The advantages of luxurious resort applications can really feel fairly related, as can their names. These applications have heaps in widespread, so you may be forgiven for complicated them with one another.
Nonetheless, there are vital variations amongst Amex’s Wonderful Inns + Resorts and The Resort Assortment, Capital One’s Life-style Assortment and Premier Assortment, Chase’s The Edit by Chase Journey℠ and Citi’s Resort Assortment and Luxurious Assortment applications.
Reserving by way of one in all these applications can get you elite status-like perks with out really having elite standing on the resort. Plus, you possibly can obtain these perks throughout many resort manufacturers, so long as they’re featured in this system.
Let’s study these applications to grasp their similarities and variations. We’ll cowl the advantages, find out how to ebook motels accurately and who has entry.
Luxurious resort applications overview
| Amex Wonderful Inns + Resorts | Amex The Resort Assortment | Capital One Life-style Assortment | Capital One Premier Assortment | The Edit by Chase Journey | Citi Resort Assortment | Citi Luxurious Assortment | |
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| Who has entry | American Specific cardholders with Platinum and Centurion playing cards (enterprise and private variations) | American Specific cardholders with Gold, Platinum and Centurion playing cards (enterprise and private variations) | Holders of the Capital One Enterprise X Rewards Credit score Card, Capital One Enterprise X Enterprise, Capital One Enterprise Rewards Credit score Card and Capital One Spark Miles for Enterprise | Holders of the Capital One Enterprise X Rewards Credit score Card and Capital One Enterprise X Enterprise | Chase cardholders with Chase Sapphire Reserve® (see charges and costs), J.P. Morgan Reserve® and Chase United playing cards | Cardholders with playing cards that earn ThankYou factors | These with the Citi Strata Premier® Card (see charges and costs) and Citi Status® Card (not accepting functions) |
| Minimal keep requirement | None | Two nights | None | None | None | None | None |
| How you can ebook | Amex Journey FHR portal | Amex Journey Resort Assortment portal | Life-style Assortment part inside Capital One Journey | Premier Assortment part inside Capital One Journey | Chase Journey portal web site or Famend Inns web site (if you happen to’re a Chase United cardmember) | Citi Journey web site | Citi Journey web site |
| Assured advantages |
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Elevated points-earning charges when utilizing your Amex card to pay for these bookings |
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| Potential advantages |
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Early check-in and late checkout when out there |
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| On-property credit score | $100 credit score towards eligible fees | $100 to spend on qualifying eating, spa and resort actions | A $50 expertise credit score to make use of towards rooftop drinks, signature resort eating places, room service or different actions | $100 credit score; makes use of fluctuate by resort, and eligible bills should be charged to your room to make use of the credit score | $100 property credit score for use on eating, spa therapies or different actions onsite | None | $100 credit score; makes use of fluctuate by resort, and eligible bills should be charged to your room to make use of the credit score |
| Resort loyalty program standing and points-earning | Perhaps; some folks do get elite standing recognition, keep credit score or earn factors with a resort program, nevertheless it’s not assured | Unlikely, however some folks do get keep credit | Unlikely, however some folks do get keep credit | Unlikely, however some folks do get keep credit | Perhaps; some folks do get elite standing recognition, keep credit score or earn factors with a resort program, nevertheless it’s not assured | Not potential so as to add loyalty quantity when making reserving; can inquire instantly with the resort however unlikely to obtain advantages | Not potential so as to add loyalty quantity when making reserving; can inquire instantly with the resort however unlikely to obtain advantages |
| Reimbursement credit score for these bookings | As much as $200 credit score per calendar 12 months with The Platinum Card® from American Specific
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As much as $200 credit score per calendar 12 months with The Platinum Card from American Specific
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No reimbursement, however Enterprise X and Enterprise X Enterprise cardholders can use their annual $300 credit score towards these bookings made by way of Capital One Journey | No reimbursement, however Enterprise X and Enterprise X Enterprise cardholders can use their annual $300 credit score towards these bookings by way of Capital One Journey | No reimbursement, however Sapphire Reserve cardholders can use their $300 in annual journey credit towards these bookings | $100 resort credit score with the Citi Strata Premier® Card (see charges and costs) when spending no less than $500; fourth evening free with the Citi Status® Card | $100 resort credit score with the Citi Strata Premier when spending no less than $500; fourth evening free with the Citi Status Card |
| Use of factors/miles for these bookings | Sure, at 1 cent per level | Sure, at 0.7 cents per level | Sure, at 1 cent per level | Sure, at 1 cent per level | Sure, as much as 2 cents per level with eligible Factors Enhance bookings | Sure, at 1 cent per level | Sure, at 1 cent per level |
Enrollment is required for choose advantages.
