Capital One VentureOne Rewards Credit score Card overview
*Card ranking relies on the opinion of TPG’s editors and isn’t influenced by the cardboard issuer.
Irrespective of which card from the Capital One Enterprise household you select, all three choices supply easy earnings constructions, invaluable airline and resort switch companions and easy-to-use rewards.
For many who like a simple choice for incomes and redeeming rewards, you can too use your miles to cowl virtually any latest travel-related buy on the Capital One VentureOne Rewards Credit score Card.
In the event you’re uncertain about paying an annual price, contemplate this card because it does not cost one. We sometimes advocate candidates have a credit score rating of 670 or increased to extend their probabilities of approval.
Try the complete particulars of this card to find out whether or not it is a good match for you.
Capital One VentureOne execs and cons
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Capital One VentureOne welcome supply
TPG’s August 2025 valuations peg Capital One Enterprise miles at 1.85 cents apiece, making this welcome bonus (bonus miles plus the journey credit score) value as much as $470.
The $100 journey credit score is legitimate for a 12 months and can be utilized in a number of purchases of flights, inns, rental automobiles and trip leases booked via Capital One Journey; nevertheless, rewards will not be earned on the credit score.
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That is considerably lower than the Enterprise Rewards card bonus, which is at the moment 75,000 miles after spending $4,000 on purchases inside the first three months of account opening. This welcome bonus is valued at $1,388, in line with TPG’s August 2025 valuations.
Nonetheless, the 20,000-mile bonus continues to be increased than what many different no-annual-fee playing cards supply. Moreover, the spending requirement for the VentureOne card’s bonus is far simpler to satisfy than the Enterprise card, requiring simply $500 in spending.
It is also necessary to notice Capital One’s software restrictions. Usually, Capital One will solely approve you for one bank card each six months. Moreover, you will not be eligible for the welcome bonus in the event you acquired one on this card inside the previous 48 months.
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Capital One VentureOne advantages
The VentureOne has just a few advantages, together with:
Along with these advantages the VentureOne is among the many few no-annual-fee playing cards with no overseas transaction charges, making it particularly helpful for worldwide journey.
Plus, cardholders obtain complimentary Hertz Gold Rewards 5 Star standing (enrollment required).
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Incomes miles on the Capital One VentureOne
You will earn:
- 5 miles per greenback spent on inns, trip leases and rental automobiles booked via the Capital One Journey portal
- 1.25 miles per greenback spent on on a regular basis purchases
These equate to a 9.3% return on spending (primarily based on TPG’s August 2025 valuations) on eligible Capital One Journey portal bookings and a strong 2.3% return on all different purchases.
Whereas first rate, it is not the most effective return for on a regular basis spending. Nonetheless, the advantage of a limiteless incomes fee is that you do not have to maintain up with a number of bonus classes — favoring simplicity over most returns.
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Redeeming miles on the Capital One VentureOne
You will have just a few choices in terms of redeeming Enterprise miles.
Essentially the most simple means for many cardholders is to make use of them to pay for eligible purchases as a press release credit score. You register to your Enterprise Rewards on-line account and redeem miles at 1 cent every for a press release credit score towards latest, eligible journey purchases you’ve got made with the cardboard.
This contains many journey bills that conventional miles will not cowl, from Airbnb stays to Uber rides. There aren’t any award charts, blackout dates or minimal redemption quantities.
It’s also possible to redeem your miles for Amazon purchases, Capital One leisure purchases, money again and present playing cards. Nonetheless, these strategies all have redemption charges of lower than 1 cent per mile, so you need to keep away from utilizing any of those choices if you wish to get most worth out of your miles.
Associated: The way to earn, redeem and switch Capital One miles
Transferring miles on the Capital One VentureOne
To get extra worth out of your Capital One miles, you might be like TPG e-newsletter and partnerships editor Emily Thompson and switch miles to journey companions.
Capital One has 15-plus airline and resort companions to which you’ll be able to switch your miles, together with Avianca LifeMiles, British Airways Membership, and Turkish Airways Miles&Smiles. Transferring miles to companions provides you with the utmost worth on your hard-earned miles.
Associated: Cashing in Capital One miles? The way to get the utmost worth when redeeming miles
Which playing cards compete with the Capital One VentureOne?
If this card sounds fairly interesting, know that there are literally a number of no-annual-fee playing cards that compete with the VentureOne:
For extra choices, take a look at our full record of the finest no-annual-fee playing cards.
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Is the Capital One VentureOne value it?
The VentureOne is a strong no-annual-fee choice for many who need a wholesome welcome bonus, cheap perks and the flexibility to switch factors and miles on to journey companions. Nonetheless, you will get the next earn fee on on a regular basis purchases by getting a Enterprise card with an annual price.
Backside line
Nonetheless, frequent vacationers could want the upper incomes charges and added perks of the Enterprise or Enterprise X.
Study extra: Capital One VentureOne Rewards
For Capital One merchandise listed on this web page, a number of the advantages could also be offered by Visa® or Mastercard® and will differ by product. See the respective Information to Advantages for particulars, as phrases and exclusions apply.
Upon enrollment, accessible via the Capital One web site or cellular app, eligible cardholders will stay at that standing stage via the length of the supply. Please observe, enrolling via the traditional Hertz Gold Plus Rewards enrollment course of (e.g. at Hertz.com) won’t robotically detect a cardholder as being eligible for this system and cardholders won’t be robotically upgraded to the relevant standing tier. Further phrases apply.
