Citi ThankYou Rewards information: How you can earn and redeem factors

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Whereas Citi provides many playing cards, just some present entry to the corporate’s useful ThankYou Rewards program. Furthermore, solely cardmembers with choose playing cards can entry all of the Citi ThankYou Rewards switch companions and switch to those companions at the most effective charges.

Whether or not you are making use of on your first bank card or are a seasoned professional in search of a brand new journey rewards card, a number of playing cards in Citi’s portfolio is likely to be best for you. On this information, we’ll look at this system in additional element, together with easy methods to earn and redeem Citi ThankYou Rewards factors.

Finest Citi ThankYou Rewards playing cards

The data for the Citi Status and the Citi Customized Money has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.

How you can earn Citi ThankYou Rewards factors

The one strategy to earn Citi ThankYou Rewards factors is to get and use a Citi ThankYou Rewards card for purchases. Here is a take a look at easy methods to earn factors with among the greatest Citi ThankYou Rewards playing cards:

Card Signal-up provide Incomes charges Annual price
Citi Strata Elite Card Earn 80,000 bonus factors after spending $4,000 on purchases within the first three months from account opening.
  • 12 factors per greenback spent on motels, automobile leases and points of interest booked via Citi Journey
  • 6 factors per greenback spent on air journey booked via Citi Journey
  • 6 factors per greenback spent at eating places on Fridays and Saturdays from 6 p.m. Japanese time to six a.m. Japanese time (3 factors per greenback spent at eating places throughout different durations)
  • 1.5 factors per greenback spent on all different purchases
$595
Citi Strata Premier Card Earn 60,000 bonus factors after spending $4,000 on purchases within the first three months of account opening.
  • 10 factors per greenback spent on motels, automobile leases and points of interest booked via Citi Journey
  • 3 factors per greenback spent on restaurant, grocery store, gasoline and electrical car charging station purchases, plus different motels and air journey
  • 1 level per greenback spent on all different purchases
$95
Citi Strata Card Earn 30,000 bonus factors after spending $1,000 on purchases within the first three months from account opening.
  • 5 factors per greenback spent on motels, automobile leases and points of interest booked via Citi Journey
  • 3 factors per greenback spent on grocery store, choose transit, gasoline and EV charging station purchases
  • 3 factors per greenback spent in an eligible self-select class of your selection (health golf equipment, choose streaming providers, dwell leisure, pet provide shops, beauty shops, and barber outlets and hair salons)
  • 2 factors per greenback spent at eating places
  • 1 level per greenback spent on all different purchases
$0
*Citi Double Money® Card Earn $200 in money again after spending $1,500 on purchases within the first six months of account opening. Observe that this bonus will likely be fulfilled as 20,000 ThankYou Rewards factors, which might be redeemed for $200 money again.
  • 5% money again on motels, automobile leases and points of interest booked with Citi Journey
  • 2% money again on all different purchases (1% money again once you buy and 1% money again once you pay your invoice)
$0
Citi Status Card This card will not be out there to new candidates.
  • 5 factors per greenback spent on restaurant, airline and journey company purchases
  • 3 factors per greenback spent on lodge and cruise line purchases
  • 1 level per greenback spent on all different purchases
$495
*Citi Customized Money Card Earn $200 in money again after spending $1,500 on purchases within the first six months of account opening. Observe that this bonus will likely be fulfilled as 20,000 ThankYou Rewards factors, which might be redeemed for $200 money again.
  • 5% money again in your prime eligible spend class (eating places, gasoline stations, grocery shops, choose journey, choose transit, choose streaming providers, drugstores, dwelling enchancment shops, health golf equipment or dwell leisure), as much as $500 spent every billing cycle
  • 5% money again on motels, automobile leases and points of interest booked with Citi Journey
  • 1% money again on all different purchases
$0

*Observe that Double Money and Customized Money cardholders will earn money again within the type of ThankYou Rewards factors.

If you wish to add a brand new Citi ThankYou Rewards card to your pockets, learn the advantageous print for the sign-up provide and verify our web page on bank card utility guidelines to make sure you’re eligible for the bonus earlier than clicking the “Apply” button.