The knowledge for the Citi Status card and J.P. Morgan Reserve has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.
Amex Wonderful Inns + Resorts
The FHR program would not have minimal keep necessities and options essentially the most strong set of assured advantages amongst all 4 applications. You will have assured day by day breakfast for 2 folks, a 4 p.m. late checkout and complimentary Wi-Fi throughout your keep. There’s additionally the $100 on-property amenity as a assured profit on FHR stays.
Solely cardmembers of those 4 playing cards have entry to Wonderful Inns + Resorts bookings: The Platinum Card from American Specific, The Enterprise Platinum Card from American Specific, The Centurion® Card from American Specific and The Enterprise Centurion® Card from American Specific. Moreover, the latter two playing cards can be found by invitation solely.
The knowledge for the Centurion and Enterprise Centurion playing cards has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.
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One other draw back is that FHR bookings are sometimes dearer than reserving instantly with the resort or its loyalty program. Add to this the truth that you possibly can’t cut up fee throughout a number of bank cards, which generally is a detrimental when you have a number of Platinum playing cards with as much as $200 in credit to make use of and might’t mix these.
Associated: Get free breakfast, upgrades and extra with the Amex Wonderful Inns + Resorts program
Amex The Resort Assortment
American Specific has a second resort program: The Resort Assortment.
Extra cardmembers have entry to this program. Anybody with a Gold, Platinum or Centurion card, together with private and enterprise variations of these playing cards, has entry to THC bookings. The on-property credit score is extra predictable: It is a $100 credit score to make use of for bills charged to your room, usually good for spending on the resort’s restaurant or spa or on actions on the resort.
As with Wonderful Inns + Resorts bookings, Amex Platinum cardmembers can use as much as $200 in annual resort credit for bookings with The Resort Assortment (minimal two-night keep). There’s additionally the choice to make use of Membership Rewards factors to pay for stays. Enrollment is required.
Nonetheless, level redemptions listed here are poor, offering simply 0.7 cents per level in worth. That is simply over a 3rd of the two cents-per-point worth for Amex factors in TPG’s July 2025 valuations.
Associated: How you can use Amex’s The Resort Assortment to snag additional perks on resort stays
Capital One Life-style Assortment
The Life-style Assortment is “a curated collection of trendy motels in inviting locations,” per Capital One. It consists of boutique properties in well-liked places, together with high quality eating and distinctive leisure entry. The gathering consists of manufacturers like Virgin Inns, The Customary, Design Inns and The Line, in addition to boutique motels.
It isn’t fairly as good because the Premier Assortment, nevertheless it gives cardholders some worth, together with a $50 expertise credit score to make use of towards rooftop drinks, signature resort eating places, room service or different actions, complimentary Wi-Fi, and room upgrades, early check-in and late checkout, when out there.
Associated: Capital One’s Life-style Assortment for motels
Capital One Premier Assortment
An attention-grabbing side of this program is the opportunity of combining Premier Assortment and resort program advantages, relying on whether or not the resort honors your rewards program advantages along with the Premier Assortment advantages.
If this works, it will can help you ebook a Six Senses property that participates in IHG One Rewards, add your loyalty quantity to this reserving and obtain acceptable advantages like bonus factors in your keep or suite upgrades, relying on what standing degree you maintain.
Nonetheless, it isn’t assured. Inns aren’t obligated to acknowledge your standing on bookings in these applications, as they’re thought of third-party reservations.
There aren’t any necessary minimal reservations in this system, except a resort imposes its personal minimal stays. Plus, there’s a high quality quantity of assured advantages: day by day breakfast for 2, a $100 property credit score, Wi-Fi and bonus factors earned on these bookings if paying along with your eligible card as a substitute of redeeming Capital One miles. In the event you select to redeem miles, this may be completed at the usual fee of 1 cent apiece.
Associated: Get free breakfast, expertise credit and room upgrades on resort bookings with Capital One Premier Assortment
The Edit by Chase Journey
With The Edit, there isn’t any minimal keep requirement (although sure properties could have their very own minimums) and that Wi-Fi and day by day breakfast are assured advantages. There’s additionally a assured on-property credit score of $100.
One other power of The Edit by Chase Journey is that it’s out there to way more folks than the opposite applications. You’ve gotten entry to The Edit when you have one of many following playing cards:
Sapphire Reserve and J.P. Morgan Reserve cardholders can entry The Edit by Chase Journey by way of the Chase Journey portal. Nonetheless, these with Chase United playing cards ebook by way of Famend Inns.
You possibly can redeem Final Rewards factors on these bookings with a Chase Sapphire Reserve, which gives as much as 2 cents per level on sure redemptions by way of Factors Enhance.
Different drawbacks embrace the shortage of annual assertion credit that may offset your spending (nevertheless, Sapphire Reserve cardholders can use their $300 in annual journey credit towards these bookings), blended outcomes on making an attempt to get keep credit score with resort loyalty applications on these nights and no assure for early check-in or late checkout.
Associated: Your information to The Edit by Chase Journey
Citi Resort Assortment
There may be comparatively open entry to this program. So long as you have got a Citi bank card that earns ThankYou factors, you have got entry.
Furthermore, there aren’t any minimal keep necessities for HC reservations. And you will get two assured advantages: day by day breakfast for 2 folks and complimentary Wi-Fi. Early check-in and late checkout privileges could also be provided, topic to availability on the resort.
Nonetheless, there are drawbacks. You possibly can’t add your resort program loyalty quantity inside Citi’s journey portal. Thus, you will not earn factors with the resort’s rewards program and certain will not obtain any advantages related along with your elite standing, if any.
There aren’t any devoted spending credit for these bookings, both. Nonetheless, you possibly can apply your fourth-night-free profit or $100 resort credit score to those reservations, relying on what playing cards you have got.
On prime of sacrificing your elite standing advantages, you additionally may commerce comfort for redemption worth. You need to use Citi ThankYou factors to pay for these bookings, however your factors might be value simply 1 cent every. That is far beneath TPG’s July 2025 valuation of 1.85 cents per Citi level.
Citi Luxurious Assortment
Citi’s premium providing is extra unique. Solely these with Citi Strata Premier Card or Citi Status playing cards can entry the Luxurious Assortment (LC), and the Status card is not open to new candidates.
On prime of the Resort Assortment perks (day by day breakfast for 2 and complimentary Wi-Fi), you may additionally get a $100 on-property credit score to make use of throughout your keep. What this covers will fluctuate by property, nevertheless. It could be legitimate for on-property eating places at some motels, however it could have extra makes use of at others, akin to resort actions or parking. Moreover, advantages based mostly on availability embrace room upgrades at check-in, early check-in and late checkout.
Citi’s LC has most of the similar drawbacks as its lower-tier program.
You possibly can’t add your resort rewards program quantity to those bookings, so it is unlikely your elite standing might be acknowledged. It is also unlikely that your keep will depend towards the nights you have to earn elite standing.
Associated: Get free breakfast and premium perks with Citi’s Resort Assortment and Luxurious Assortment
Backside line
There are lots of similarities among the many luxurious resort applications provided by American Specific, Capital One, Chase and Citi.
The Edit by Chase Journey and Citi’s Resort Assortment can be found to the widest vary of cardholders. Amex’s Wonderful Inns + Resorts program has essentially the most assured advantages, however Amex’s The Resort Assortment is open to extra cardholders than FHR. Capital One’s two applications are working exhausting to supply integration with resort loyalty applications. Citi’s Luxurious Assortment has the broadest mixture of entry and advantages.
When it is time to make your subsequent resort reserving, reference the data above to make sure you know precisely what’s and is not included so you possibly can ebook by way of the very best program for you.
Associated: 9 issues to think about when selecting to ebook by way of a portal vs. reserving instantly
