read


Should you’re a frequent United Airways flyer and you are not listening to Air Canada’s Aeroplan loyalty program, you would be lacking out on precious perks and profitable award flights.

Aeroplan factors are among the many most precious airline award currencies. Proper now, they’re valued at 1.4 cents per level, in response to TPG’s December 2025 valuations. Because of United’s Star Alliance partnership with Air Canada, you possibly can redeem your Aeroplan factors for United flights.

An award-savvy traveler is aware of how a lot worth the Aeroplan® Credit score Card (see charges and costs) holds for United loyalists. Air Canada’s cobranded Chase card earns Aeroplan factors on each buy and supplies United advantages.

There are a number of causes the Aeroplan card would complement a United-focused technique properly. This is what it’s best to know.

Earn 100,000 bonus Aeroplan factors

Should you’re on the lookout for a high-value welcome supply, the Aeroplan bank card is price contemplating.

New candidates can earn 75,000 bonus factors after spending $4,000 on purchases within the first three months from account opening. Plus, they’ll earn an extra 25,000 bonus factors after spending $20,000 within the first 12 months from account opening.

This gives new cardholders to earn as much as 100,000 Aeroplan factors, which TPG’s December 2025 valuations deem to be price as much as $1,400. In follow, nonetheless, you will get way more worth out of your factors.

THE POINTS GUY

Whereas the spending requirement is excessive, the potential worth of this supply makes the cardboard price contemplating.

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These 100,000 Aeroplan factors can be utilized to e-book United flights, due to Air Canada’s Star Alliance partnership. Though Aeroplan costs United award tickets dynamically, there are wonderful redemption choices out there.

Plus, the cardboard prices a modest $95 annual price, which is decrease than virtually each United card in the marketplace. The one two United playing cards that cost much less or an analogous quantity at the moment have a lot much less precious welcome gives.

The no-annual-fee United Gateway℠ Card (see charges and costs) is providing 30,000 bonus miles after you spend $1,000 on purchases within the first three months from account opening. In the meantime, the United℠ Explorer Card (see charges and costs) gives 60,000 bonus miles after you spend $3,000 on purchases within the first three months from account opening and prices a $0 annual price for the primary yr, then $150 thereafter.

Related: Why Air Canada Aeroplan has develop into my favourite Star Alliance loyalty program

Earn factors on groceries and at eating places

The incomes charges on United cobranded playing cards are fairly bland, until you make a United buy.

The Aeroplan bank card gives some respectable incomes charges for a cobranded card, particularly on food-related purchases.

Woman Shopping Groceries_PeopleImages
PEOPLEIMAGES/GETTY IMAGES

With the Aeroplan card, you possibly can earn 3 factors per greenback spent on eating at eating places (together with eligible supply providers and takeout) and grocery shops.

Plus, the cardboard additionally earns 500 bonus factors for each $2,000 spent in a calendar month, as much as 1,500 bonus factors every month. It is a strong perk should you plan on spending typically with the cardboard — particularly in that first yr, whereas incomes the welcome bonus.

Associated: PSA to worldwide vacationers: Right here’s why it’s best to take into account Air Canada and the Chase Aeroplan Card

Pair with one other United card

Whereas there are causes for United followers to carry the Aeroplan bank card even and not using a United card of their pockets, the Aeroplan card actually can complement your present technique.

Flexibility is the key right here. If you have already got a excessive stability of United miles and perks out of your United card, you are not restricted to United’s award charges by itself flights or flights on different Star Alliance companions, resembling Lufthansa.

United Polaris business class Boeing 787-9 Dreamliner
United Polaris enterprise class Boeing 787-9. KYLE OLSEN/THE POINTS GUY

You possibly can unlock completely different award area and doubtlessly higher worth on the identical flights when utilizing Aeroplan’s program whereas sustaining cardholder advantages out of your United card.

For instance, yow will discover a strong redemption price on a United flight with Aeroplan factors, pay for taxes and costs along with your United Quest℠ Card (see charges and costs), and revel in a free first and second checked bag free for your self and your companion.

Associated: Final-minute methods for incomes United Airways Premier elite standing

Backside line

Should you continuously fly United, you could default to a United bank card. Nevertheless, there are causes to think about the Aeroplan bank card as an alternative. A few of these causes embrace the cardboard’s profitable welcome supply and strong award charges on United flights.

Moreover, the Aeroplan card’s $95 annual price is decrease than that of most United cobranded choices and it has extra profitable bonus classes, together with incomes 3 factors per greenback spent on eating and groceries.

To study extra, learn our full overview of the Aeroplan bank card.


Apply right here: Aeroplan Credit score Card


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