Associated: The very best time to use for these standard Citi bank cards, based mostly on provide historical past

How you can redeem Citi ThankYou Rewards factors

All of the Citi ThankYou Rewards playing cards allow you to redeem ThankYou Rewards factors for assertion credit, money rewards, third-party reward playing cards and journey booked via the Citi Journey portal at a flat fee of 1 cent per level. Generally, you may even discover reward playing cards on sale that would provide you with a barely increased redemption fee. Watch out, although, as some redemption choices (akin to Store With Factors) present lower than 1 cent per level in worth.

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You might get considerably extra worth once you redeem your ThankYou Rewards factors by transferring them to airline or lodge companions. Nevertheless, solely vacationers with the Citi Strata Elite Card, the Citi Strata Premier Card or the Citi Status Card can switch Citi ThankYou Rewards factors to American Airways AAdvantage. And, for the opposite Citi ThankYou Rewards switch companions, vacationers with choose playing cards (together with the Citi Strata Elite and the Citi Strata Premier) unlock increased switch ratios.

Here is a take a look at the Citi ThankYou Rewards journey companions and switch ratios based mostly on card sort.

Program Switch ratio for Citi Strata Elite, Citi Strata Premier, Citi Status and AT&T Entry Extra cardmembers Switch ratio for different Citi ThankYou Rewards cardmembers
Aeromexico Rewards 1,000:1,000 1,000:700
Accor Stay Limitless 1,000:500 1,000:350
Air France-KLM Flying Blue 1,000:1,000 1,000:700
American Airways AAdvantage 1,000:1,000 (not out there for AT&T Entry Extra cardmembers) Not out there
Avianca LifeMiles 1,000:1,000 1,000:700
Cathay Pacific Cathay 1,000:1,000 1,000:700
Alternative Privileges 1,000:2,000 1,000:1,400
Emirates Skywards 1,000:800 1,000:560
Etihad Visitor 1,000:1,000 1,000:700
EVA Air Infinity MileageLands 1,000:1,000 1,000:700
I Desire Resort Rewards 1,000:4,000 1,000:2,800
JetBlue TrueBlue 1,000:1,000 1,000:700
Leaders Membership (Main Accommodations of the World) 1,000:200 1,000:140
Miles&Smiles (Turkish Airways) 1,000:1,000 1,000:700
Qantas Frequent Flyer 1,000:1,000 1,000:700
Qatar Airways Privilege Membership 1,000:1,000 1,000:700
Singapore KrisFlyer 1,000:1,000 1,000:700
Thai Royal Orchid Plus 1,000:1,000 1,000:700
Virgin Atlantic Flying Membership/Virgin Crimson 1,000:1,000 1,000:700
Wyndham Rewards 1,000:1,000 1,000:700

The data for the AT&T Entry Extra card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.

You possibly can mix all of your ThankYou Rewards factors into one account, both on the ThankYou Rewards web site or by way of a telephone name to ThankYou Rewards. Suppose you mix your factors into your Citi Strata Elite Card, Citi Strata Premier Card or Citi Status Card account. In that case, you possibly can switch your rewards to all of the Citi ThankYou Rewards journey companions at the most effective switch ratios.

Couple booking travel
CAIA IMAGES/GETTY IMAGES

With so many switch companions, your choices are plentiful when redeeming Citi ThankYou Rewards factors. Listed here are some redemptions to think about:

Associated: Redeem your factors and miles: How you can search flight award availability for the main airways

Backside line

Having a premium Citi ThankYou Rewards card just like the Citi Strata Elite Card, the Citi Strata Premier Card or the Citi Status Card is extra essential than ever if you wish to maximize the Citi ThankYou Rewards program. These playing cards unlock transfers to all of the Citi ThankYou Rewards companions at the most effective fee, which might present many high-value award reserving choices.

The Citi Strata Elite Card at present has a welcome provide of 80,000 bonus factors after spending $4,000 on purchases within the first three months from account opening, whereas the Citi Strata Premier Card has a welcome provide of 60,000 bonus factors after spending $4,000 on purchases within the first three months of account opening. So, now is an efficient time so as to add both of those playing cards to your pockets.

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