Many vacationers love redeeming Chase Final Rewards factors for resort stays by means of the Chase Journey℠ portal. That is very true now that Factors Increase lets eligible cardholders redeem factors for resort stays by means of Chase Journey for as much as 2 cents per level, relying on the cardboard and the redemption.
In case you have one of many following playing cards, you can additionally switch your Chase factors to pick out resort loyalty applications — IHG One Rewards, Marriott Bonvoy and World of Hyatt — at a 1:1 ratio and redeem factors by means of that program in your keep:
It is comparatively straightforward to ebook a keep no matter whether or not you ebook by means of the Chase Journey portal or switch factors to a resort associate loyalty program after which redeem by means of that program, so ease of reserving should not be an element. Nevertheless, when deciding tips on how to redeem Chase factors for a resort keep, there are two essential elements to contemplate. So, let’s dive in.
Factors required in your keep
The simplest strategy to decide whether or not it is best to switch Chase factors to a resort loyalty program or ebook a resort by means of Chase Journey is to check the variety of factors you’d have to redeem. If you wish to ebook a selected Hyatt, IHG or Marriott property, you possibly can examine the factors price by means of the Chase Journey portal to the factors price of the property if redeemed by means of the resort loyalty program.
For instance, I may switch 4,000 Chase Final Rewards factors to Hyatt after which redeem 3,500 Hyatt factors for this evening on the Hyatt Place Atlanta Airport-South.
But when I needed to ebook by means of Chase Journey utilizing factors from my Chase Sapphire Most well-liked Card account, I would have to redeem 11,538 Chase factors for a similar evening. And if I would utilized for my Chase Sapphire Most well-liked after June 22, I would solely get 1 cent per level on this reservation and would wish to redeem 14,423 factors.
No matter once I utilized for my card, I would get higher worth by transferring Chase factors to Hyatt and reserving an award keep by means of the World of Hyatt program on this case.
If you do not have a selected property you need to ebook, you possibly can nonetheless examine your choices by selecting a property by means of Chase Journey and checking award charges for properties bookable by means of Marriott, IHG and Hyatt. This can allow you to examine your choices and the variety of Chase factors you’d have to redeem for every.
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Associated: How a lot are Chase Final Rewards factors price?
Loyalty program advantages
The second facet to contemplate is loyalty program advantages once you ebook instantly, together with on award stays. For instance, I recognize getting advantages because of my resort elite standing once I ebook instantly with Hyatt, Marriott and IHG. Plus, I like incomes elite qualifying nights towards requalifying for elite standing with these applications. In spite of everything, these applications all present elite qualifying nights, even on award stays.
You normally will not get loyalty program advantages and elite earnings once you ebook by means of a web based journey company like Chase Journey, apart from choose properties booked by means of The Edit by Chase Journey. So, I take advantage of Chase Journey to ebook motels outdoors my main resort loyalty applications, similar to boutique or unbiased motels.
Associated: Maximize your rewards by getting a fourth or fifth evening free on award stays
Backside line
Evaluating your choices is essential and might help you get extra worth out of your Chase Final Rewards factors.
For instance, my sister-in-law has the Chase Sapphire Most well-liked and was going to ebook a one-night keep throughout a highway journey by means of the Chase Journey portal for about 20,000 Chase factors. However earlier than she did so, I discovered her a comparable Class 1 Hyatt property that solely price her 5,000 factors for a similar evening if she transferred Chase factors to Hyatt after which redeemed Hyatt factors for her keep. On this case, she saved round 15,000 Chase factors just by transferring factors to Hyatt as an alternative of reserving by means of the Chase Journey portal.
If you do not have a premium Final Rewards card that gives entry to switch companions, now is a good time to use. The Chase Sapphire Reserve at the moment has a welcome supply of 100,000 factors plus a $500 Chase Journey promo credit score after spending $5,000 on purchases within the first three months from account opening, whereas the Chase Sapphire Reserve for Enterprise has a welcome supply of 200,000 bonus factors after spending $30,000 on purchases within the first six months from account opening.
It is also price remembering that you would be able to switch Chase Final Rewards factors to varied airline loyalty applications. Take a look at the next tales to study extra about tips on how to maximize your redemptions:
